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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Brock's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / BrockUpdated Oct 5, 2026

Your town, in plain words

How Brock uses the money we share.

A clear, checkable guide to Brock's budget, taxes and council decisions. A township in the north of Durham Region, with a mayor, a regional councillor and five ward councillors. Every figure links back to the public record.

Your typical 2024 property tax bill$4,317on a $320K home37% Town52% County11% SchoolsSee your tax bill explained →
Town spending, 2024$12.3MAbout $2,160 per household, up 2.3% from 2023.See the money →
Property tax change+5.4%Brock's own property tax came to $11M in 2024, against $10.5M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$3.6M · 30%
Running the town office$3.4M · 28%
Parks, arena and library$2.8M · 22%
Police, fire and safety$2.0M · 17%
Show all 7 servicesShow fewer
Planning and business$297K · 2%
Health$123K · 1%
Water, sewers and garbage$71,005 · 1%

Day-to-day spending in 2024, from Brock's report to the Province.

A fair comparisonHow does Brock compare?Among 89 similar Ontario towns, Brock's day-to-day spending per household is on the low side.Brock is here · 10 of 89, lowest to highestCompare Brock →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 10 questions
Worth askingRising costs

Why did the cost of contracted services jump from $542,435 in 2024 to $1,712,769 in 2025?

$1,712,769contracted services in 2025, up from $542,435 in 2024

Contracted services means work the township pays outside companies to do. The 2025 statements show $1,712,769, up from $542,435 in 2024 and $986,306 in 2023. Nearly all of the jump is in transportation services (roads and bridges): $1,186,453 in 2025, against $55,641 in 2024 and $555,936 in 2023. The 2025 operating budget had only $407,669 for contracted services, so the extra most likely came from capital or one-time work. We did not find the township explaining it.

Found by reading the town's own documents · 5 sources

Worth askingMoney health

Why is there about $9.1 million less cash and investments in the reserve fund accounts than the reserve funds say are set aside?

$9.1 milliongap between reserve fund balances and cash and investments held in them at the end of 2025 (worked out by us)

Reserve funds are savings kept for future needs, such as replacing roads and fleet, and some (development charges, federal gas tax) can only be spent on set purposes. The 2025 statements split the township's cash and investments between a day-to-day "Operating Fund" and the "Reserve Fund". At the end of 2025 the Reserve Fund held $5,960,981 in cash and $8,902,654 in investments, which is $14,863,635 (worked out by us). The reserve funds ($16,483,696) and the legally restricted "obligatory" reserve funds ($7,467,725) add up to $23,951,421 (worked out by us), about $9.1 million more. At the end of 2024 the two matched to within about $58,000 (worked out by us). Over the same year the Operating Fund's cash rose from $4,187,367 to $9,894,818. The 2026 budget book also estimated its opening reserves at $19,889,213.11, well under the audited total.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why is Brock using up its rate stabilization reserve, and what happens when it runs low?

$557,874planned draw from the rate stabilization reserve in 2026

A rate stabilization reserve is a savings account used to keep tax increases smaller. It held $1,514,182 at the end of 2024 and $1,374,638 at the end of 2025. The 2026 budget plans to draw $557,874 from it. The budget book's own estimate had it falling from $908,301.24 to $350,427.24 by the end of 2026. Using the audited end-2025 balance instead, about $816,764 would be left (worked out by us). The 2026 budget uses $628,382 of this reserve to pay for operating costs, and the 2025 budget used $707,680. Some of the draws are for items that come back every year, such as $10,000 for an ombudsman, $25,000 for corporate training and $10,000 for fire training.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why did building permits bring in far less than budgeted, and why are general savings paying for the gap?

$192,049.53estimated 2025 building permit revenue, against a budget of $300,000.00

The 2025 budget expected $300,000.00 from building permit fees. The 2026 budget book shows $144,037.15 collected by September 30, 2025 and an estimate of $192,049.53 for the full year. It budgets $215,000.00 for 2026. The township explains that high interest rates and building costs have cut the number of permits, and that it lowered permit fees in 2025. It paid for the 2025 gap from the Building Reserve. That reserve is now empty, so for 2026 the township is drawing $156,258 from the general rate stabilization reserve instead.

