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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Arran-Elderslie's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Arran-ElderslieUpdated Oct 5, 2026

Your town, in plain words

How Arran-Elderslie uses the money we share.

A clear, checkable guide to Arran-Elderslie's budget, taxes and council decisions. A municipality in Bruce County, in Ontario, made up of the communities of Arran, Tara, Elderslie, Paisley and Chesley, with a mayor, a deputy mayor and five ward councillors. Every figure links back to the public record.

Your typical 2024 property tax bill$2,793on a $180K home58% Town32% County10% SchoolsSee your tax bill explained →
Town spending, 2024$11.2MAbout $3,637 per household, up 8.8% from 2023.See the money →
Property tax change+6.2%Arran-Elderslie's own property tax came to $9.1M in 2024, against $8.6M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$2.8M · 25%
Police, fire and safety$2.4M · 22%
Water, sewers and garbage$2.1M · 19%
Parks, arena and library$1.7M · 15%
Show all 7 servicesShow fewer
Running the town office$1.4M · 13%
Planning and business$429K · 4%
Health$225K · 2%

Day-to-day spending in 2024, from Arran-Elderslie's report to the Province.

A fair comparisonHow does Arran-Elderslie compare?Among 82 similar Ontario towns, Arran-Elderslie's day-to-day spending per household is near the middle.Arran-Elderslie is here · 51 of 82, lowest to highestCompare Arran-Elderslie →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 8 questions
Worth askingMoney health

Why have the audited statements carried a qualified opinion, and when will the Municipality's asset records be fixed?

$50,394,796tangible capital assets reported at December 31, 2024, which the auditor says may need adjusting

An audit is a check of the town's yearly financial statements by an outside accountant. A "qualified" opinion means the accountant is telling readers that, apart from certain problems, the statements are fair. For both 2023 and 2024, MNP LLP gave a qualified opinion. It names two problems. First, the Municipality has not gathered the information it needs to correct the value it records for its water, sewer and roads assets. Second, it has not yet adopted a new accounting rule (PS 3280) for the cost of closing down old assets, so the auditor cannot say what that does to the numbers. The statements report tangible capital assets (things the town owns that last for years, such as roads, buildings and water systems) of $50,394,796 at December 31, 2024.

Found by reading the town's own documents · 4 sources

Worth askingOpenness

Why were the audited statements for both 2023 and 2024 signed on November 14, 2025, and where are the 2025 statements?

November 14, 2025date of the auditor's report on the 2024 statements (and on the 2023 statements)

The auditor's reports on the 2023 statements and on the 2024 statements are both dated November 14, 2025. The 2024 statements were therefore signed about 10 and a half months after the year ended (worked out by us). On October 5, 2026 the Municipality's financial statements list showed 2024 as its newest year.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why was $6,001,192 spent on capital projects in 2024 when $9,564,019 was budgeted?

$6,001,192capital assets bought in 2024, against a budget of $9,564,019

Capital spending is money spent on things that last, such as roads, buildings and pipes. The 2024 budget in the statements planned $9,564,019 for buying capital assets. The actual was $6,001,192, about 63% of the plan (worked out by us). The statements show that $2,431,828 of unspent capital money was transferred back to reserves (savings set aside for a purpose) in 2024, and $1,512,581 in 2023. The notes list commitments, including $2,700,000 for the Paisley Fire Hall, that were still to come after year-end.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why does the Municipality hold $9,000,000 in principal protected notes tied to stock-market indexes?

$9,000,000principal protected notes held at cost, December 31, 2024, out of $22,085,030 in cash and investments

Of $22,085,030 in cash and investments at the end of 2024, $9,000,000 (at cost) was in principal protected notes, down from $10,500,000 a year earlier. The Municipality's notes explain what they are: the town is repaid its principal at maturity, plus variable interest that follows the performance of Solactive Canada indexes, up to a maximum. The notes say their market value at December 31, 2024 was $9,282,330. The Municipality did not say in the statements who chose the notes or what they earned.

Found by reading the town's own documents · 3 sources

Show 4 more questionsShow fewer
Worth askingRising costs

What is the "Strategic Initiatives" line in the economic development budget, which grows from $101,800 in 2025 to $233,300 in 2026?

$233,300budgeted for Strategic Initiatives in 2026, against $101,800 in 2025

In the 2026 operating budget, the economic development account shows a line called Strategic Initiatives. It was $8,436 in 2023 and $27,183 in 2024, and $96,249 had been spent by November 2025. The 2025 budget was $101,800 and the 2026 budget is $233,300, up $131,500 or 129.2%. Over the same years the net cost of the whole economic development account goes from $215,527 to $292,904. We did not find a written explanation of what the money is for in the documents we read.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

What drives the 6.8% rise in the 2026 municipal tax line, and the 11.0% rise in the police contract?

$7,933,3162026 lower-tier taxation line, up 6.8% from $7,431,306

The lower-tier tax line, which is the part of the property tax bill the Municipality keeps for itself (not the county or school boards), rises from $7,431,306 in the 2025 budget to $7,933,316 in the 2026 budget, up $502,010 or 6.8%. Residential taxes rise 7.0%. Some of the rise is bills from outside bodies: the OPP contract goes from $1,188,621 to $1,319,369 (11.0%) and the conservation levy on the SVCA line goes from $72,013 to $108,208 (50.3%). The transfer to reserves in the general government account also rises, from $1,126,661 to $1,446,878 (28.4%), while the interest income budget falls from $344,845 to $300,000.

Found by reading the town's own documents · 4 sources

Good to knowMoney health

Does the $169,755 landfill liability cover the full cost of closing and monitoring the landfills?

$169,755solid waste closure and post-closure liabilities at December 31, 2024

A landfill has to be covered and watched for years after it closes. The Municipality records $169,755 for this at the end of 2024. The notes say the total estimated future cost for the Arran landfill is $526,681, and that the amount recorded counts only the share of the site already used. The Municipality is therefore following its own stated method. The auditor adds that it has not adopted the newer rule, so it cannot say what the effect on the numbers would be.

Found by reading the town's own documents · 3 sources

Good to knowSpending level

Why were 2024 expenses $13,506,424 when the budget in the statements was $11,187,206?

$13,506,424expenses in 2024, against a budget of $11,187,206

The 2024 statements show expenses of $13,506,424 against a budget of $11,187,206, a gap of $2,319,218 (worked out by us). Two areas stand out: transportation services ($3,846,541 against $2,812,587) and environmental services ($2,838,199 against $1,892,894). The gap looks mostly like an accounting difference. Note 9 shows no amortization (the yearly wearing-out cost of assets) in the budget column and $2,272,741 in the actual column. That leaves $46,477 of the gap unexplained by amortization alone (worked out by us). The Municipality did not say in the statements how the gap splits by service.

Found by reading the town's own documents · 2 sources

2024 tax year · Arran-Elderslie, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Arran-Elderslie's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Arran-Elderslie.

a year in property tax, at 2024 rates

  • Arran-Elderslie
  • County or region
  • Schools

Arran-Elderslie council sets only its own share. County or region sets its share, the Province sets the school rate.

See what your Arran-Elderslie share pays forHide the breakdown

Roughly what your Arran-Elderslie share pays for

Source
  • Roads and snow
  • Police, fire and safety
  • Running the town office
  • Parks, arena and library
  • Water, sewers and garbage
  • Planning and business
  • Health

An estimate. It uses the residential tax rate, and splits Arran-Elderslie's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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