Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you Read by hand. We read Mattawa's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
A clear, checkable guide to Mattawa's budget, taxes and council decisions. A town of about 1,900 people in Northeastern Ontario. Every figure links back to the public record.
$5,604,116owing on the term loan that matures June 30, 2027, at December 31, 2025
The Town has one large term loan that stops being paid down in small steps and comes due on June 30, 2027. At the end of 2025 the Town had $122,119 in cash. Staff told Council in April 2026 that, with this debt, the Town "may not have any borrowing capacity". We could not find a published plan for repaying or renewing the loan.
Found by reading the town's own documents · 4 sources
$500K to $700Kstaff's estimate to replace the ice-making equipment and cement pad, before tax and not in the 2026 budget
Staff told Council in April 2026 that the arena's ice-making equipment is past its useful life and is leaking. A replacement is expected to cost $500,000 to $700,000 before tax, and none of that money is in the 2026 budget. The Town plans to ask a provincial fund for help and has said it may not be able to borrow.
Found by reading the town's own documents · 2 sources
$499,470borrowed on a $500,000 credit line at December 31, 2025 (and the same at December 31, 2024)
At the end of both 2024 and 2025 the Town had used $499,470 of its $500,000 bank credit line. In June 2026 staff said the Town's bank had no interest in lending more and that a second bank had offered a $2,000,000 line. Council voted to move its banking and to ask staff for a borrowing by-law. The reason for the larger line is not spelled out in the documents we read.
Found by reading the town's own documents · 4 sources
$930,797total reserves at December 31, 2025, down from $1,232,084 a year earlier
The Town's reserves (money set aside for later) fell from $1,232,084 to $930,797 in 2025, and its general surplus turned into a deficit of $130,537. Staff say they used reserves to offset expenses, which meant lower shared landfill fees.
Found by reading the town's own documents · 3 sources
$1,061,888the Town's recorded share of the care-home rebuild commitment at December 31, 2025
The 2025 statements say the Town's share of the Cassellholme long-term care home rebuild should have been counted as a debt in earlier years. They corrected 2024 by adding $1,016,159 of debt. The statements put the debt at $1,061,888 at the end of 2025, while the 2026 budget report refers to about $1.8 million for the same commitment.
Found by reading the town's own documents · 3 sources
$1,561,124provincial grants and transfers in 2025, out of $6,614,423 total revenue
Provincial grants and transfers were $1,561,124 of the Town's $6,614,423 in revenue in 2025. In April 2026 staff listed several funding streams and contracts that end in 2026 or 2027, including a $136,000-a-year payment being cut by half in 2026 and ended in 2027.
Found by reading the town's own documents · 2 sources
Towns keep savings (called reserves) to pay for new trucks, roof repairs and surprises. Mattawa had $931K saved at the end of 2025, down from $2.3M in 2019. That is 14% of one year's spending. None of the 18 similar towns had less, compared with what they spend.
Found automatically from the town's financial reports · 2 sources
At the end of 2025, $1.9M of property tax had been billed but not paid. That is 68% of everything billed. None of the 18 similar towns had a higher share. A year earlier it was $1.5M.
Found automatically from the town's financial reports · 2 sources
June 8, 2026the day Council passed the 2026 tax rate by-law
Council approved the 2026 budget in principle in April 2026, but the by-law to adopt it was voted down on May 19, 2026, then passed on reconsideration on May 25, 2026. The tax by-laws were passed on June 8, 2026. Staff explained that work on the budget began late at the Mayor's request so it would be a staff budget and not a Mayor's budget under strong mayor powers.
Found by reading the town's own documents · 5 sources
In 2019, Mattawa had $546K more in cash and money owed to it than it owed to others. By 2025 it was −$7.2M. About 3% of that change ($266K) is a new accounting rule from 2023: towns must now record the future cost of closing things like a landfill. That is not new spending or borrowing. Even leaving that out, only 1 of 18 similar towns are in a weaker position.
Found automatically from the town's financial reports · 2 sources
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