Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you Read by hand. We read Gananoque's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Compare · 2024
How Gananoque compares with similar towns
Is Gananoque spending a lot or a little? The fairest way to tell is to compare it with towns like it. We picked every Ontario town of the same type (Ontario single-tier municipalities with 60% to 160% of this population that had filed their 2024 return): 21 towns with between 3,237 and 7,750 people.
How to read this. Each grey dot is one similar town. The large dot is Gananoque, and the line marked "typical" is the town in the middle. The label and colour say where Gananoque sits:
▼ Very low: lower than 90% of similar towns
▼ Low: lower than 75%
≈ Typical: in the middle half
▲ High: higher than 75%
▲ Very high: higher than 90%
Warning mark: unusual in a worrying way for this measure, like very low savings or a very high tax increase
Being far from the middle is not wrong by itself, but it is where to start asking why.
One thing to keep in mind: "per home" uses the number of households each town reports to the Province. Some towns count seasonal cottages as households and some do not, so comparisons with lake and cottage towns are rougher than they look.
Similar towns in Eastern Ontario include Prescott ST.
Spending per home
What the town spends on each service, divided by the number of homes. This makes big and small towns comparable.
Total day-to-day spending
Everything the town spent in a year, divided by the number of homes.
$5,735Lower than 12 of 21 similar towns. Typical: $6,345
typical
$0$10,232+
Town property tax
The town's own share of property tax, divided by the number of homes.
$3,944Higher than 13 of 21 similar towns. Typical: $3,666
typical
$0$5,659+
Running the town office
Council, managers, office staff and the town hall, per home.
$623Lower than 17 of 21 similar towns. Typical: $855
typical
$0$1,640+
Council
Council pay, expenses and meetings, per home.
$64Lower than 14 of 21 similar towns. Typical: $71
typical
$0$183+
Roads and snow
Per home. Towns with many kilometres of rural road spend more.
$194Lower than 21 of 21 similar towns. Typical: $1,067
typical
$0$1,844+
Snow ploughing
Per home.
$49Lower than 15 of 21 similar towns. Typical: $101
typical
$0$213+
Police, fire and safety
Per home.
$2,117Higher than 20 of 21 similar towns. Typical: $968
typical
$0$2,117+
Fire department
Per home.
$313Higher than 14 of 21 similar towns. Typical: $264
typical
$0$445+
Police
Per home. Most small Ontario towns pay the OPP under the same province-wide formula.
$1,635Higher than 20 of 21 similar towns. Typical: $534
typical
$0$1,635+
Water, sewers and garbage
Per home.
$992Lower than 14 of 21 similar towns. Typical: $1,116
typical
$0$1,491+
Garbage, dump and recycling
Per home.
$204Lower than 16 of 21 similar towns. Typical: $304
typical
−$76$397+
Parks, arena and library
Per home.
$976Lower than 11 of 21 similar towns. Typical: $1,009
typical
$0$1,289+
Planning and business
Per home.
$356Higher than 20 of 21 similar towns. Typical: $198
typical
$0$356+
Money health
Signs of whether the town is living within its means.
Savings compared with spending
Savings, as a share of one year's spending.
159%Higher than 19 of 21 similar towns. Typical: 63%
typical
16%163%+
Savings (reserves)
Money set aside for repairs and emergencies, per home. More is safer.
$9,132Higher than 19 of 21 similar towns. Typical: $3,402
typical
$0$11,223+
Long-term debt
What the town still owes on long-term loans, per home.
$1,845Lower than 13 of 21 similar towns. Typical: $2,368
typical
$0$7,731+
Unpaid property taxes
Property taxes owed but not yet paid at year end, as a share of all taxes billed. The Province’s financial indicators treat 10% to 15% as a moderate risk and more than 15% as high.
7%Higher than 11 of 21 similar towns. Typical: 7%
typical
2.5%15%+
Share spent running the office
Out of every dollar spent, how much goes to running the town office.
11%Lower than 17 of 21 similar towns. Typical: 14%
typical
8.7%21%+
How worn out things are
How much of the value of roads, pipes and buildings has already been used up. Higher means older.
48%Lower than 14 of 21 similar towns. Typical: 52%
typical
38%63%+
How fast costs are growing
Growth over five years (2019 to 2024), and the latest one-year change in property tax.
Property tax increase, last year
How much more the town collected in its own property tax than the year before.
8%Higher than 17 of 21 similar towns. Typical: 7%
typical
3.5%10%+
Property tax growth, 5 years
How much the town's own property tax grew over five years.
31%Higher than 19 of 21 similar towns. Typical: 22%
typical
9.7%32%+
Spending growth, 5 years
How much day-to-day spending grew over five years.
16%Lower than 13 of 21 similar towns. Typical: 18%
typical
1.2%36%+
Office cost growth, 5 years
How much the cost of running the town office grew over five years.
23%Lower than 14 of 21 similar towns. Typical: 25%
typical
−7.2%73%+
Council cost growth, 5 years
How much council costs grew over five years.
20%Higher than 14 of 21 similar towns. Typical: 16%
typical
−85%123%+
Parks and arena cost growth, 5 years
How much parks, arena and library costs grew over five years.
45%Higher than 18 of 21 similar towns. Typical: 26%
typical
−7.4%62%+
Roads cost growth, 5 years
How much road and snow costs grew over five years.
−65%Lower than 21 of 21 similar towns. Typical: 22%
typical
−65%51%+
Source: Ontario Financial Information Return (FIR), 2024, all 22 municipalities (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.
Towns sort costs into categories a little differently, and some share services with neighbours, so small gaps mean little. Big gaps are worth a question.
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