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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Fort Frances's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Fort FrancesUpdated Oct 5, 2026

Your town, in plain words

How Fort Frances uses the money we share.

A clear, checkable guide to Fort Frances' budget, taxes and council decisions. A town on the Rainy River in northwestern Ontario, across the border from International Falls, Minnesota. Every figure links back to the public record.

Property tax raised in 2025$15.1Mall property in Fort Frances91% Town9% SchoolsSee where your tax bill goes →
Town spending, 2025$27MAbout $7,004 per household, up 10.8% from 2024.See the money →
Property tax change+1.4%Fort Frances' own property tax came to $14.3M in 2025, against $14.1M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Police, fire and safety$5.3M · 20%
Water, sewers and garbage$4.9M · 18%
Running the town office$4.5M · 17%
Parks, arena and library$4.3M · 16%
Show all 9 servicesShow fewer
Roads and snow$3.9M · 15%
Health$2.0M · 7%
Housing$1.0M · 4%
Planning and business$707K · 3%
Social services$320K · 1%

Day-to-day spending in 2025, from Fort Frances' report to the Province.

Where it comes fromWho pays for Fort Frances' services?Property taxes38%Fees people pay27%Grants for specific projects19%Money from Ontario (no strings)10%Smaller sources6%$37.2M came in during 2025.See the money →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 8 questions
Worth askingMoney health

Why did the Town move about $10 million of its savings into bond funds, notes and mutual funds in 2024?

$9,957,528in bond funds, principal protected notes and mutual funds at December 31, 2024, against none listed in 2023 (worked out by us)

At the end of 2023 the Town's investments were almost all in savings accounts and guaranteed investment certificates (GICs, a bank deposit locked in for a set time). At the end of 2024 the notes to the statements list three new kinds of holding: bond funds, principal protected notes and mutual funds. Together they come to about $9,957,528 (worked out by us). The statements also report $11,100 of unrealized losses, which are drops in value that have not been locked in by selling.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why did the Town's cash fall by more than a third in 2024, to $2,821,984?

$1,165,778unrestricted cash at the end of 2024, down from $1,616,110

Cash and cash equivalents fell from $4,485,825 to $2,821,984. The part that was not set aside by council fell from $1,616,110 to $1,165,778. At the same time the Town's investments rose from $16,651,545 to $23,450,887. The Town has a $4,000,000 line of credit with its bank, and none of it was used.

Found by reading the town's own documents · 3 sources

Worth askingSpending level

Why did provincial grants and capital spending come in at about half of the 2024 plan?

$7,159,317of capital assets added in 2024, against a budgeted $20,188,973

The 2024 budget expected $12,536,706 in provincial transfers. The Town received $6,069,338. The budget also planned to buy or build $20,188,973 of capital assets (roads, water pipes, buildings and equipment). The statements show additions of $7,159,317. The Town's own note explains the budget was set up differently from the statements, so the two cannot be lined up exactly.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

What is behind the jump in "rents and financial expenses" in 2024?

$1,626,493rents and financial expenses in 2024, against $1,101,236 in 2023

The line called "Rents and financial expenses" was $1,111,739 in 2022 and $1,101,236 in 2023. In 2024 it was $1,626,493, about 47.7% higher than 2023 (worked out by us). The segment table shows the rise in several services, including transportation ($92,219 to $207,370) and general government ($539,345 to $690,965).

Found by reading the town's own documents · 3 sources

Show 4 more questionsShow fewer
Worth askingRising costs

Why did planning and development cost almost twice its 2024 budget?

$797,072spent on planning and development in 2024, against a budget of $441,105

Planning and development spent $797,072 in 2024 against a budget of $441,105, and $611,801 in 2023. The segment table shows contracted services in this area at $239,281 in 2024, about double the $121,510 in 2023 (worked out by us).

Found by reading the town's own documents · 3 sources

Good to knowMoney health

Are more households falling behind on property tax?

$1,061,628in unpaid taxes at the end of 2024, up from $748,402

Taxes receivable (tax bills sent out but not yet paid) rose from $748,402 to $1,061,628 in 2024, about 41.9% (worked out by us). Penalties and interest on taxes rose from $112,540 to $160,111. The 2023 statements show it was $89,536 in 2022.

Found by reading the town's own documents · 3 sources

Good to knowOpenness

When did the Town change auditors, and how did council choose the new one?

June 9, 2025the date of the auditor's report on the 2024 statements

The 2024 statements were audited by MNP LLP, with a clean opinion dated June 9, 2025. The auditor's report says the 2023 statements "were audited by another auditor who expressed an unmodified opinion on those statements on May 27, 2024". A new auditor is normal after a set term, but the public record we read does not say how the choice was made.

Found by reading the town's own documents · 1 source

Where your tax bill goes

A property tax bill in Fort Frances pays for the town and schools. Only part of it goes to the town, and that part is what Fort Frances council controls.

Tax bill split: Fort Frances 91%, Schools 9%
$15.1Mraised in 2025
  • Fort Frances91%
  • Schools9%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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