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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Papineau-Cameron's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

Questions · 9 so far

Things worth asking about

We read Papineau-Cameron's financial reports and meeting minutes, and compared its numbers with 31 similar Ontario towns. These are the things that stood out.

What these are, and what they are not. A question here means a number or practice is unusual, or harder to see than it should be. It does not mean anyone did anything wrong. Most unusual numbers turn out to have ordinary explanations, and every question lists some. The only way to know is to ask.
Worth asking

Worth asking

There may well be a good reason. It is still worth asking what it is.

Worth askingRising costs

Why is the Township's legal fees line budgeted at $150,000 for 2026, when it was $35,057.19 in 2023?

$150,000.00legal fees budgeted for 2026, up from $35,057.19 spent in 2023

Legal fees are what the Township pays lawyers. The budget shows $35,057.19 spent in 2023, $108,233.49 in 2024 and $62,525.01 in 2025. The 2025 budget was $100,000.00 and the 2026 budget is $150,000.00, about a quarter of the $604,612.53 budgeted for the whole administration section (worked out by us). The budget does not say what the legal work is.

Found by reading the town's own documents · 2 sources

Worth askingOpenness

Why can residents not find the Township's audited financial statements, when the budget shows it pays for an audit every year?

$18,510.14spent on the audit in 2025; we found no audited statements posted

Audited financial statements are the Township's yearly accounts, checked by an outside accountant. The budget has a line for audit expense: $14,699.23 in 2023, $17,421.31 in 2024 and $18,510.14 in 2025, and $18,600.00 budgeted for 2026. We did not find the statements anywhere on the Township's website: not on its tax rates page, its municipal budget page, or its list of pages and posts. The only budget it posts is a scan of the tax by-law with the budget attached.

Found by reading the town's own documents · 2 sources

Good to know

Good to know

Background that helps make sense of the rest.

Good to knowRising costs

What did the $257,761.05 landfill study and survey project in 2024 produce?

$257,761.05spent in 2024 on the landfill, consulting and survey project line

The budget has a project line, "New Landfill/Cnslt/Survey-(Gas Tax Funds)" under administration. It was $44,062.08 in 2023, $257,761.05 in 2024 and $65,832.74 in 2025, with $100,000.00 budgeted for 2025 and $64,321.25 for 2026. The Township has explained how it is paid for: the line is labelled as funded by gas tax money, and the revenue side shows gas tax grant lines for the landfill consultation, including $64,321.25 for each of 2025 and 2026. The 2024 spending was well above what came before and after it, and the budget does not say what was bought.

Found by reading the town's own documents · 3 sources

Good to knowRecord-keeping

Why does the budget's summary page show no road capital projects for 2026, when the capital budget lists $181,320.00 of them?

$181,320.00road projects in the 2026 capital budget that the summary page leaves out of its "Total Expenditures"

Capital projects are big, one-time jobs such as resurfacing a road. The 2026 capital budget lists four road projects: $85,000.00 for Richards Rd, $63,320.00 for Jodouin Rd, $8,000.00 for bridge hydrology work and $25,000.00 for Sturgeon Rd culverts. That adds to $181,320.00 (worked out by us). The summary page leaves the "Road - Capital Projects" row for 2026 empty, so its "Total Expenditures" of $2,987,664.32 is $181,320.00 lower than the "Total Expenses" of $3,168,984.32 two boxes below it. The 2026 levy of $1,957,526.00 equals $3,168,984.32 less revenues of $1,211,458.32, so the levy includes the projects.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

Why were $198,900.00 of road projects budgeted for 2025 and only $18,830.29 spent?

$18,830.29spent on road capital projects in 2025, against a budget of $198,900.00

The 2025 budget planned $198,900.00 for road capital projects, including resurfacing Richards Rd and Jodouin Rd and bridge hydrology work. The 2025 actual was $18,830.29. The Township has partly answered this in its own budget: the 2025 columns carry "unused OCIF funds" of $100,000.00 set aside as deferred revenue, and the same project names return in the 2026 budget. Overall, the Township spent $2,755,018.49 in 2025 against a budget of $3,169,041.87.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

How much of the 2026 budget is balanced with reserve money, and how much is left in reserves?

