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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Belleville's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / BellevilleUpdated Oct 2, 2026

Your city, in plain words

How Belleville uses the money we share.

A clear, checkable guide to Belleville's budget, taxes and council decisions. A city of about 55,000 people in Eastern Ontario. Every figure links back to the public record.

Your typical 2024 property tax bill$2,238on a $190K home87% City13% SchoolsSee your tax bill explained →
City spending, 2024$155MAbout $6,567 per household, down 2.5% from 2023.See the money →
Property tax change+10.5%Belleville's own property tax came to $130M in 2024, against $118M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday city.

Explore every service →
Police, fire and safety$46.8M · 30%
Water, sewers and garbage$22.5M · 15%
Roads and snow$21.7M · 14%
Parks, arena and library$19.6M · 13%
Show all 9 servicesShow fewer
Running the city office$17.9M · 12%
Health$7.6M · 5%
Housing$6.8M · 4%
Social services$6.7M · 4%
Planning and business$4.9M · 3%

Day-to-day spending in 2024, from Belleville's report to the Province.

A fair comparisonHow does Belleville compare?Among 12 similar Ontario cities, Belleville's day-to-day spending per household is near the middle.Belleville is here · 6 of 12, lowest to highestCompare Belleville →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 7 questions
Worth askingMoney health

What is the $22 million loan council approved in November 2025 for, and how will it be paid back?

$22,000,000borrowed at 4.53% until December 2050, approved November 24, 2025

Cities borrow to pay for things that last for decades, like roads and buildings, and pay the loans back over many years, with interest. On November 24, 2025 Belleville’s council passed two borrowing by-laws, for $22,000,000 and $1,100,000. The audited statements show both loans on the books at December 31, 2025: the $22,000,000 loan at 4.53%, due in December 2050, and the $1,100,000 loan at 3.64%, due in December 2035. The City’s total municipal debt grew from $113,417,273 to $128,771,605 in one year, and the part paid from taxes grew from $99,313,153 to $115,852,677. The minutes name the projects only as “Certain Capital Works Described in Schedule A”. We did not find the list of projects, or a plan for paying the loan back, in the documents we read.

Found by reading the city's own documents · 4 sources

Worth askingRising costs

Why did Belleville's property tax go up 10% in 2024?

+10%city property tax, 2023 to 2024

In 2024, Belleville collected $12.4M more in its own property tax than in 2023. That is a 10% jump, while prices went up about 2.4%. Only 1 of 11 similar places raised theirs by more. Almost all of it came from a higher tax rate (up 4% for homes); the value of homes on the tax roll grew only 1.2%.

Found automatically from the city's financial reports · 9 sources

Good to knowSpending level

Why did council add $2,000,000 for The Bridge health and social services hub to the 2024 budget, and what has the City received for it?

$3,000,000total City contribution to The Bridge hub in the 2024 budget, after council’s $2,000,000 amendment

The 2024 operating budget as the staff proposed it already had $1,000,000 for renovations to “The Bridge” Health & Social Service Hub, paid from a savings account (the Tax Rate Stabilization Reserve Fund). When council amended the budget it added another $2,000,000, for a total of $3,000,000. Of the extra amount, $1,178,800 came from the tax levy and $821,200 from the same savings account. The City’s own budget document explains this clearly. The question that is left is what residents get: who owns and runs the hub, what it provides, and whether more money will be asked for.

Found by reading the city's own documents · 3 sources

Good to knowSpending level

What is the total the City has given Habitat for Humanity for the 93 Dundas Street East project: land, fee waivers and money?

$1,118,000budgeted for Habitat for Humanity in the 2025 operating budget, apart from the property transfer and fee waiver

Habitat for Humanity Prince Edward Hastings builds homes for families who could not otherwise buy one. Between May 2025 and June 2026 council dealt with the project at 93 Dundas Street East in several steps: a zoning change in May, a by-law on May 26 to transfer the property, a partial waiver of building permit fees on September 8, and an update from the organization on June 22, 2026. The 2025 operating budget also has a line for Habitat for Humanity of $1,118,000. Councillor Kathryn Brown sits on the organization’s board. Each time, the minutes and the City’s registry show that she declared an interest, left the room and did not take part. The City handled the conflict openly. The open question is the total: we found the pieces in different documents, and no one place adds them up.

Found by reading the city's own documents · 5 sources

Show 3 more questionsShow fewer
Good to knowRecord-keeping

Why did the City spend $5.4 million of the $12.8 million it budgeted for planning and development in 2025?

$5,392,401spent on planning and development in 2025, against a budget of $12,798,000

The audited statements show each service’s budget beside what was actually spent. For 2025, planning and development was budgeted at $12,798,000 and spent $5,392,401. Federal government capital grants, budgeted at $21,066,300, came in at $1,716,460. The City ended the year with an operating surplus of $12,440,025 against a budget of $3,715,600. The 2024 budget lists a set of Housing Accelerator Fund projects, paid for entirely from outside money and not from taxes, which may explain part of the gap: the money may be spent over several years. We did not find the City’s own explanation of the 2025 difference.

Found by reading the city's own documents · 3 sources

Good to knowHow decisions are made

What is council deciding in the closed sessions it holds at most meetings?

26 of 33regular council meetings from February 2025 to September 2026 that included a closed session, by our count from the minutes

Ontario lets councils meet in private for a short list of reasons, such as buying or selling land, staff matters, lawsuits or plans for negotiations. Of the 33 regular council meetings from February 24, 2025 to September 28, 2026 whose minutes we could read, 26 included a closed session (our count from the minutes). Belleville’s minutes are fairly detailed about it: they list each closed item by report number with the legal reason, and the next closed session reviews the earlier closed minutes. What residents cannot see is what was decided: the open minutes we read give no outcomes, and the closed minutes are not published.

Found by reading the city's own documents · 3 sources

2024 tax year · Belleville, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Belleville's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Belleville.

a year in property tax, at 2024 rates

  • Belleville
  • Schools

Belleville council sets only its own share. the Province sets the school rate.

See what your Belleville share pays forHide the breakdown

Roughly what your Belleville share pays for

Source
  • Police, fire and safety
  • Roads and snow
  • Parks, arena and library
  • Running the city office
  • Health
  • Housing
  • Social services
  • Planning and business

An estimate. It uses the residential tax rate, and splits Belleville's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Places are only compared with places of a similar size and kind, from the same yearly reports.

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