Council BooksAdelaide-MetcalfeOntarioSign inSubscribe
Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Adelaide-Metcalfe's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

The money · 2025

How Adelaide-Metcalfe's money works

A town is a bit like a household. Money comes in (mostly taxes and grants), and money goes out to pay for services like roads, fire trucks and the arena. Here is what that looked like in 2025, the latest year the town has reported to the Province.

Why 2025 and not this year? A budget is a plan. These figures are what actually happened, checked by an auditor and reported to Ontario.

Money in: $7.3M

Where the town's money came from in 2025.

Adelaide-Metcalfe revenue by source, 2025
  • Property taxes$5.5M75%
  • Money from Ontario (no strings)$307K4%
  • Grants for specific projects$237K3%
  • Fees people pay$510K7%
  • Other$501K7%
  • Everything else$273K4%
Show as a table
CategoryAmountShare
Property taxes$5,473,79475.0%
Money from Ontario (no strings)$306,9004.2%
Grants for specific projects$236,9053.2%
Fees people pay$509,8167.0%
Other$501,2226.9%
Everything else$272,7783.7%
Total$7,301,415100%

What each source means

Property taxes
What home and business owners pay each year, based on what their property is worth.
Money from Ontario (no strings)
A yearly grant from the Province that the town can spend on anything. Small rural towns get more.
Grants for specific projects
Money from Ontario or Canada that must be spent on a certain thing, often a road or building.
Fees people pay
Water and sewer bills, dump fees, arena rentals, permits and similar charges.
Other
Interest earned, donations, sales of land and equipment.

Money out: $4.6M on services

Day-to-day spending in 2025, by service. On top of this, the town recorded $1.6M of "wear and tear" on things it owns. That is an accounting cost, not cash out the door, so it is left out here.

Adelaide-Metcalfe spending by service, 2025
  • Running the town office$1.2M26%
  • Police, fire and safety$960K21%
  • Roads and snow$1.9M41%
  • Water, sewers and garbage$436K9%
  • Health$6110%
  • Parks, arena and library$34,1301%
  • Planning and business$92,3002%
Show as a table
CategoryAmountShare
Running the town office$1,200,86326.1%
Police, fire and safety$960,41420.9%
Roads and snow$1,881,01040.8%
Water, sewers and garbage$435,9369.5%
Health$6110.0%
Parks, arena and library$34,1300.7%
Planning and business$92,3002.0%
Total$4,605,264100%

Roads and snow

$1.9M

Fixing and paving roads, bridges and culverts, ploughing snow, and street lights.

+34% since 2019 (prices rose 21%)

Roads and snow broken down
  1. Gravel roads$1.9M+34%

    Grading and fixing gravel roads.

Show as a table
ItemAmountChange
Gravel roads$1,881,010+33.8%

Running the town office

$1.2M

Council, managers, the clerk, accounting, computers, insurance and the town hall itself. Every town needs some of this, but it does not fix a road or put out a fire.

+127% since 2019 (prices rose 21%)

Running the town office broken down
  1. Senior management$580K+137%

    The top managers who run the town day to day.

  2. Office and administration$525K+166%

    Office staff, finance, IT, insurance, legal and the town hall. Towns share this cost out across other services.

  3. Council$96,238+12%

    Pay and expenses for the mayor and councillors, and council meetings.

Show as a table
ItemAmountChange
Senior management$579,724+136.7%
Office and administration$524,901+166.1%
Council$96,238+12.0%

Police, fire and safety

$960K

Paying for police, the fire department, building inspectors and by-law officers.

+9% since 2019 (prices rose 21%)

Police, fire and safety broken down
  1. Police (OPP contract)$457K+8%

    What the town pays for policing.

  2. Fire department$313K+12%

    Firefighters, trucks and fire halls.

  3. Building permits$100K−11%

    Checking that new buildings are safe.

  4. Conservation authority$66,855+43%

    A regional group that manages rivers, flooding and wetlands.

  5. By-law and animal control$23,164

    Enforcing town rules, like noise, parking and dogs.

Show as a table
ItemAmountChange
Police (OPP contract)$457,261+8.0%
Fire department$312,997+11.7%
Building permits$100,137−11.2%
Conservation authority$66,855+43.0%
By-law and animal control$23,164–

Water, sewers and garbage

$436K

Clean tap water, the sewer system, garbage pickup, the dump and recycling.

+59% since 2019 (prices rose 21%)

Water, sewers and garbage broken down
  1. Garbage pickup$165K+6%

    Trucks that collect garbage.

  2. Sewer pipes$159K+487%

    The pipes that carry sewage away from homes.

