Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026Details

This is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Havelock-Belmont-Methuen's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

Compare · 2024

How Havelock-Belmont-Methuen compares with similar towns

Is Havelock-Belmont-Methuen spending a lot or a little? The fairest way to tell is to compare it with towns like it. We picked every Ontario town of the same type (Ontario lower-tier municipalities with 60% to 160% of this population that had filed their 2024 return): 65 towns with between 3,053 and 8,026 people.

How to read this. Each grey dot is one similar town. The large dot is Havelock-Belmont-Methuen, and the line marked "typical" is the town in the middle. The label and colour say where Havelock-Belmont-Methuen sits:

▼ Very low: lower than 90% of similar towns
▼ Low: lower than 75%
≈ Typical: in the middle half
▲ High: higher than 75%
▲ Very high: higher than 90%
Warning mark: unusual in a worrying way for this measure, like very low savings or a very high tax increase

Being far from the middle is not wrong by itself, but it is where to start asking why.

One thing to keep in mind: "per home" uses the number of households each town reports to the Province. Some towns count seasonal cottages as households and some do not, so comparisons with lake and cottage towns are rougher than they look.

Similar towns in Eastern Ontario include Central Frontenac, Stone Mills, Tyendinaga, Stirling-Rawdon, Centre Hastings, Tweed, Marmora and Lake, Bancroft.

Spending per home

What the town spends on each service, divided by the number of homes. This makes big and small towns comparable.

Total day-to-day spending

Everything the town spent in a year, divided by the number of homes.

$2,158Lower than 54 of 65 similar towns. Typical: $3,199

typical

Town property tax

The town's own share of property tax, divided by the number of homes.

$2,051Lower than 45 of 65 similar towns. Typical: $2,398

typical

Running the town office

Council, managers, office staff and the town hall, per home.

$427Lower than 52 of 65 similar towns. Typical: $498

typical

Council

Council pay, expenses and meetings, per home.

$52Lower than 43 of 65 similar towns. Typical: $59

typical

Roads and snow

Per home. Towns with many kilometres of rural road spend more.

$418Lower than 61 of 65 similar towns. Typical: $796

typical

Snow ploughing

Per home.

$76Lower than 35 of 65 similar towns. Typical: $81

typical

Police, fire and safety

Per home.

$681Lower than 35 of 65 similar towns. Typical: $697

typical

Fire department

Per home.

$148Lower than 57 of 65 similar towns. Typical: $226

typical

Police

Per home. Most small Ontario towns pay the OPP under the same province-wide formula.

$320Lower than 38 of 65 similar towns. Typical: $337

typical

Water, sewers and garbage

Per home.

$356Lower than 37 of 65 similar towns. Typical: $608

typical

Garbage, dump and recycling

Per home.

$140Lower than 46 of 65 similar towns. Typical: $201

typical

Parks, arena and library

Per home.

$198Lower than 56 of 65 similar towns. Typical: $381

typical

Planning and business

Per home.

$47Lower than 55 of 65 similar towns. Typical: $101

typical

Money health

Signs of whether the town is living within its means.

Savings compared with spending

Savings, as a share of one year's spending.

289%Higher than 65 of 65 similar towns. Typical: 91%

typical

Savings (reserves)

Money set aside for repairs and emergencies, per home. More is safer.

$6,234Higher than 59 of 65 similar towns. Typical: $2,673

typical

Long-term debt

What the town still owes on long-term loans, per home.

$0Lower than 56 of 65 similar towns. Typical: $647

typical

Unpaid property taxes

Property taxes owed but not yet paid at year end, as a share of all taxes billed. The Province’s financial indicators treat 10% to 15% as a moderate risk and more than 15% as high.

10%Higher than 45 of 65 similar towns. Typical: 8%

typical

Share spent running the office

Out of every dollar spent, how much goes to running the town office.

20%Higher than 51 of 65 similar towns. Typical: 17%

typical

How worn out things are

How much of the value of roads, pipes and buildings has already been used up. Higher means older.

46%Higher than 36 of 65 similar towns. Typical: 45%

typical

How fast costs are growing

Growth over five years (2019 to 2024), and the latest one-year change in property tax.

Property tax increase, last year

How much more the town collected in its own property tax than the year before.

8%Lower than 34 of 65 similar towns. Typical: 8%

typical

Property tax growth, 5 years

How much the town's own property tax grew over five years.

24%Lower than 50 of 65 similar towns. Typical: 32%

typical

Spending growth, 5 years

How much day-to-day spending grew over five years.

20%Lower than 52 of 65 similar towns. Typical: 32%

typical

Office cost growth, 5 years

How much the cost of running the town office grew over five years.

22%Lower than 53 of 65 similar towns. Typical: 42%

typical

Council cost growth, 5 years

How much council costs grew over five years.

41%Higher than 48 of 65 similar towns. Typical: 23%

typical

Parks and arena cost growth, 5 years

How much parks, arena and library costs grew over five years.

18%Lower than 51 of 65 similar towns. Typical: 43%

typical

Roads cost growth, 5 years

How much road and snow costs grew over five years.

41%Higher than 48 of 65 similar towns. Typical: 30%

typical

Source: Ontario Financial Information Return (FIR), 2024, all 66 municipalities (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.

Towns sort costs into categories a little differently, and some share services with neighbours, so small gaps mean little. Big gaps are worth a question.