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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Mattawan's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / MattawanUpdated Oct 13, 2026

Your town, in plain words

How Mattawan uses the money we share.

A clear, checkable guide to Mattawan's budget, taxes and council decisions. A small municipality in the Nipissing District of northeastern Ontario, next to the Town of Mattawa, with a mayor and four councillors. Every figure links back to the public record.

Property tax raised in 2025$542Kall property in Mattawan90% Town10% SchoolsSee where your tax bill goes →
Town spending, 2025$679KAbout $9,051 per household, up 2.5% from 2024.See the money →
Property tax change+8.6%Mattawan's own property tax came to $582K in 2025, against $536K in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Running the town office$309K · 46%
Roads and snow$148K · 22%
Social services$88,513 · 13%
Water, sewers and garbage$66,736 · 10%
Show all 8 servicesShow fewer
Police, fire and safety$55,424 · 8%
Health$7,634 · 1%
Planning and business$2,500 · 0%
Parks, arena and library$865 · 0%

Day-to-day spending in 2025, from Mattawan's report to the Province.

Where it comes fromWho pays for Mattawan's services?Property taxes59%Grants for specific projects19%Money from Ontario (no strings)15%Other5%Smaller sources1%$982K came in during 2025.See the money →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 10 questions
Worth askingMoney health

How much could Mattawan's share of the Cassellholme care home rebuild grow, with $259,264 already recorded as debt, a $178,856 guarantee and a note on cost overruns?

$259,264recorded as the Municipality's share of the Cassellholme redevelopment commitment at December 31, 2025

Mattawan is one of nine municipalities that share the cost of rebuilding Cassellholme, a 240-bed long-term care home. In its 2025 statements the Municipality recorded a debt of $259,264 for its expected share of payments, and restated 2024 to add $248,099 for the same commitment that earlier statements had left out. That cut the 2024 accumulated surplus (the Municipality's total savings and assets, less what it owes) from $3,099,129 to $2,851,030. The statements also say Mattawan has guaranteed $178,856 (0.31%) of the home's debt, and that the recorded amount is uncertain "due to ongoing project cost overruns and the absence of finalized cost information". The Municipality's other debt is a term loan of $132,832. Net debt, which is what it owes less its cash and amounts due to it, is $297,297.

Found by reading the town's own documents · 4 sources

Worth askingSpending level

Why does the 2026 municipal levy rise 12.4% to $545,599 when council voted a 5% rate increase, and why does 2025's $485,468 differ from the $582,370 of taxation in the statements?

$545,5992026 municipal levy, up from $485,468 in 2025, while council voted a 5% rate increase

The levy is the amount the Municipality raises from property tax for its own spending. The 2025 tax rates by-law adopts a levy of $485,468.00 for municipal purposes. The 2026 by-law adopts $545,599.00, which is $60,131 more, or 12.4% (worked out by us). On April 22, 2026 council resolved to "set the tax rate to increase by 5%", and the 2026 residential municipal rate is .01694740, up from .01614038 in 2025 (a 5.0% rise, worked out by us). The audited 2025 statements show "Net taxation" of $582,370, which is $96,902 more than the 2025 levy in the by-law (worked out by us). Neither the by-laws nor the minutes say what accounts for the differences.

Found by reading the town's own documents · 4 sources

Worth askingOpenness

Where is the budget that council adopted for 2025 and 2026?

The tax rate by-laws for 2025 and 2026 say each levy is adopted "per the attached budget". The copies posted on the Municipality's website have no budget attached, and the website has no budget page. The by-law list for 2025 and 2026 includes no by-law adopting a budget. The minutes of the three budget meetings we read (May 12 and May 22, 2025, and April 22, 2026) show only a vote on the rate or levy: "increase the 2025 levy by 3%" and "set the tax rate to increase by 5%". We also did not find a resolution adopting the 2026 budget in the minutes of April 22, May 14, June 11 or July 9, 2026. The audited statements print a 2025 budget, but say it was rebuilt from a council budget that uses a different model.

