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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Oliver Paipoonge's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Oliver PaipoongeUpdated Oct 7, 2026

Your town, in plain words

How Oliver Paipoonge uses the money we share.

A clear, checkable guide to Oliver Paipoonge's budget, taxes and council decisions. A rural municipality next to Thunder Bay, run by a mayor and four councillors elected at large. Every figure links back to the public record.

Your typical 2024 property tax bill$3,695on a $310K home87% Town13% SchoolsSee your tax bill explained →
Town spending, 2024$8.9MAbout $3,742 per household, down 4.1% from 2023.See the money →
Property tax change+8.4%Oliver Paipoonge's own property tax came to $9.6M in 2024, against $8.8M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Police, fire and safety$2.1M · 22%
Roads and snow$2.0M · 21%
Running the town office$1.6M · 17%
Health$1.3M · 14%
Show all 7 servicesShow fewer
Parks, arena and library$1.2M · 12%
Housing$1.0M · 11%
Planning and business$222K · 2%

Day-to-day spending in 2024, from Oliver Paipoonge's report to the Province.

A fair comparisonHow does Oliver Paipoonge compare?Among 20 similar Ontario towns, Oliver Paipoonge's day-to-day spending per household is on the low side.Oliver Paipoonge is here · 1 of 20, lowest to highestCompare Oliver Paipoonge →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 11 questions
Worth askingMoney health

Why did the auditor qualify the Municipality's statements in both 2023 and 2024?

2 yearsof qualified audit opinions (2023 and 2024) for the same reason

An audit ends with the auditor's opinion on whether the statements are fair. A clean opinion says they are. A qualified opinion says they are fair except for one named problem. For both 2023 and 2024 the auditor, Doane Grant Thornton LLP, gave a qualified opinion. The reason in both years is the same: a new accounting rule about asset retirement obligations (the future cost of closing things like landfill sites or removing asbestos) was due in 2023, and the Municipality did not work out that liability for 2023. The 2024 statements do now show the obligation. The auditor says the effect on 2023 was never worked out, and the Municipality corrected the error in the 2024 figures rather than restating 2023.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why was the 2024 surplus more than eight times the budgeted surplus, and how much of it is an accounting change?

$1,906,749annual surplus in 2024, against a budgeted $225,064

A surplus is what is left when a year's revenue is more than its spending. The statements' 2024 budget column planned an annual surplus of $225,064. The audited result is $1,906,749. Environmental services (water, landfill and recycling) was budgeted to cost $1,015,460 but shows a negative cost of $188,717, meaning it reduced total spending. The Municipality's own note explains part of this: when it adopted the new asset retirement rule it dropped an older landfill liability of $921,673 and recorded a matching $921,673 cut to environmental services expense. By our own working, taking that out leaves a surplus of about $985,076 (worked out by us), still above the budget.

Found by reading the town's own documents · 2 sources

Worth askingMoney health

Why did the Municipality's reserves fall by about $2 million in 2024, and why does the general fund now show a deficit?

$5,168,860left in reserves at the end of 2024, down from $7,157,227

Reserves are savings that Council sets aside for later needs. In 2024 the reserves fell from $7,157,227 to $5,168,860. Only $155,700 was put in from operations, while $2,144,067 was taken out, against $1,830,066 put in and $794,581 taken out in 2023. The working-capital reserve fell from $4,898,564 to $3,629,498. The accumulated surplus schedule also shows a general fund balance of $(433,203), where 2023 shows nothing. Cash and cash equivalents fell from $5,585,853 to $3,943,550.

Found by reading the town's own documents · 3 sources

Worth askingSpending level

Why was capital spending in 2024 $2,687,526 below plan, and why was the $3,035,652 of planned borrowing not taken?

$4,906,700of capital assets bought in 2024, against a plan of $7,594,226

Capital spending means buying or building things that last, such as roads and buildings. The 2024 plan was to buy $7,594,226 of capital assets and to take in $3,035,652 of debt. The statements show $4,906,700 of capital spent, and the Municipality's only debt (the ambulance base debenture) went down slightly, from $1,041,453 to $1,033,239. So the planned borrowing was not used. The difference between plan and actual spending is $2,687,526 (worked out by us).

