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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Minto's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / MintoUpdated Oct 5, 2026

Your town, in plain words

How Minto uses the money we share.

A clear, checkable guide to Minto's budget, taxes and council decisions. A town in northern Wellington County, Ontario, made up of Harriston, Palmerston, Clifford and the farmland around them. Every figure links back to the public record.

Property tax raised in 2025$18.4Mall property in Minto38% Town47% County15% SchoolsSee where your tax bill goes →
Town spending, 2025$14.2MAbout $3,940 per household, up 8.3% from 2024.See the money →
Property tax change+5.5%Minto's own property tax came to $7.2M in 2025, against $6.8M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Parks, arena and library$3.1M · 21%
Roads and snow$2.9M · 20%
Police, fire and safety$2.9M · 20%
Water, sewers and garbage$2.5M · 17%
Show all 7 servicesShow fewer
Running the town office$1.8M · 13%
Planning and business$835K · 6%
Health$304K · 2%

Day-to-day spending in 2025, from Minto's report to the Province.

A fair comparisonHow does Minto compare?Among 47 similar Ontario towns, Minto's day-to-day spending per household is on the high side.Minto is here · 37 of 47, lowest to highestCompare Minto →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 9 questions
Worth askingMoney health

Why are the fire and roads savings accounts below zero at the end of 2025?

($222,429)Fire reserve fund at December 31, 2025 (2024: ($314,429) as shown in the 2025 statements)

A reserve fund is a savings account a town builds for a later purpose, such as new fire trucks or road work. The town's schedule of accumulated surplus (the total of what it has built up over the years) shows the Fire reserve fund at a negative $222,429 at the end of 2025, and the Roads reserve fund, which held $312,408 a year earlier, at a negative $8,548. A negative reserve fund means the town spent more from that fund than it held, so other town money covered the gap. We did not find a note in the statements that explains either one.

Found by reading the town's own documents · 2 sources

Worth askingRecord-keeping

Why do the 2024 figures printed in the 2025 statements differ from the 2024 statements?

$891,018 vs $445,509the town's 2024 OMERS pension payment, as printed in the 2024 and 2025 statements

Each year's statements show last year's numbers beside this year's. For 2024, three of those numbers changed. The 2024 statements say the town paid $891,018 into the OMERS pension plan (the pension plan for most Ontario municipal workers). The 2025 statements say the 2024 payment was $445,509. The Fire reserve fund for 2024 reads "(308,377)" in one set and "(314,429)" in the other, and the Economic development reserve fund reads "1,696,852" in one and "1,600,746" in the other. The total of all reserve funds, $12,544,107, is the same in both, so money appears to have been moved between funds on paper. We did not find a note explaining any of the changes.

Found by reading the town's own documents · 4 sources

Worth askingRising costs

Why did roads, recreation, planning and protection services spend more than budgeted in 2025, while the town still ended with a bigger surplus than planned?

$4,078,818spent on Transportation services in 2025, against a budget of $3,619,404

The statement of operations compares the 2025 budget with what happened. Spending on Transportation services (roads, winter control, street lighting) was $4,078,818 against a budget of $3,619,404, which is $459,414 more (worked out by us). Recreation and cultural services was $3,558,560 against $3,278,072 ($280,488 more, worked out by us). Planning and development was $906,030 against $733,755 ($172,275 more, worked out by us). Protection services (fire, building and by-law enforcement) was $3,271,067 against $3,142,447 ($128,620 more, worked out by us). Other lines came in below budget, so the town finished with an annual surplus of $1,701,014 against a budgeted $1,026,435. The town says the budget figures in the statements are the council-approved budget restated to the accrual basis (note 9).

Found by reading the town's own documents · 3 sources

Worth askingSpending level

Why is investment income budgeted at $230,000 when the town earned $582,304 in 2025 and $828,105 in 2024?

$582,304investment income in 2025, against a budget of $230,000

The town earns interest on money it holds in cash and investments. The note on other income shows investment income budgeted at $230,000 in both 2025 and 2024. The town actually earned $582,304 in 2025 and $828,105 in 2024. At the end of 2025 the town held $11,308,936 in cash and $7,133,961 in portfolio investments. Putting a low number in the budget leaves the extra money unplanned each year.

Found by reading the town's own documents · 3 sources

Show 5 more questionsShow fewer
Worth askingRising costs

Why did salaries and benefits and contracted services grow faster than the town's other costs?

$7,294,059salaries and benefits in 2025, up from $6,736,795 in 2024

The segmented disclosure splits the town's spending by type. Salaries and benefits rose from $6,084,805 in 2023 to $6,736,795 in 2024 and $7,294,059 in 2025. That is $557,264 more in 2025 than in 2024, or 8.3% (worked out by us). Contracted services (work bought from outside companies) went from $207,000 in 2023 to $402,147 in 2024 and $540,188 in 2025. Total expenses grew from $16,732,496 to $17,790,016 over the last year, about 6.3% (worked out by us). This covers all staff together.

Found by reading the town's own documents · 2 sources

Good to knowRecord-keeping

Why does a note in Minto's audited statements mention "The City" and "Leeds and the Thousand Islands"?

$185,993well decommissioning obligation at December 31, 2025

Note 16 explains the town's asset retirement obligations, the cost of cleaning up certain assets later, such as removing asbestos or closing old wells. The well part of the note says the obligation is for a well "owned by Leeds and the Thousand Islands", which is a different municipality, and calls the owner "The City". The same wording is in the 2024 statements. The amount for well decommissioning is $185,993 in the 2025 note. Minto is a town in Wellington County.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

What does the town own and what is it owed, beyond roads and buildings?

$1,050,000still owed to the town by North Wellington Health Care Corporation at December 31, 2025

The statements show two holdings that are not ordinary town services. The town owns 9.28% of the shares of Westario Power Holdings Inc., a private company, valued at cost ($1,696,046) because a market value is "not practicable to determine". The reserve fund "Minto hydro - Westario dividends" held $512,203 at the end of 2025. The town has also lent North Wellington Health Care Corporation money to help build a medical centre; $1,050,000 was still owed at the end of 2025. The town explains both in the notes. Its own long term debt fell from $8,314,980 to $7,182,827, and it had no balance on its line of credit.

Found by reading the town's own documents · 3 sources

Where your tax bill goes

A property tax bill in Minto pays for three governments. Only part of it goes to the town, and that part is what Minto council controls.

Tax bill split: Minto 38%, County or region 47%, Schools 15%
$18.4Mraised in 2025
  • Minto38%
  • County or region47%
  • Schools15%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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