  3. The dump (landfill)$99,488+31%

    Running the landfill, and saving up to close it safely one day.

  4. Sewage treatment$13,089

    Cleaning sewage before it goes back into nature (Tweed uses lagoons).

Show as a table
ItemAmountChange
Garbage pickup$164,855+6.1%
Sewer pipes$158,504+486.7%
The dump (landfill)$99,488+31.1%
Sewage treatment$13,089–

Planning and business

$92,300

Deciding what can be built where, and trying to bring businesses and visitors to town.

−71% since 2019 (prices rose 21%)

Planning and business broken down
  1. Farms and forests$70,587−78%

    Programs for farms and forests.

  2. Planning and zoning$19,164

    Deciding what can be built where.

  3. Other planning$2,549

    Other planning costs.

Show as a table
ItemAmountChange
Farms and forests$70,587−77.5%
Planning and zoning$19,164–
Other planning$2,549–

Parks, arena and library

$34,130

Parks, the arena, the pool, sports fields, programs and the library.

+32% since 2019 (prices rose 21%)

Parks, arena and library broken down
  1. Parks$34,130

    Parks, beaches, trails and green spaces.

Show as a table
ItemAmountChange
Parks$34,130–

Health

$611

Public health, ambulances and cemeteries.

−87% since 2019 (prices rose 21%)

Health broken down
  1. Cemeteries$611

    Looking after town cemeteries.

Show as a table
ItemAmountChange
Cemeteries$611–

What the money bought

The same 2025 spending, sorted by what it paid for rather than which service.

Spending by type
  1. Staff pay and benefits$1.7M

    Wages, benefits and pensions for town workers.

  2. Supplies and utilities$1.6M

    Gravel, salt, fuel, electricity, heating, office supplies and repairs.

  3. Outside companies$1.3M

    Work the town pays other companies to do, like policing, paving or consultants.

  4. Money given to others$66,855

    Grants and payments to other groups, like the conservation authority.

  5. Interest on loans$13,089

    The extra money paid to lenders for money the town borrowed.

  6. Rent and money costs$2,588

    Renting equipment or space, bank fees, and some accounting costs.

Show as a table
ItemAmount
Staff pay and benefits$1,668,147
Supplies and utilities$1,594,193
Outside companies$1,260,392
Money given to others$66,855
Interest on loans$13,089
Rent and money costs$2,588

Staff

People on the town's payroll at the end of each year, as reported to the Province.

YearFull-timePart-timeSeasonal
20191140
20201351
20211131
20221230
20231240
20241240
20251240

How things have changed since 2019

Money in compared with day-to-day spending, each year. When the orange line is above the blue one, the town spent more than it took in and made up the difference from savings or loans. Grants for big projects arrive in some years and not others, which makes "money in" jump around. In 2023, the town recorded an unusually large accounting entry for wear and tear (mostly for the landfill), so day-to-day spending looks lower that year than it really was.

Money in and day-to-day spending by year
$7.3M
Show as a table
YearMoney inDay-to-day spending
2019$6.0M$3.4M
2020$6.8M$4.6M
2021$6.1M$4.1M
2022$6.3M$4.3M
2023$7.0M$3.9M
2024$7.6M$4.6M
2025$7.3M$4.6M

Town property tax

Up 28% since 2019. Prices rose 21%.

Town property tax by year
$5.5M
Show as a table
YearTown property tax
2019$4.3M
2020$5.2M
2021$4.7M
2022$4.6M
2023$4.9M
2024$5.2M
2025$5.5M

Savings (reserves)

Money set aside for repairs, equipment and emergencies.

Reserves by year
$8.7M
Show as a table
YearSavings
2019$5.6M
2020$5.4M
2021$5.8M
2022$8.6M
2023$10.3M
2024$9.6M
2025$8.7M

What the town owes

Long-term loans plus short-term (temporary) loans at year end.

Debt by year
$184K
Show as a table
YearLong-term loansTemporary loans
2019$435K$0
2020$392K$0
2021$353K$0
2022$348K$0
2023$241K$0
2024$213K$0
2025$184K$0

Building new things

Spending on new or rebuilt roads, pipes, buildings and equipment, compared with how fast existing ones wear out.

Capital spending and wear by year
$1.8M
Show as a table
YearBuilt or boughtWore out (amortization)
2019$1.2M$814K
2020$2.0M$892K
2021$1.6M$938K
2022$767K$959K
2023$1.0M$1.2M
2024$3.6M$1.2M
2025$1.8M$1.6M

Source: Ontario Financial Information Return (FIR), Schedules 10, 40, 51, 60, 70, 74 and 80 (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.