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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Nipissing's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / NipissingUpdated Oct 7, 2026

Your town, in plain words

How Nipissing uses the money we share.

A clear, checkable guide to Nipissing's budget, taxes and council decisions. A township in the District of Parry Sound with a mayor and four councillors, whose council meets at the community centre on Highway 654. Every figure links back to the public record.

Property tax raised in 2025$4.3Mall property in Nipissing85% Town15% SchoolsSee where your tax bill goes →
Town spending, 2025$5.5MAbout $4,027 per household, up 30.7% from 2024.See the money →
Property tax change+7.0%Nipissing's own property tax came to $3.7M in 2025, against $3.4M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Water, sewers and garbage$1.7M · 31%
Roads and snow$1.3M · 23%
Police, fire and safety$847K · 16%
Running the town office$802K · 15%
Show all 8 servicesShow fewer
Social services$335K · 6%
Parks, arena and library$270K · 5%
Health$246K · 5%
Planning and business$5,717 · 0%

Day-to-day spending in 2025, from Nipissing's report to the Province.

A fair comparisonHow does Nipissing compare?Among 21 similar Ontario towns, Nipissing's day-to-day spending per household is on the low side.Nipissing is here · 5 of 21, lowest to highestCompare Nipissing →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 12 questions
Worth askingMoney health

Why did the landfill closure obligation jump by $1,311,621 in one year?

$1,311,621added to the landfill closure obligation in 2025, against $81,283 in 2024

The Township has to close its two landfills one day and look after them for 25 years afterward. It counts that future bill as a debt on its books. At the end of 2024 the landfill part was $3,650,922. At the end of 2025 it was $4,962,543. Most of that jump turned a $563,489 surplus before this item into a $722,699 deficit for the year. It is an accounting entry, not money paid out in 2025.

Found by reading the town's own documents · 6 sources

Worth askingRecord-keeping

Why does the Bear Creek landfill have 7.9 years left when space went down?

7.9 yearsleft at Bear Creek landfill at the end of 2025, up from 4.5 years a year earlier

Each year's audited statements say how many years each landfill has before it is full. For Bear Creek the figure was 5.5 years at the end of 2023, 4.5 years at the end of 2024 and 7.9 years at the end of 2025. Over the same time the space left went from 11,208 cubic meters to 10,158. The 2023 and 2024 statements print the same space left.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why did the Township's reserves fall by about $678,113 in 2025?

$678,113less in reserves at the end of 2025 than a year earlier (worked out by us)

Reserves are savings council sets aside for future needs. At the end of 2024 the Township held $4,349,038 in reserves. At the end of 2025 it held $3,670,925. The statements also show the day-to-day 'current fund' ending 2025 at (480,711), against 199,893 a year earlier.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

What has driven municipal taxation up about 7% a year since 2022?

$3,677,660municipal taxation in 2025, up from $2,970,218 in 2022

Money raised from property taxes (shown as municipal taxation) went from $2,970,218 in 2022 to $3,677,660 in 2025. By our arithmetic that is about 7.0% in 2023, 8.1% in 2024 and 7.0% in 2025. The auditor told council the levy rose by an average of 7.4% a year, of which 2.7% was assessment growth (new or higher-valued property).

Found by reading the town's own documents · 4 sources

Show 8 more questionsShow fewer
Worth askingOpenness

What is the Bear Creek Road bridge project costing in total, and how much does the grant pay?

$634,491.07awarded on April 7, 2026 for the modular bridge and abutments, one of several parts of the project

Council replaced the Bear Creek Road culvert with a bridge, paid in part by a provincial Health and Safety Water Stream grant. The minutes record several prices: $18,920.00 for a soil report, $634,491.07 for the modular bridge and abutments, and $49,485.39 for paving. The award of the construction contract on June 30, 2026 prints no amount, and no document we read gives the grant amount.

Found by reading the town's own documents · 5 sources

Worth askingRising costs

Why did the cost of roads and snow grow 51% in 6 years?

+51%roads and snow, 2019 to 2025

Nipissing spent $831K on roads and snow in 2019 and $1.3M in 2025. Prices only went up about 21% in that time. Only 4 of 20 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Good to knowHow decisions are made

What went wrong with the August 2026 lawn mower purchase, and has the fix been published?

$20,340.00approved on August 11, 2026 for a mower council later said did not follow the by-law

Council bought a zero-turn mower for $20,340.00 on August 11, 2026. Nine days later, at a special meeting, council recorded that two sections of the Procurement By-Law were "not followed by Staff" in that purchase, and asked for a review of the by-law. A draft revision was on the October 6, 2026 agenda.

Found by reading the town's own documents · 3 sources

Good to knowOpenness

Why were first-round prices not published for two 2026 road tenders that came in over budget?

Two 2026 road tenders came back above what the Township planned. For the surface treatment (reseal) job, council amended the scope, re-tendered and decided not to publish the first-round results, saying this protects the re-tender. For the Bear Creek bridge construction job, council re-issued the tender to four pre-qualified contractors. The town did give a reason for the first, and the final reseal price was published.

Found by reading the town's own documents · 3 sources

Good to knowRecord-keeping

Did the Township spend more than its 2025 budget, or are the two numbers measured differently?

$116,838actual expenses above the budget figure in 2025 (worked out by us), not shown to be overspending

The 2025 statements show actual expenses of $4,960,237 against a budget of $4,843,399, a gap of $116,838 (worked out by us). That looks like overspending, but the statements say the budget was not prepared the same way as the actual results, and the actual figure includes $821,615 of amortization (the yearly wearing-out of roads, buildings and equipment, which is not cash). Revenue was also higher than budgeted: $5,523,726 against $5,312,832.

Found by reading the town's own documents · 3 sources

Good to knowMoney health

Nipissing went from having money in the bank to owing more than it has. What changed?

−$1.7Mnet financial position, 2025

In 2019, Nipissing had $2.1M more in cash and money owed to it than it owed to others. By 2025 it was −$1.7M. About 139% of that change ($5.3M) is a new accounting rule from 2023: towns must now record the future cost of closing things like a landfill. That is not new spending or borrowing. Even leaving that out, only 13 of 20 similar towns are in a weaker position.

Found automatically from the town's financial reports · 2 sources

Where your tax bill goes

A property tax bill in Nipissing pays for the town and schools. Only part of it goes to the town, and that part is what Nipissing council controls.

Tax bill split: Nipissing 85%, Schools 15%
$4.3Mraised in 2025
  • Nipissing85%
  • Schools15%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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