$66,077.00taken from general reserves to balance the 2026 budget

Reserves are savings set aside from earlier years. The 2026 budget takes $66,077.00 from "General Reserves Required to Balance Budget", $15,000.00 from COVID funds reserves and $20,000.00 more from the same reserve for fire safety. That is $101,077.00 in all (worked out by us), which is about 5 per cent of the $1,957,526.00 levy. The 2025 budget planned $104,158.00 from general reserves; the 2025 actual column shows nothing taken. In 2023 the actual was $70,893.07 and in 2024 it was $33,858.44.

Found by reading the town's own documents · 2 sources

Good to knowSpending level

Who received the $16,001.92 that council donations reached in 2025, against a budget of $12,000.00?

$16,001.92council donations in 2025, against a budget of $12,000.00

The council section of the budget has a donations line. It was $6,593.77 in 2023, $11,240.79 in 2024 and $16,001.92 in 2025, against a 2025 budget of $12,000.00. The 2026 budget is again $12,000.00. The budget does not say which groups or causes the money goes to.

Found by reading the town's own documents · 1 source

Each question in full

Worth askingFound by reading the town's documents

Why can residents not find the Township's audited financial statements, when the budget shows it pays for an audit every year?

$18,510.14spent on the audit in 2025; we found no audited statements posted

Audited financial statements are the Township's yearly accounts, checked by an outside accountant. The budget has a line for audit expense: $14,699.23 in 2023, $17,421.31 in 2024 and $18,510.14 in 2025, and $18,600.00 budgeted for 2026. We did not find the statements anywhere on the Township's website: not on its tax rates page, its municipal budget page, or its list of pages and posts. The only budget it posts is a scan of the tax by-law with the budget attached.

Why it matters

The audited statements are where residents can see what the Township owns and owes, how much is held in reserves, and whether an outside accountant found its books fair. Without them, only the Province's yearly return is left.

It could be because…

  • The statements may be available at the township office or on request, and not on the website.
  • A small township may simply not have a place on its site for them; we only know what its site shows.

Questions you could ask

  1. Where can residents read the Township's audited financial statements for 2024 and 2025?
  2. Will council post the statements, and the full budget book, on the website each year?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Operating Expenditures, line 5250 Admin - Audit Expense: 2023 actual 14,699.23; 2024 actual 17,421.31; 2025 actual 18,510.14; 2025 budget 17,500.00; 2026 budget 18,600.00.

    By-law 2026-15, 2026 Financial Budget · Operating Expenditures, Administration, PDF page 3 (scanned image; budget page 2 of 5)

  2. The Tax Rates page lists a tax rate file for each year from 2016 to 2026; the 2026 file is named "2026 Tax Rates & Budget". We did not find audited financial statements on this page or in the site's page and post lists.

    Tax Rates page · Page text; site page and post sitemaps read October 7, 2026

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Worth askingFound automatically from financial reports

Why did the cost of water, sewers and garbage grow 70% in 6 years?

+70%water, sewers and garbage, 2019 to 2025

Papineau-Cameron spent $169K on water, sewers and garbage in 2019 and $288K in 2025. Prices only went up about 21% in that time.

Why did the cost of water, sewers and garbage grow 70% in 6 years?
+70%
Show as a table
YearWater, sewers and garbagePrices (inflation)
2019+0%+0%
2020−16%+1%
2021+42%+4%
2022+52%+11%
2023+60%+16%
2024+79%+18%
2025+70%+21%

Change since the first year shown. The grey line is how much prices rose overall, for comparison.

Why it matters

When one area grows much faster than prices, it is either doing more (which may be great) or paying more for the same thing. Residents deserve to know which.

It could be because…

  • The town added a service, a building or staff that residents asked for.
  • Costs were moved from another area, so the total did not really change.
  • Accounting rules changed how costs are sorted.
  • Large one-time costs, like a study, lawsuit or repair, landed in one year.

