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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read McKellar's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / McKellarUpdated Oct 10, 2026

Your town, in plain words

How McKellar uses the money we share.

A clear, checkable guide to McKellar's budget, taxes and council decisions. A township in the Parry Sound District of northern Ontario, with a mayor and four councillors. Every figure links back to the public record.

Property tax raised in 2025$5.7Mall property in McKellar80% Town20% SchoolsSee where your tax bill goes →
Town spending, 2025$4.7MAbout $3,083 per household, up 3.0% from 2024.See the money →
Property tax change+6.8%McKellar's own property tax came to $4.6M in 2025, against $4.3M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$1.4M · 29%
Running the town office$1.0M · 22%
Police, fire and safety$924K · 20%
Social services$441K · 9%
Show all 8 servicesShow fewer
Health$303K · 6%
Water, sewers and garbage$259K · 6%
Parks, arena and library$254K · 5%
Planning and business$102K · 2%

Day-to-day spending in 2025, from McKellar's report to the Province.

A fair comparisonHow does McKellar compare?Among 28 similar Ontario towns, McKellar's day-to-day spending per household is on the low side.McKellar is here · 1 of 28, lowest to highestCompare McKellar →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 7 questions
Worth askingMoney health

Why does the 2025 budget take $2,385,505.73 out of reserves and put back only $499,467.21?

$2,385,505.73planned transfers out of reserves in the 2025 budget, against $499,467.21 planned transfers in

A reserve is money set aside for later. The 2025 budget plans to draw $1,886,038.52 more out of reserves than it puts in (worked out by us). The 2024 budget put in $155,560.66 more than it took out (worked out by us). The Township's own asset plan says reserve contributions have been inconsistent.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why did the Township borrow $800,000 in 2024 while holding $5,935,718 in cash?

$1,498,568municipal debt at December 31, 2024, up from $799,192

Municipal debt rose from $799,192 to $1,498,568 after a new $800,000 loan from Infrastructure Ontario at 4.25%. Cash at year end was $5,935,718, and the Township had an unused $800,000 bank credit line. Principal and interest due in 2025 are $324,624 (worked out by us), against $132,311 paid in 2024.

Found by reading the town's own documents · 4 sources

Show 3 more questionsShow fewer
Good to knowRecord-keeping

Why does the 2024 budget call a $171,327.90 increase "6.323%" when it is about 4.4% of the 2023 levy?

6.323%the 2024 tax increase as printed, beside $171,327.90 (4.4% of the 2023 levy, worked out by us)

The 2024 levy table prints "6.323% Tax Increase" beside $171,327.90. That dollar amount is 4.4% of the 2023 levy of $3,915,941.47 (worked out by us). The 2025 table's 5.65% does fit its dollars: $240,036.46 is 5.65% of 2024 levy plus growth (worked out by us).

Found by reading the town's own documents · 2 sources

Good to knowSpending level

Why was 2024 capital spending of $1,182,721 well below the $3,181,009.87 capital budget?

$1,182,721cash spent on capital assets in 2024, against a capital budget of $3,181,009.87

The 2024 budget planned $3,181,009.87 for capital projects. The cash flow statement shows $1,182,721 spent on capital assets, and government transfers came in at $1,276,848 against a budget of $2,140,954. The 2025 capital budget is $6,601,265.84.

Found by reading the town's own documents · 4 sources

Where your tax bill goes

A property tax bill in McKellar pays for the town and schools. Only part of it goes to the town, and that part is what McKellar council controls.

Tax bill split: McKellar 80%, Schools 20%
$5.7Mraised in 2025
  • McKellar80%
  • Schools20%

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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