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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Georgina's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

The money · 2025

How Georgina's money works

A town is a bit like a household. Money comes in (mostly taxes and grants), and money goes out to pay for services like roads, fire trucks and the arena. Here is what that looked like in 2025, the latest year the town has reported to the Province.

Why 2025 and not this year? A budget is a plan. These figures are what actually happened, checked by an auditor and reported to Ontario.

Money in: $111M

Where the town's money came from in 2025.

Georgina revenue by source, 2025
  • Property taxes$63.6M57%
  • Grants for specific projects$7.9M7%
  • Fees people pay$23.9M22%
  • Late fees and fines$3.6M3%
  • Other$7.9M7%
  • Everything else$3.7M3%
Show as a table
CategoryAmountShare
Property taxes$63,575,92857.5%
Grants for specific projects$7,940,6887.2%
Fees people pay$23,865,81021.6%
Late fees and fines$3,571,6693.2%
Other$7,948,7807.2%
Everything else$3,680,7123.3%
Total$110,583,587100%

What each source means

Property taxes
What home and business owners pay each year, based on what their property is worth.
Grants for specific projects
Money from Ontario or Canada that must be spent on a certain thing, often a road or building.
Fees people pay
Water and sewer bills, dump fees, arena rentals, permits and similar charges.
Late fees and fines
Interest charged on late tax payments, and fines.
Other
Interest earned, donations, sales of land and equipment.

Money out: $85.6M on services

Day-to-day spending in 2025, by service. On top of this, the town recorded $17.9M of "wear and tear" on things it owns. That is an accounting cost, not cash out the door, so it is left out here.

Georgina spending by service, 2025
  • Running the town office$15.7M18%
  • Police, fire and safety$18M21%
  • Roads and snow$11.8M14%
  • Water, sewers and garbage$11.7M14%
  • Health$56,0670%
  • Social services$388K0%
  • Parks, arena and library$24.1M28%
  • Planning and business$3.9M5%
Show as a table
CategoryAmountShare
Running the town office$15,663,14918.3%
Police, fire and safety$17,954,02421.0%
Roads and snow$11,780,72313.8%
Water, sewers and garbage$11,729,64913.7%
Health$56,0670.1%
Social services$387,9040.5%
Parks, arena and library$24,125,47728.2%
Planning and business$3,891,2504.5%
Total$85,588,243100%

Parks, arena and library

$24.1M

Parks, the arena, the pool, sports fields, programs and the library.

+59% since 2019 (prices rose 21%)

Parks, arena and library broken down
  1. Arena and buildings$12.1M+114%

    The arena, pool, community centre and halls.

  2. Parks$4.0M+6%

    Parks, beaches, trails and green spaces.

  3. Library$3.6M+65%

    The public library.

  4. Programs$2.0M+14%

    Classes, camps and activities.

  5. Golf, marina, ski hill$1.4M+22%

    Town-owned golf course, marina or ski hill.

  6. Arts and culture$1.1M+60%

    Festivals, arts and heritage.

Show as a table
ItemAmountChange
Arena and buildings$12,070,492+113.8%
Parks$3,958,326+6.0%
Library$3,583,245+64.8%
Programs$1,996,093+13.9%
Golf, marina, ski hill$1,391,098+22.3%
Arts and culture$1,126,223+59.9%

Police, fire and safety

$18M

Paying for police, the fire department, building inspectors and by-law officers.

+56% since 2019 (prices rose 21%)

Police, fire and safety broken down
  1. Fire department$11.2M+44%

    Firefighters, trucks and fire halls.

  2. By-law and animal control$4.3M+90%

    Enforcing town rules, like noise, parking and dogs.

  3. Building permits$2.0M+28%

    Checking that new buildings are safe.

  4. Emergency planning$560K

    Getting ready for floods, storms and other emergencies.

Show as a table
ItemAmountChange
Fire department$11,175,469+44.3%
By-law and animal control$4,260,283+89.7%
Building permits$1,957,957+28.0%
Emergency planning$560,315–

Running the town office

$15.7M

Council, managers, the clerk, accounting, computers, insurance and the town hall itself. Every town needs some of this, but it does not fix a road or put out a fire.

+75% since 2019 (prices rose 21%)

Running the town office broken down
  1. Office and administration$14.4M+69%

    Office staff, finance, IT, insurance, legal and the town hall. Towns share this cost out across other services.

  2. Council$1.3M+168%

    Pay and expenses for the mayor and councillors, and council meetings.

Show as a table
ItemAmountChange
Office and administration$14,355,743+69.2%
Council$1,307,406+167.6%

Roads and snow

$11.8M

Fixing and paving roads, bridges and culverts, ploughing snow, and street lights.

+75% since 2019 (prices rose 21%)

Roads and snow broken down
  1. Snow ploughing$3.9M+66%

    Ploughing, salting and sanding roads in winter.

  2. Paved roads$3.5M+259%

    Fixing and repaving paved roads.

  3. Other transportation$2.1M+64%

    Other transportation costs.

  4. Bridges and culverts$696K+982%

    Keeping bridges and the pipes under roads safe.

  5. Street lights$632K+27%

    Power and repairs for street lights.

  6. Roadsides and signs$559K+4%

    Ditches, signs, line painting and roadside brush.

  7. Gravel roads$312K−66%

    Grading and fixing gravel roads.

  8. Accessible transit$143K

    Rides for people who cannot use regular buses.

  9. Sidewalk snow$10,023

    Clearing sidewalks and parking lots.

