Not the full picture. Built from public records, which leave things out.Older reportDetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you An older report. We have no 2024 report for Cramahe in the Province's latest release, so these pages use its 2023 report. It may simply be filed late. Read by hand. We read Cramahe's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
A clear, checkable guide to Cramahe's budget, taxes and council decisions. A township in Northumberland County, Ontario, with its office in Colborne. Council is a mayor, a deputy mayor and three councillors. Every figure links back to the public record.
2022the newest audited year posted, with the 2023 statements listed as "Pending final Review"
Every year an outside accounting firm checks the Township's books and signs a report. That report and the statements it covers are the clearest public picture of what the Township owns and owes. The Township's finance page lists audited statements from 2015 to 2022, and lists 2023 as "Pending final Review". The 2022 statements carry an auditor's report dated October 24, 2023. We did not find 2023 or 2024 statements on the pages we read.
Found by reading the town's own documents · 2 sources
$1,306,738less capital spending than budgeted in 2022 (worked out by us)
Capital spending is money for things that last: roads, buildings, vehicles, water pipes. The 2022 budget planned to buy $3,286,075 of capital assets. The statements show $1,979,337 bought. The difference, worked out by us, is $1,306,738. The Township's own note says capital budgets are set by project and the work can run over more than one year, so budget and actual may not match. The same year ended with a surplus (revenue minus spending) of $896,011 against a budgeted $760,369.
Found by reading the town's own documents · 2 sources
$148,971 vs $173,970the printed increase, against the difference between the two printed figures (worked out by us)
General government is the cost of running the Township itself: council, administration, finance, IT. The 2025 budget presentation shows its net cost as $475,795 in 2024 and $649,765 in 2025, and says the increase is $148,971, or 31.30%. The two printed figures differ by $173,970 (worked out by us), not $148,971. For the other departments on the slides, the printed increase matches the difference.
Found by reading the town's own documents · 2 sources
February 24, 2026the meeting date printed on the "2025 Budget Presentation"
The Finance page says 2026 budget deliberations "began in December" and lists meetings of December 15, 2025, December 18, 2025 and February 2, 2026. The newest budget documents linked are labelled 2025. The "2025 Budget Presentation" has 2025 figures, but its title slide says "Special Council Meeting - Monday, February 24, 2026". The line-by-line 2025 budget file is headed "2025 Draft Budget". We did not find an adopted 2026 budget on the pages we read.
Found by reading the town's own documents · 3 sources
At the end of 2023, $1.8M of property tax had been billed but not paid. That is 13% of everything billed. Only 5 of 88 similar towns had a higher share. A year earlier it was $1.4M.
Found automatically from the town's financial reports · 2 sources
$233.15more per year on a $400,000 home, Township share only, per the presentation
The presentation says the total tax levy (the amount raised from property tax) rose by $524,678, and by 5.41% after growth in the number of properties. The Township's tax rate went from 0.00845289 to 0.00903537. On a home valued at $400,000 the presentation says the Township's part rises by $233.15 a year, or $19.43 a month. The Township explains the rise with a 3.50% cost-of-living increase for staff, insurance costs up 5% (about $17,000), and a new full-time position. The county and school board parts of the bill are separate and are not in these figures.
Found by reading the town's own documents · 2 sources
$3,655,856overall debt as of 2024, per the 2025 budget presentation
Long-term debt is money the Township has borrowed and is paying back over years. At December 31, 2022 the statements list long term debt of $3,605,131. The 2025 budget presentation says overall debt as of 2024 is $3,655,856, against $3,423,742 in 2023, and that principal and interest payments are about $374,100 a year. It also plans a $450,000 loan for fire services with an annual payment of $57,500. The presentation also gives an estimated reserve balance (savings set aside) of $6,631,000 at the end of 2025, and calls reserve balances "Adequate". In 2022 the Township had a $1,000,000 line of credit with nothing owing at year end.
Found by reading the town's own documents · 3 sources
2023 tax year · Cramahe, Ontario
Your tax bill, worked out.
Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Cramahe's share pays for.
Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.
$
It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Cramahe.
An estimate. It uses the residential tax rate, and splits Cramahe's share by what each service cost in 2023 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.
How Cramahe's share of the bill compares with similar towns
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