Found by reading the town's own documents · 3 sources

Show 7 more questionsShow fewer
Worth askingMoney health

Why are unpaid property taxes growing so fast?

$1,199,479taxes receivable at the end of 2024, up from $796,180

Taxes receivable is the property tax that has been billed but not yet paid. It was $653,074 at the end of 2022, $796,180 at the end of 2023 and $1,199,479 at the end of 2024. The 2024 rise is $403,299, about 51% (worked out by us). In the same year the Municipality collected $160,431 in penalties and late payment charges.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did recreation and cultural services come in over budget in both 2023 and 2024?

$1,440,201spent on recreation and cultural services in 2023, against a budget of $1,022,141

Recreation and cultural services covers arenas, parks, the library and the museum. In 2023 it was budgeted at $1,022,141 and cost $1,440,201. In 2024 it was budgeted at $1,251,385 and cost $1,392,821. One piece we can see is the Nor West Recreation Centre arena. For 2024 its schedule shows wages of $128,007 against a budget of $60,000, and a municipal contribution of $80,020 where the budget had none.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did Oliver Paipoonge's property tax go up 8% in 2024?

+8%town property tax, 2023 to 2024

In 2024, Oliver Paipoonge collected $743K more in its own property tax than in 2023. That is a 8% jump, while prices went up about 2.4%. Only 3 of 19 similar towns raised theirs by more. Almost all of it came from a higher tax rate (up 3% for homes); the value of homes on the tax roll grew only 1.7%.

Found automatically from the town's financial reports · 4 sources

Worth askingRising costs

Why did the cost of parks, arena and library grow 74% in 5 years?

+74%parks, arena and library, 2019 to 2024

Oliver Paipoonge spent $663K on parks, arena and library in 2019 and $1.2M in 2024. Prices only went up about 18% in that time. Only 0 of 19 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Worth askingMoney health

Why are so many property taxes unpaid?

$1.2Mowed in unpaid property tax, end of 2024

At the end of 2024, $1.2M of property tax had been billed but not paid. That is 11% of everything billed. Only 2 of 19 similar towns had a higher share. A year earlier it was $796K.

Found automatically from the town's financial reports · 2 sources

Good to knowOpenness

Why were the 2023 and 2024 audit reports not signed until January 22, 2025 and October 15, 2025?

October 15, 2025date of the auditor's report on the 2024 statements

A year-end is December 31. The auditor's report on the 2023 statements is dated January 22, 2025, about a year later. The report on the 2024 statements is dated October 15, 2025, almost ten months after year-end. We did not find a document explaining the timing, and we did not check what deadline applies.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

How will the Municipality pay for closing its two landfill sites?

$7,512,695undiscounted estimate for closure and post-closure costs, against $1,023,028 in the landfill reserve fund

The Municipality owns two landfill sites. Its books now carry an asset retirement obligation of $855,379, a discounted estimate in today's money. The note says the total undiscounted cost is $7,512,695, all falling after 2029. The dedicated reserve fund for the municipal landfill holds $1,023,028. The note says the North site is expected to close in 2101 and the South site in 2075. In 2023 the old landfill liability was lowered by $723,885 because of a change in estimated costs.

Found by reading the town's own documents · 3 sources

2024 tax year · Oliver Paipoonge, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Oliver Paipoonge's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Oliver Paipoonge.

a year in property tax, at 2024 rates

  • Oliver Paipoonge
  • Schools

Oliver Paipoonge council sets only its own share. the Province sets the school rate.

See what your Oliver Paipoonge share pays forHide the breakdown

Roughly what your Oliver Paipoonge share pays for

Source
  • Police, fire and safety
  • Roads and snow
  • Health
  • Running the town office
  • Housing
  • Parks, arena and library
  • Planning and business

An estimate. It uses the residential tax rate, and splits Oliver Paipoonge's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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