Show as a table
ItemAmountChange
Snow ploughing$3,854,099+66.2%
Paved roads$3,462,832+258.5%
Other transportation$2,113,063+63.8%
Bridges and culverts$695,631+982.2%
Street lights$632,280+26.8%
Roadsides and signs$558,569+3.5%
Gravel roads$311,683−66.3%
Accessible transit$142,543–
Sidewalk snow$10,023–

Water, sewers and garbage

$11.7M

Clean tap water, the sewer system, garbage pickup, the dump and recycling.

+85% since 2019 (prices rose 21%)

Water, sewers and garbage broken down
  1. Water pipes$5.2M+110%

    The pipes that bring water to homes.

  2. Sewer pipes$2.9M+48%

    The pipes that carry sewage away from homes.

  3. Storm drains$1.4M

    Drains that carry away rain water.

  4. Recycling$1.4M+16%

    Recycling and composting.

  5. Garbage pickup$631K−9%

    Trucks that collect garbage.

  6. Rural drainage$174K

    Ditches and drains in the countryside.

  7. Sewage treatment$17,438

    Cleaning sewage before it goes back into nature (Tweed uses lagoons).

Show as a table
ItemAmountChange
Water pipes$5,193,447+109.7%
Sewer pipes$2,908,457+48.5%
Storm drains$1,404,213–
Recycling$1,401,550+16.5%
Garbage pickup$630,896−8.8%
Rural drainage$173,648–
Sewage treatment$17,438–

Planning and business

$3.9M

Deciding what can be built where, and trying to bring businesses and visitors to town.

+77% since 2019 (prices rose 21%)

Planning and business broken down
  1. Planning and zoning$2.4M+78%

    Deciding what can be built where.

  2. Business and tourism$1.1M+34%

    Attracting businesses and visitors, and helping local shops.

  3. New housing$344K

    Helping new homes get built.

Show as a table
ItemAmountChange
Planning and zoning$2,410,601+77.9%
Business and tourism$1,136,504+34.3%
New housing$344,145–

Social services

$388K

Help for people and families who need it, and child care.

+14% since 2019 (prices rose 21%)

Social services broken down
  1. Seniors$388K+14%

    Long-term care and seniors programs.

  2. Income support$3

    Help for people with very low income.

Show as a table
ItemAmountChange
Seniors$387,901+14.3%
Income support$3–

Health

$56,067

Public health, ambulances and cemeteries.

+118% since 2019 (prices rose 21%)

Health broken down
  1. Cemeteries$56,067+118%

    Looking after town cemeteries.

Show as a table
ItemAmountChange
Cemeteries$56,067+118.4%

What the money bought

The same 2025 spending, sorted by what it paid for rather than which service.

Spending by type
  1. Staff pay and benefits$53.9M

    Wages, benefits and pensions for town workers.

  2. Outside companies$20.3M

    Work the town pays other companies to do, like policing, paving or consultants.

  3. Supplies and utilities$7.5M

    Gravel, salt, fuel, electricity, heating, office supplies and repairs.

  4. Interest on loans$3.0M

    The extra money paid to lenders for money the town borrowed.

  5. Money given to others$505K

    Grants and payments to other groups, like the conservation authority.

  6. Rent and money costs$467K

    Renting equipment or space, bank fees, and some accounting costs.

Show as a table
ItemAmount
Staff pay and benefits$53,861,573
Outside companies$20,328,325
Supplies and utilities$7,451,228
Interest on loans$2,974,386
Money given to others$505,316
Rent and money costs$467,415

Staff

People on the town's payroll at the end of each year, as reported to the Province.

YearFull-timePart-timeSeasonal
20192773713
20202783713
20212783713
20223084429
20233373726
20243345620
20253414832

How things have changed since 2019

Money in compared with day-to-day spending, each year. When the orange line is above the blue one, the town spent more than it took in and made up the difference from savings or loans. Grants for big projects arrive in some years and not others, which makes "money in" jump around.

Money in and day-to-day spending by year
$111M
Show as a table
YearMoney inDay-to-day spending
2019$67.2M$51.3M
2020$69M$51M
2021$81.5M$52.5M
2022$84.8M$62.1M
2023$106M$64.6M
2024$97M$77.2M
2025$111M$85.6M

Town property tax

Up 40% since 2019. Prices rose 21%.

Town property tax by year
$63.6M
Show as a table
YearTown property tax
2019$45.5M
2020$47.5M
2021$49M
2022$50M
2023$54.1M
2024$58.5M
2025$63.6M

Savings (reserves)

Money set aside for repairs, equipment and emergencies.

Reserves by year
$52.9M
Show as a table
YearSavings
2019$46.1M
2020$50.8M
2021$60.5M
2022$62.7M
2023$60M
2024$50.5M
2025$52.9M

What the town owes

Long-term loans plus short-term (temporary) loans at year end.

Debt by year
$69M
Show as a table
YearLong-term loansTemporary loans
2019$15M$0
2020$13.9M$0
2021$23.2M$0
2022$23.8M$0
2023$22M$0
2024$72.1M$0
2025$69M$0

Building new things

Spending on new or rebuilt roads, pipes, buildings and equipment, compared with how fast existing ones wear out.

Capital spending and wear by year
$16.6M
Show as a table
YearBuilt or boughtWore out (amortization)
2019$8.3M$12.4M
2020$9.8M$12.7M
2021$27.1M$13.3M
2022$19.7M$13.6M
2023$85.1M$15.5M
2024$20.2M$17.7M
2025$16.6M$17.9M

Source: Ontario Financial Information Return (FIR), Schedules 10, 40, 51, 60, 70, 74 and 80 (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.