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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Callander's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / CallanderUpdated Oct 7, 2026

Your town, in plain words

How Callander uses the money we share.

A clear, checkable guide to Callander's budget, taxes and council decisions. A small municipality in the Parry Sound District, on Callander Bay of Lake Nipissing, with a mayor and four councillors. Every figure links back to the public record.

Your typical 2024 property tax bill$3,922on a $290K home89% Town11% SchoolsSee your tax bill explained →
Town spending, 2024$7.5MAbout $4,046 per household, up 5.4% from 2023.See the money →
Property tax change+7.0%Callander's own property tax came to $7.0M in 2024, against $6.6M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Water, sewers and garbage$1.5M · 20%
Roads and snow$1.5M · 20%
Running the town office$1.3M · 17%
Police, fire and safety$1.3M · 17%
Show all 8 servicesShow fewer
Parks, arena and library$896K · 12%
Social services$467K · 6%
Health$460K · 6%
Planning and business$137K · 2%

Day-to-day spending in 2024, from Callander's report to the Province.

A fair comparisonHow does Callander compare?Among 24 similar Ontario towns, Callander's day-to-day spending per household is near the middle.Callander is here · 9 of 24, lowest to highestCompare Callander →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 8 questions
Needs an answerRising costs

Why did the cost of roads and snow grow 58% in 5 years?

+58%roads and snow, 2019 to 2024

Callander spent $920K on roads and snow in 2019 and $1.5M in 2024. Prices only went up about 18% in that time. Only 0 of 23 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Worth askingMoney health

Is Callander setting aside enough to keep its roads, buildings and pipes in the shape it wants?

$13.3 millionten-year gap for tax-supported assets under the plan's proposed levels of service, 2025 to 2034

The Municipality's own 2025 asset management plan (a long-range plan for looking after things it owns) says the money lined up for tax-supported assets over 2025 to 2034 falls $13.3 million short of what is needed to reach the condition Council has proposed. The plan itself says the gap is a measure, not a bill, and that other ways of closing it should be explored.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why does the water plan plan 2% yearly increases when it says the water system is not paying for its own wear?

$1,169,332the water system's share of shared reserves on January 1, 2025, according to the financial plan

The November 2025 drinking water financial plan assumes water rates rise 2% a year to 2031. In the same plan the author says the system's value is falling faster than it is being renewed, that it "is not presently financially self-sustaining", and recommends that water rates be increased to account for the difference. The plan also explains that amortization (the yearly write-down of an asset's value) is not cash.

Found by reading the town's own documents · 3 sources

Worth askingRecord-keeping

Why was the 2023 surplus almost four times what was budgeted?

$2,039,786annual surplus in 2023, against a budgeted surplus of $517,769

The 2023 audited statements show an annual surplus of $2,039,786 against a budgeted surplus of $517,769. The budget for 2023 shows no capital grants at all, while the actual statements show $1,107,205 of them. Spending came in under budget. The town's note says the budget is prepared a different way from the statements.

Found by reading the town's own documents · 3 sources

Show 4 more questionsShow fewer
Worth askingMoney health

What were the tax rate stabilization and parks reserves used for, or moved to, in 2023?

$491,234in the tax rate stabilization reserve at the end of 2022, and nothing at the end of 2023

Reserves are savings accounts that council sets aside for later. In 2023 the audited statements show the tax rate stabilization reserve fall from $491,234 to nothing and the parks and recreation facilities reserve fall from $324,174 to $12,745, while the working capital reserve rose from $827,321 to $1,586,925. Total reserves rose from $7,032,924 to $7,480,277.

Found by reading the town's own documents · 2 sources

Worth askingMoney health

How much will Callander borrow for the new Operations Buildings, and over how long?

$1,581,553municipal debt at December 31, 2023, before the Operations Buildings loan

The 2025 budget package says the Municipality intends to go into debt to help pay for the new Operations Buildings, which will raise the yearly debt repayment. At the end of 2023 the Municipality owed $1,581,553 on four loans, and its yearly repayment limit set by the Province was $1,860,709. The budget package does not give the loan amount in the text we could read.

Found by reading the town's own documents · 2 sources

Good to knowHow decisions are made

What did the May 2026 Integrity Commissioner report find, and what has changed since?

May 12, 2026date of the Integrity Commissioner's public report

On May 12, 2026 the Municipality's Integrity Commissioner, E4m, reported on two former members of council, former Mayor Robb Noon and former Councillor Irene Smit. For each, the report says the conduct toward municipal staff met the threshold for workplace harassment, on the balance of probabilities. It says both resigned and no further penalty or remedial action was recommended. The public summary does not give the underlying evidence.

Found by reading the town's own documents · 2 sources

Good to knowOpenness

Where are the council pay and expenses reports after 2023, and why does the 2023 table print out of order?

$116,572.15total council honoraria and expenses in 2023, as printed in the clerk's report

The law asks the treasurer to report what each member of council was paid and reimbursed by March 31 of the next year. The 2023 report is dated March 26, 2024 and gives a total for council of $116,572.15. We found no report for 2024 or 2025 on the pages we read, and the member-by-member table in the 2023 report prints its labels and numbers out of line, so we did not publish any one member's figures.

Found by reading the town's own documents · 1 source

2024 tax year · Callander, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Callander's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Callander.

a year in property tax, at 2024 rates

  • Callander
  • Schools

Callander council sets only its own share. the Province sets the school rate.

See what your Callander share pays forHide the breakdown

Roughly what your Callander share pays for

Source
  • Roads and snow
  • Running the town office
  • Police, fire and safety
  • Parks, arena and library
  • Social services
  • Health
  • Water, sewers and garbage

An estimate. It uses the residential tax rate, and splits Callander's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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