Questions you could ask

  1. What did the extra $119K a year pay for?
  2. Why did recycling go from $168K to $288K?
  3. Was each increase approved by council as a separate decision, or did it happen through the yearly budget?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Water, sewers and garbage: 2019 $169K, 2020 $142K, 2021 $241K, 2022 $257K, 2023 $271K, 2024 $303K, 2025 $288K.

    Ontario Financial Information Return (FIR), 2019 to 2025 · Schedule 40 · archived copy

  2. Biggest driver: Recycling, from $168K to $288K.

    Ontario Financial Information Return (FIR), 2019 to 2025 · Schedule 40 · archived copy

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Good to knowFound by reading the town's documents

What did the $257,761.05 landfill study and survey project in 2024 produce?

$257,761.05spent in 2024 on the landfill, consulting and survey project line

The budget has a project line, "New Landfill/Cnslt/Survey-(Gas Tax Funds)" under administration. It was $44,062.08 in 2023, $257,761.05 in 2024 and $65,832.74 in 2025, with $100,000.00 budgeted for 2025 and $64,321.25 for 2026. The Township has explained how it is paid for: the line is labelled as funded by gas tax money, and the revenue side shows gas tax grant lines for the landfill consultation, including $64,321.25 for each of 2025 and 2026. The 2024 spending was well above what came before and after it, and the budget does not say what was bought.

Why it matters

The Township's share of landfill operating costs is budgeted at $135,000 for 2026, so a decision on a new landfill is a large one. Residents may want to know what the study found.

It could be because…

  • A new landfill site needs surveys, engineering and environmental studies that can cost a lot in one year.
  • The spending was paid from federal gas tax money held for this purpose, not from the tax levy, so it may not have affected taxes.

Questions you could ask

  1. What did the 2024 landfill study and survey produce, and has council seen a report on it?
  2. What is the plan and timeline for a new landfill, and what will it cost the Township?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Operating Expenditures, line 5230 Project - New Landfill/Cnslt/Survey-(Gas Tax Funds): 2023 actual 44,062.08; 2024 actual 257,761.05; 2025 actual 65,832.74; 2025 budget 100,000.00; 2026 budget 64,321.25.

    By-law 2026-15, 2026 Financial Budget · Operating Expenditures, Administration, PDF page 3 (scanned image; budget page 2 of 5)

  2. Revenues, line 4290 Gas Tax Grant - Landfill Cnslt: 2024 Gas Tax Grant 62,752.37; deferred revenue lines for 2021, 2022 and 2023 gas tax in 2024 of 7,404.95, 69,906.12 and 69,827.70; 2025 Gas Tax Grant 64,321.25 (2025 actual and budget); 2026 Gas Tax Grant 64,321.25.

    By-law 2026-15, 2026 Financial Budget · Revenues, PDF page 2 (scanned image; budget page 1 of 5)

  3. Social Services, line 9020 Landfill - Shared Operating Costs (2025 estimate): 2023 actual 123,586.81; 2024 actual 146,190.89; 2025 actual 125,119.15; 2025 budget 150,000.00; 2026 budget 135,000.00.

    By-law 2026-15, 2026 Financial Budget · Operating Expenditures, Social Services, PDF page 5 (scanned image; budget page 4 of 5)

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Good to knowFound by reading the town's documents

Why does the budget's summary page show no road capital projects for 2026, when the capital budget lists $181,320.00 of them?

$181,320.00road projects in the 2026 capital budget that the summary page leaves out of its "Total Expenditures"

Capital projects are big, one-time jobs such as resurfacing a road. The 2026 capital budget lists four road projects: $85,000.00 for Richards Rd, $63,320.00 for Jodouin Rd, $8,000.00 for bridge hydrology work and $25,000.00 for Sturgeon Rd culverts. That adds to $181,320.00 (worked out by us). The summary page leaves the "Road - Capital Projects" row for 2026 empty, so its "Total Expenditures" of $2,987,664.32 is $181,320.00 lower than the "Total Expenses" of $3,168,984.32 two boxes below it. The 2026 levy of $1,957,526.00 equals $3,168,984.32 less revenues of $1,211,458.32, so the levy includes the projects.