Found by reading the town's own documents · 3 sources

Show 6 more questionsShow fewer
Worth askingMoney health

Why does the 2026 budget count on $139,015 of interest when Brock earned $609,309 in 2025?

$609,309investment income in 2025, against a 2026 budget of $139,015

Investment income is interest the township earns on its savings. The 2025 budget counted on $219,015 and the audited statements show $609,309. In 2024 it was $851,733. The 2026 budget counts on only $139,015, down $80,000 from 2025. The statements show that some interest is added to the restricted reserve funds instead of the day-to-day budget: $271,792 in 2025. That is part of the answer, but not all of it. We did not find the township explaining how it sets this number.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why do Brock's budget books expect to finish each year with hundreds of thousands of dollars unspent?

$663,841estimated surplus for 2025 in the 2026 budget book

Each budget book includes the township's estimate, made in the fall, of how the current year will end. The 2025 budget book estimated that 2024 would end with a surplus of $829,282 on a levy of $10,713,732 (the tax the township asks residents to pay for its own spending). The 2026 budget book estimated that 2025 would end with a surplus of $663,841. These are estimates, not audited results, and we did not find the township saying where such surpluses go. The 2026 book shows tax interest and penalties running above budget ($550,000 estimated against $430,000).

Found by reading the town's own documents · 2 sources

Worth askingMoney health

Why are so many property taxes unpaid?

$3.6Mowed in unpaid property tax, end of 2024

At the end of 2024, $3.6M of property tax had been billed but not paid. That is 12% of everything billed. Only 7 of 88 similar towns had a higher share. A year earlier it was $3.1M.

Found automatically from the town's financial reports · 2 sources

Worth askingSpending level

Why does Brock spend more than most similar towns on council?

$117per home on council, 2024

Brock spent about $117 per home on council in 2024. The typical similar town spent $50. Only 10 of 88 similar towns spent more.

Found automatically from the town's financial reports · 1 source

Good to knowMoney health

Why did Brock report an $8,455,683 surplus for 2025 when its budget planned a deficit of $1,860,999?

$8,455,683surplus in 2025, against a budgeted deficit of $1,860,999

A surplus is what is left when a year's revenue is more than its spending. The 2025 audited statements show a surplus of $8,455,683. The budget in the same statements planned a deficit of $1,860,999. The year before, the statements show a deficit of $827,750. The township explains the biggest piece itself: $5,435,688 of the revenue is "assumed assets", which are roads, land and storm sewers that developers built and handed over to the township. That is not cash. Without it the surplus would be $3,019,995 (worked out by us), which is still well above the plan. Government grants from the Province were $3,763,152 against a budget of $992,617.

Found by reading the town's own documents · 3 sources

Good to knowHow decisions are made

How much did Council change the mayor's proposed 2026 budget?

$22,000lower levy in the adopted 2026 budget than in the mayor's proposed budget (worked out by us)

Since May 1, 2025, Brock has been one of the Ontario municipalities where the mayor has "strong mayor" powers. Under them the mayor proposes the budget. Council can amend it, the mayor can veto an amendment, and Council can override a veto. For 2026 the mayor's proposed budget asked for a levy of $11,681,808, an increase of $447,478. The adopted budget shows $11,659,808 and an increase of $425,478. That is $22,000 less (worked out by us). The mayor decided not to veto the amendments Council passed on November 26, 2025, and the budget was finalized the same day.

Found by reading the town's own documents · 5 sources

2024 tax year · Brock, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Brock's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Brock.

a year in property tax, at 2024 rates

  • Brock
  • County or region
  • Schools

Brock council sets only its own share. County or region sets its share, the Province sets the school rate.

See what your Brock share pays forHide the breakdown

Roughly what your Brock share pays for

Source
  • Roads and snow
  • Running the town office
  • Parks, arena and library
  • Police, fire and safety
  • Planning and business
  • Water, sewers and garbage

An estimate. It uses the residential tax rate, and splits Brock's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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