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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Point Edward's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Point EdwardUpdated Oct 7, 2026

Your town, in plain words

How Point Edward uses the money we share.

A clear, checkable guide to Point Edward's budget, taxes and council decisions. A small village on the St. Clair River next to Sarnia, in Lambton County, with a mayor, a deputy mayor and three councillors. Every figure links back to the public record.

Property tax raised in 2025$6.8Mall property in Point Edward48% Town32% County20% SchoolsSee where your tax bill goes →
Town spending, 2025$7.1MAbout $7,504 per household, up 1.6% from 2024.See the money →
Property tax change+6.6%Point Edward's own property tax came to $3.7M in 2025, against $3.4M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Water, sewers and garbage$1.7M · 24%
Police, fire and safety$1.6M · 23%
Running the town office$1.4M · 20%
Roads and snow$1.4M · 20%
Show all 6 servicesShow fewer
Parks, arena and library$955K · 14%
Planning and business$3,536 · 0%

Day-to-day spending in 2025, from Point Edward's report to the Province.

A fair comparisonHow does Point Edward compare?Among 18 similar Ontario towns, Point Edward's day-to-day spending per household is on the high side.Point Edward is here · 18 of 18, lowest to highestCompare Point Edward →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 11 questions
Worth askingMoney health

Why did the note about a $2 million loan the Village is owed stop saying it must be repaid by 2026?

$2,004,468loan receivable at the end of 2025, up from $1,898,922

The Village is owed a loan that earns 6% a year. It has grown from $1,898,922 to $2,004,468. The 2024 statements said it must be repaid by 2026. The 2025 statements say it will be repaid once a sale closes after environmental inspections. The statements do not say who owes the money or what is being sold.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

How much of the Village's budget depends on casino money that came in below plan in 2025?

$1,599,450casino revenue in 2025, against a budget of $1,850,000

Casino revenue was budgeted at $1,850,000 for 2025 and came in at $1,599,450, a gap of $250,550 (worked out by us). The statements say about 17% of the Village's revenue comes from the provincial gaming agency. The Village's own 2026 budget release names "casino revenue volatility" as a worry.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

How will the Village pay back the money it borrowed for the St. Clair Road project?

$2,500,000borrowed from Infrastructure Ontario in 2025, against an approved limit of $6,000,000

In 2025 the Village drew $2,500,000 from Infrastructure Ontario, which is a provincial lender, and borrowed another $1,878,876 from its own water reserve fund at 3.15%. It had no municipal debt the year before. The 2026 budget release lists $230K of borrowing costs for large capital projects. The statements also list several large contracts still to be paid.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

What could the water supply system's $7,765,180 payment order cost Point Edward?

$7,765,180ordered to be paid by LAWSS after year end, as the statements print it

The Village owns 1.63% of the Lambton Area Water Supply System (LAWSS), a shared water plant. After the 2025 year ended, LAWSS was ordered to pay $7,765,180 in a construction dispute, and the statements say it faces claims of $27 million. A 1.63% share of the order would be about $126,574 (worked out by us), if the Village were asked to cover its share that way.

Found by reading the town's own documents · 2 sources

Show 7 more questionsShow fewer
Worth askingRising costs

Why did general government cost $196,308 more than its 2025 budget?

$1,427,413general government cost in 2025, against a budget of $1,231,105

General government (the Village's own administration) was budgeted at $1,231,105 and came in at $1,427,413, which is $196,308 more, or about 16% (worked out by us). Spending on contracted services also ran above budget. Total spending came in $130,340 above budget (worked out by us), because other areas came in under.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did the cost of roads and snow grow 69% in 6 years?

+69%roads and snow, 2019 to 2025

Point Edward spent $815K on roads and snow in 2019 and $1.4M in 2025. Prices only went up about 21% in that time. Only 2 of 17 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Good to knowMoney health

Why did the emergencies reserve fall while other named reserves grew?

$1,379,633emergencies reserve at the end of 2025, down from $2,308,895

A reserve is money set aside for a future need. The emergencies reserve went from $2,308,895 to $1,379,633, a drop of $929,262 (worked out by us). The engine truck, playground, MAT tax and storm station reserves all grew. Total reserves rose from $7,005,922 to $7,533,378.

Found by reading the town's own documents · 1 source

Good to knowOpenness

Where can residents read the full 2026 budget behind the Village's news release?

$6.2M2026 operating budget in the Village's news release, up from $5.3M in 2025

The Village published a one-page news release for the 2026 budget. We did not find the budget book or the adopted budget report on the pages we read. The release says the operating budget is $6.2M compared to $5.3M in 2025, and that the tax rate rises by 3.81%. It also says "The amount to be raised by taxes in 2023 is $4.3M", which appears to be a typing slip for 2026.

Found by reading the town's own documents · 2 sources

Good to knowOpenness

Where are the Village's council agendas and minutes?

Nov 2023newest meeting video listed on the council calendar page

We could not find agendas or minutes on the Council Meetings and Committee Meetings pages. The council calendar lists meeting videos. The newest on that page is from November 2023, though the Village's 2026 budget was passed on November 25, 2025.

Found by reading the town's own documents · 1 source

Where your tax bill goes

A property tax bill in Point Edward pays for three governments. Only part of it goes to the town, and that part is what Point Edward council controls.

Tax bill split: Point Edward 48%, County or region 32%, Schools 20%
$6.8Mraised in 2025
  • Point Edward48%
  • County or region32%
  • Schools20%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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