Why it matters

A reader who adds up the summary page gets a different total from the one the tax levy is based on. The levy itself looks right, but the two totals on one page should agree.

It could be because…

  • A row left blank by mistake when the summary was updated for 2026; the 2025 columns on the same page include road projects.
  • The projects may be paid from grant money that the Township chose to show only on the capital page.

Questions you could ask

  1. Will the Township correct the summary page so that its two expense totals agree?
  2. Are the four road projects fully funded by OCIF (a provincial infrastructure fund), and how much of them comes from taxes?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Capital Budget, Road Department: Project 2026 Richards Rd Resurface-Supply OCIF 85,000.00; Jodouin Rd Resurface-Supply OCIF 63,320.00; Bridge 7 hydrology - OCIF 8,000.00; Sturgeon Rd Culverts Rehab - OCIF 25,000.00. Sub-Total Road Department Capital 360,197.35; Total Capital Budget 447,947.69.

    By-law 2026-15, 2026 Financial Budget · Capital Budget, Road Department, PDF page 5 (scanned image; budget page 4 of 5)

  2. Summary page, 2026 budget: Road - Capital Projects shown as a dash; Total Road Department 870,112.81; TOTAL EXPENDITURES 2,987,664.32; TOTAL EXPENSES $3,168,984.32; TOTAL REVENUES $1,211,458.32; TOTAL 2026 TAXATION $1,957,526.00.

    By-law 2026-15, 2026 Financial Budget summary · Summary of revenues and expenses, PDF page 6 (scanned image; budget page 5 of 5)

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Good to knowFound by reading the town's documents

Why were $198,900.00 of road projects budgeted for 2025 and only $18,830.29 spent?

$18,830.29spent on road capital projects in 2025, against a budget of $198,900.00

The 2025 budget planned $198,900.00 for road capital projects, including resurfacing Richards Rd and Jodouin Rd and bridge hydrology work. The 2025 actual was $18,830.29. The Township has partly answered this in its own budget: the 2025 columns carry "unused OCIF funds" of $100,000.00 set aside as deferred revenue, and the same project names return in the 2026 budget. Overall, the Township spent $2,755,018.49 in 2025 against a budget of $3,169,041.87.

Why it matters

When planned road work is not done, the money does not disappear, but the roads wait another year. Residents may want to know whether the delay was weather, contractors, grant timing or something else.

It could be because…

  • The work may have been tendered late in the season and carried to 2026, with the grant money held over as the budget labels say.
  • Grant approvals can arrive late, so projects are budgeted before they can start.

Questions you could ask

  1. Which 2025 road projects were not done, and are they the ones in the 2026 capital budget?
  2. How much unspent OCIF money is the Township holding, and by when must it be used?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Summary page, Road - Capital Projects: 2024 actual 21,272.20; 2025 actual 18,830.29; 2025 budget 198,900.00; 2026 budget shown as a dash. TOTAL EXPENDITURES: 2025 actual 2,755,018.49; 2025 budget 3,169,041.87.

    By-law 2026-15, 2026 Financial Budget summary · Summary of revenues and expenses, PDF page 6 (scanned image; budget page 5 of 5)

  2. Capital Budget, Roads: 2025 budget lines Richards Rd Resurface-Supply OCIF 91,500.00; Jodouin Rd Resurface-Supply OCIF 62,400.00; CON A/B Lot 3 Road-100 frontage OCIF 40,000.00; Bridge 7 hydrology - OCIF 5,000.00. 7900 2025 unused OCIF Funds (2950 Deferred Revenue): 2025 actual 100,000.00; 2025 budget 72,878.00.

    By-law 2026-15, 2026 Financial Budget · Capital Budget, Road Department, PDF page 5 (scanned image; budget page 4 of 5)

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Good to knowFound by reading the town's documents

How much of the 2026 budget is balanced with reserve money, and how much is left in reserves?