Found by reading the town's own documents · 5 sources

Show 6 more questionsShow fewer
Good to knowMoney health

Why did Mattawan finish 2025 with a surplus of $182,825 when its budget planned a deficit of $59,725?

$182,825surplus in 2025, against a budgeted deficit of $59,725

A surplus is what is left when a year's revenue is more than its spending. The statements show total revenue of $794,111 (budget $734,542) and total expenses of $787,864 (budget $794,267), which leaves $6,247 before capital grants. The budget planned a deficit of $59,725 at that point. The gap to the final $182,825 is $187,743 (worked out by us) of provincial and federal capital grants (money to build or fix roads and bridges) that the budget did not include, less an $11,165 charge for the Municipality's share of a long-term care home rebuild. Two other lines moved a lot. "Other" revenue was $54,581 against a budget of $3,120, and $50,000 of it is booked to general government. User charges were $11,260, against $67,359 in 2024.

Found by reading the town's own documents · 4 sources

Good to knowMoney health

How will Mattawan pay the $99,517 of loan principal due in 2027 and $109,435 of cleanup obligations, with $236,071 in cash and $243,777 in reserves?

The statements show a term loan of $132,832 at 5.92% that matures on November 18, 2027, with principal due of $33,315 in 2026 and $99,517 in 2027. The 2027 amount is about three times 2026's (worked out by us), which suggests a large final payment, though the note does not say so. The Municipality also records $109,435 of asset retirement obligations (costs it is legally required to pay later), of which $85,562 is for asbestos removal in a building it owns, with timing that "cannot yet be reasonably estimated", and $7,951 is its 5.1% share of a landfill run by the Town of Mattawa. Total reserves are $243,777, but only $9,000 is set aside for landfill closure.

Found by reading the town's own documents · 3 sources

Good to knowOpenness

Why are the Municipality's minutes posted as drafts, with the approval line left blank?

Every agenda and set of minutes on the Municipality's 2023 to 2026 page is labelled DRAFT, including meetings from 2023. The page says "*Actual Minutes, just not stamped". The minutes themselves end with "Approved by Resolution No. 2026-" and no number, though council's later minutes do record accepting the earlier minutes "as presented". For example, resolution 2026-088 on September 10, 2026 accepted the minutes of both August 13 meetings. The Municipality has explained the label, but not why the approved copies are not posted.

Found by reading the town's own documents · 2 sources

Good to knowHow decisions are made

What happened after the Integrity Commissioner found that Councillor Michelle Lahaye contravened the Code of Conduct?

An Integrity Commissioner is an independent officer who investigates complaints that a council member broke the council's code of conduct. The Municipality's report, received on August 13, 2026, finds that Councillor Lahaye contravened the Code of Conduct. It recommends removing her from all boards and committees, suspending her pay for 90 days, and a governance review. Council met in closed session on August 13 about documents from the Integrity Commissioner. In open session it accepted the report, voted down a motion asking her to resign (not carried), removed her from boards and committees, and suspended her pay for 90 days. Councillor Lahaye declared a conflict of interest on the item and left the table. We did not find a council resolution on the third recommendation, a governance review.

Found by reading the town's own documents · 4 sources

Good to knowMoney health

Mattawan went from having money in the bank to owing more than it has. What changed?

−$297Knet financial position, 2025

In 2019, Mattawan had $163K more in cash and money owed to it than it owed to others. By 2025 it was −$297K. About 24% of that change ($109K) is a new accounting rule from 2023: towns must now record the future cost of closing things like a landfill. That is not new spending or borrowing. Even leaving that out, only 0 of 1 similar towns are in a weaker position.

Found automatically from the town's financial reports · 2 sources

Where your tax bill goes

A property tax bill in Mattawan pays for the town and schools. Only part of it goes to the town, and that part is what Mattawan council controls.

Tax bill split: Mattawan 90%, Schools 10%
$542Kraised in 2025
  • Mattawan90%
  • Schools10%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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