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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Severn's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / SevernUpdated Oct 5, 2026

Your town, in plain words

How Severn uses the money we share.

A clear, checkable guide to Severn's budget, taxes and council decisions. A township in the County of Simcoe, with a seven-member council: a mayor, a deputy mayor and five ward councillors. Every figure links back to the public record.

Your typical 2024 property tax bill$3,197on a $370K home48% Town35% County18% SchoolsSee your tax bill explained →
Town spending, 2024$18.6MAbout $2,353 per household, up 12.2% from 2023.See the money →
Property tax change+6.5%Severn's own property tax came to $16.5M in 2024, against $15.5M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Police, fire and safety$5.0M · 27%
Roads and snow$4.4M · 24%
Running the town office$3.5M · 19%
Water, sewers and garbage$3.3M · 18%
Show all 7 servicesShow fewer
Parks, arena and library$1.6M · 9%
Planning and business$848K · 5%
Health$42,898 · 0%

Day-to-day spending in 2024, from Severn's report to the Province.

A fair comparisonHow does Severn compare?Among 90 similar Ontario towns, Severn's day-to-day spending per household is on the low side.Severn is here · 12 of 90, lowest to highestCompare Severn →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 8 questions
Worth askingSpending level

Why does Severn's 2026 levy rise 8.69% when the average home's Township tax rises 5.88%?

8.69%rise in the Township's 2026 levy, against a 5.88% rise in the Township's tax on an average home

The levy is the total amount of property tax the Township asks residents to pay for its own services. The 2026 budget presentation puts it at $15,843,487, up from $14,577,407, which it calls an "8.69% Increase representing $1,266,080". The same presentation says the Township's tax on an average $340,000 home goes from $1,505.49 to $1,594.02, an increase of 5.88%. With the County and school boards added, the average home's total goes from $3,325.44 to $3,455.68, or 3.92%. The three numbers are all printed, and they measure different things. The presentation lists an "Assessment Growth Impact" of $386,000 but does not set out how the 8.69% turns into 5.88%.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

How much of Severn's tax levy depends on interest earned on its savings, and what happens if rates fall further?

$1,405,000interest revenue in the 2026 budget, against $1,950,000 in 2025

The Township earns interest on the money it holds in reserves (savings kept for later). The 2023 audited statements show "Investment income" of $1,791,279, against a budget of $1,303,500 and $799,958 the year before. For 2026 the budget presentation lists "Interest Revenue" of $1,405,000, down from $1,950,000 in 2025 (a drop of $545,000, worked out by us), and elsewhere lists an "Investment Revenue decrease" of $420,000. The presentation explains that investment income eases the tax levy "by 4 to 5 percent" and that taking more out of reserves than is put in reduces it. Its list of items removed to cut the levy includes "Moving Investment income to reserves to stabilize levy" at $1,080,000.

Found by reading the town's own documents · 5 sources

Worth askingMoney health

Will Severn's reserves fall by about $13.4 million in 2026, and what happens to the Westshore projects if the grant does not come?

$24,687,650estimated reserves at the end of 2026, against $38,087,737 at the end of 2025

Reserves are savings set aside for later costs. The 2026 budget presentation estimates all reserves at $38,087,737 at the end of 2025 and $24,687,650 at the end of 2026, a fall of $13,400,087 (worked out by us). Two large projects are shown as paid from reserves: a Westshore Recreation Facility at $15,000,000, marked "Grant Dependent", and a Westshore wastewater plant upgrade at $12,525,000. Both are marked as high-level estimates. The recreation capital sheet shows the facility's $15,000,000 paid from two sources, $4,500,000 and $10,500,000, and describes them as "Green spaces grant/DC Reserves" (DC means development charges, fees paid by builders for growth). The presentation also warns that taking more from reserves than is put in "will threaten future asset replacement" and that the new facility "will need to be staffed".

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Is Severn setting aside enough each year to replace its roads, pipes and buildings?

$4.5 millionyearly gap between what the Township needs to replace its assets and what it sets aside, by its 2025 plan

An asset management plan estimates what it costs to keep a municipality's roads, water and sewer systems, buildings and equipment working. Severn's 2025 plan puts the replacement cost of what it owns at about $443.1 million. It says the Township needs about $12.5 million a year, is committing about $7.9 million, and so has "an annual funding gap of $4.5 million". Its plan is to close this in 10 years by raising municipal taxes by 1.4% a year, plus higher water and sewer rates. The 2026 budget presentation, which shows the older 2021 plan's numbers ($8.7 million needed, a $4.9 million gap, and a 2.4% tax rise a year for 15 years), puts $2,500,000 into the capital levy, up $300,000 from $2,200,000. One of the items cut to lower the levy reads "Levy Transfer for Capital should be increasing by $350,000 annually".

Found by reading the town's own documents · 5 sources

Show 4 more questionsShow fewer
Worth askingMoney health

Why did Severn buy only about half of the capital assets it budgeted for in 2023?

$8,467,846spent on capital assets in 2023, against a budget of $15,561,850

Capital assets are things that last for years, like roads, vehicles and buildings. The 2023 audited statements show a budget of $15,561,850 for buying them and actual spending of $8,467,846. That is about 54% of the budget (worked out by us). Spending that was less than planned helps explain why the year ended with an annual surplus of $7,033,121 against a budget of $4,535,353, and why the "Capital purposes" reserve grew from $15,708,404 to $17,413,493. The statements give a general reason: the capital budget is "project-oriented" and may be carried out over one or more years. This is the latest year of audited statements we could read, so we do not know whether 2024 was different.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why are so many property taxes unpaid?

$3.3Mowed in unpaid property tax, end of 2024

At the end of 2024, $3.3M of property tax had been billed but not paid. That is 10% of everything billed. Only 17 of 89 similar towns had a higher share. A year earlier it was $2.5M.

Found automatically from the town's financial reports · 2 sources

Good to knowRising costs

Why is policing's cost up 11.06% in 2026 while the policing levy rises only 4.65%?

11.06%rise in policing costs in 2026, against a 4.65% rise in the policing levy

The 2026 budget presentation lists "Policing Costs Increase (11.06%)" of $256,165, and next to it "Policing Reserve Levy Stabilization" of $150,000. The policing part of the levy goes from $2,367,801 to $2,477,941, which it calls "4.65% Increase representing $110,140". The presentation's reserve table has a "Policing Stabilization Reserve" row showing 300,000 and 150,000. The Township does not say in these pages how long the reserve can keep covering the difference.

Found by reading the town's own documents · 4 sources

Good to knowOpenness

Why do two slides in the same 2026 budget presentation give different totals for Council Partnership Funding?

$96,750Council Partnership Funding listed for 2026, while an earlier slide says $89,250

Council Partnership Funding is money Council gives each year to local causes. One slide lists "2026 Council Partnership Funding (2025 - $113,250)" as $89,250 and marks it levy funded. A later slide, which lists nine causes, gives a total of $96,750 against the same 2025 figure. The listed amounts do add up to $96,750 (worked out by us). The difference is $7,500 (worked out by us), the same amount as three of the listed causes.

Found by reading the town's own documents · 2 sources

2024 tax year · Severn, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Severn's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Severn.

a year in property tax, at 2024 rates

  • Severn
  • County or region
  • Schools

Severn council sets only its own share. County or region sets its share, the Province sets the school rate.

See what your Severn share pays forHide the breakdown

Roughly what your Severn share pays for

Source
  • Police, fire and safety
  • Roads and snow
  • Running the town office
  • Parks, arena and library
  • Planning and business
  • Health

An estimate. It uses the residential tax rate, and splits Severn's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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