$66,077.00taken from general reserves to balance the 2026 budget

Reserves are savings set aside from earlier years. The 2026 budget takes $66,077.00 from "General Reserves Required to Balance Budget", $15,000.00 from COVID funds reserves and $20,000.00 more from the same reserve for fire safety. That is $101,077.00 in all (worked out by us), which is about 5 per cent of the $1,957,526.00 levy. The 2025 budget planned $104,158.00 from general reserves; the 2025 actual column shows nothing taken. In 2023 the actual was $70,893.07 and in 2024 it was $33,858.44.

Why it matters

Using savings to balance the budget keeps taxes lower this year, but the savings are then gone for the next. The budget does not print reserve balances, so residents cannot see how long this can go on.

It could be because…

  • Using some reserve money to smooth a tax increase is a common choice.
  • The 2025 budget planned a larger draw than was used, so the plan may again be larger than the outcome.

Questions you could ask

  1. What is the balance in each reserve at the start of 2026, and how much is expected at year end?
  2. What is the plan for balancing the 2027 budget if the reserves are used down?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Revenues, line 4680 Admin - Gen. Reserves Required to Balance Budget: 2023 actual 70,893.07; 2024 actual 33,858.44; 2025 budget 104,158.00; 2026 budget 66,077.00. 4680 Admin - COVID Funds Reserves (3897): 2025 budget 15,000.00; 2026 budget 15,000.00. 4680 Admin - COVID Funds Reserves (3897) Fire Safety: 2026 budget 20,000.00.

    By-law 2026-15, 2026 Financial Budget · Revenues, PDF page 2 (scanned image; budget page 1 of 5)

  2. The 2026 levy for municipal purposes is $1,957,526.00.

    By-law 2026-15, preamble · By-law 2026-15, PDF page 1 (scanned image)

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Good to knowFound by reading the town's documents

Who received the $16,001.92 that council donations reached in 2025, against a budget of $12,000.00?

$16,001.92council donations in 2025, against a budget of $12,000.00

The council section of the budget has a donations line. It was $6,593.77 in 2023, $11,240.79 in 2024 and $16,001.92 in 2025, against a 2025 budget of $12,000.00. The 2026 budget is again $12,000.00. The budget does not say which groups or causes the money goes to.

Why it matters

Donations are tax money given to groups. Residents may want to know who gets it, and whether the same rules apply to every group that asks.

It could be because…

  • Donations to local groups such as the museum, fire department or community events, which many townships support.
  • A one-time gift in 2025 for a special cause or event.

Questions you could ask

  1. Which groups received donations in 2025, and in what amounts?
  2. Does the Township have a written policy for donation requests, and is the list of recipients posted?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Operating Expenditures, line 5040 Council - Donations: 2023 actual 6,593.77; 2024 actual 11,240.79; 2025 actual 16,001.92; 2025 budget 12,000.00; 2026 budget 12,000.00.

    By-law 2026-15, 2026 Financial Budget · Operating Expenditures, Council, PDF page 3 (scanned image; budget page 2 of 5)

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Good to knowFound automatically from financial reports

Why does Papineau-Cameron spend more than most similar towns on garbage, dump and recycling?

$506per home on garbage, dump and recycling, 2025

Papineau-Cameron spent about $506 per home on garbage, dump and recycling in 2025. The typical similar town spent $273. Only 1 of 31 similar towns spent more.

Why it matters

Spending more than neighbours is not wrong by itself. It might buy better service. But it is the first place to look for costs that could be lower, such as contracts that were not competitively bid.

It could be because…

  • Geography: more roads, more snow, a bigger area or a landfill of its own.
  • Accounting: some towns record the same cost in a different category.
  • A one-time cost in this year.

Questions you could ask

  1. What makes this cost higher here than in similar towns?
  2. When were the main contracts in this area last put out to competitive tender?

You can ask during the public part of a council meeting, by writing to the clerk, or by contacting your councillors. How to reach council.

Speak for Papineau-Cameron? Send us your answer and we will publish it with this question.

The evidence

  1. Garbage, dump and recycling per home: Papineau-Cameron $506; typical similar town $273; ranked 2nd highest of 32.

    Ontario Financial Information Return (FIR), 2025, 31 similar municipalities · Schedule 40 and Schedule 2 · archived copy

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