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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Smiths Falls's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Smiths FallsUpdated Oct 5, 2026

Your town, in plain words

How Smiths Falls uses the money we share.

A clear, checkable guide to Smiths Falls' budget, taxes and council decisions. A single-tier town in Lanark County, eastern Ontario, with a mayor and six councillors. Every figure links back to the public record.

Your typical 2024 property tax bill$2,534on a $130K home92% Town8% SchoolsSee your tax bill explained →
Town spending, 2024$32MAbout $7,101 per household, up 13.1% from 2023.See the money →
Property tax change+9.4%Smiths Falls' own property tax came to $20.7M in 2024, against $18.9M in 2023.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Police, fire and safety$9.1M · 28%
Water, sewers and garbage$6.5M · 20%
Parks, arena and library$4.1M · 13%
Roads and snow$3.5M · 11%
Show all 9 servicesShow fewer
Social services$2.7M · 8%
Running the town office$2.7M · 8%
Planning and business$1.5M · 5%
Health$1.2M · 4%
Housing$618K · 2%

Day-to-day spending in 2024, from Smiths Falls' report to the Province.

A fair comparisonHow does Smiths Falls compare?Among 12 similar Ontario towns, Smiths Falls' day-to-day spending per household is near the middle.Smiths Falls is here · 8 of 12, lowest to highestCompare Smiths Falls →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 10 questions
Worth askingMoney health

Why did the Town's cash fall by $6 million in 2024, and what was borrowed against the projects behind it?

$6,064,721fall in cash during 2024, from $20,932,330 to $14,867,609

Cash is money in the bank. The Town ended 2023 with $20,932,330 and ended 2024 with $14,867,609. Over the same year it spent $11,750,670 buying or building capital assets (roads, pipes, buildings), and reserves (savings set aside by Council for set purposes) fell from $17,250,381 to $15,682,247. The statements also show "unfinanced capital projects" of $4,323,504, up from $2,588,981. That is capital work already paid for with no matching grant, reserve or loan set aside. The Town's own note says its budget is not prepared on the same basis as its statements, so some of the gap is accounting.

Found by reading the town's own documents · 5 sources

Worth askingMoney health

How will the Town pay for the elevated water tank and the $11.6 million of new project commitments signed after the 2024 year end?

$11,595,003capital commitments signed after December 31, 2024, on top of $9,496,000 for the water tank

The 2024 statements list a commitment of $9,496,000 for an elevated water storage tank, of which $5,076,868 had been spent. They also list a $2,099,003 commitment for the Confederation Bridge, with nothing spent yet, and say that after year end the Town signed agreements for other capital projects worth $11,595,003. The Town's 2024 budget assumed $3,631,000 of new long-term borrowing. The statements show none was taken that year. Loan payments due in 2025 are $2,236,206, against $960,706 paid in 2024. The statements do not say how the new commitments will be funded.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why did the amount owed to the Town grow by about $4 million in 2024?

$6,144,788accounts receivable at December 31, 2024, up from $3,487,191

Taxes receivable (property tax bills not yet paid) rose from $1,098,033 to $2,431,271. Accounts receivable (other money owed to the Town) rose from $3,487,191 to $6,144,788. Together that is about $3,990,835 more owed at the end of 2024 than a year before (worked out by us). The cash flow statement shows these two increases took $1,333,238 and $2,657,597 out of cash. We did not find the Town's explanation in the statements.

Found by reading the town's own documents · 2 sources

Worth askingOpenness

What was the $1,465,657 "adjustment" that took development charges from $2.3 million to $0.5 million in 2024?

$1,465,657development charges "adjustment" in 2024, with no explanation in the note

Development charges are fees collected from builders to pay for the growth they cause. The law restricts how they can be used, so the statements report them as deferred revenue. At the start of 2024 the Town held $2,257,237. During the year it collected $98,363 (against $1,135,249 the year before), recognized $437,855 as revenue, and then shows an "Adjustments" line of $(1,465,657). The balance at December 31, 2024 was $547,484. The note does not say what the adjustment was.

Found by reading the town's own documents · 1 source

Show 6 more questionsShow fewer
Worth askingRising costs

Why did 2024 spending come in well above the budget, and which lines drove it?

$35,925,228actual 2024 expenses, against a budget of $30,341,348

The budget column of the 2024 statement of operations planned total expenses of $30,341,348. The actual was $35,925,228, which is $5,583,880 more (worked out by us). The Town's budget column shows a dash for amortization (the yearly charge for wear on buildings and pipes), and actual amortization was $3,961,923. That accounts for most of the gap (worked out by us), leaving about $1,621,957 (worked out by us). Four lines ran well over their budget column: protection to persons and property, transportation, environmental services, and recreation and culture.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did the police line in the Town's budget rise 19% in 2025?

$6,558,866Police Services in the 2025 budget summary, up 19% from $5,494,442

The one-page 2025 operating summary posted by the Town shows Police Services at $6,558,866, up from $5,494,442 in the 2024 budget, a printed increase of 19%. Fire Services rose 11%, from $1,264,915 to $1,407,704. The 2024 audited statements also show protection to persons and property (police, fire and by-law) at $9,408,006 against a budget of $8,258,968. We did not find an explanation in the documents we could read.

Found by reading the town's own documents · 2 sources

Worth askingOpenness

Why were the 2024 audited statements not signed until November 2025, and where are the 2025 statements?

November 3, 2025date of the auditor's report on the 2024 statements

The auditor's report on the year ended December 31, 2024 is dated November 3, 2025, almost ten months after year end (worked out by us). The Budget & Finances page we read on October 5, 2026 lists audited statements for 2020 to 2024 and none for 2025. We did not find the Town's reason for the timing of either.

Found by reading the town's own documents · 2 sources

Worth askingRising costs

Why did the cost of parks, arena and library grow 58% in 5 years?

+58%parks, arena and library, 2019 to 2024

Smiths Falls spent $2.6M on parks, arena and library in 2019 and $4.1M in 2024. Prices only went up about 18% in that time. Only 1 of 11 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Good to knowHow decisions are made

What did the Integrity Commissioner find in the three reports on council members posted since January 2025?

3public Integrity Commissioner reports on council members, January 2025 to February 2026

An Integrity Commissioner is a lawyer the council hires to check members against the Code of Conduct. The Town posts three public reports. On January 22, 2025 the commissioner found it "more likely than not" that Councillor Dawn Quinn was the source of a leak of closed-session information, a breach of the Code, while saying there was "no direct evidence". Councillor Quinn answered "I don't think I was". The commissioner made no recommendation on a penalty. On September 11, 2025 the commissioner found that Councillor Quinn breached the Code by voting on a community grant to a group of shops she is affiliated with, and recommended a two-week suspension of her pay. The commissioner found she had no pecuniary (money) interest under the Municipal Conflict of Interest Act. On February 11, 2026 the commissioner found that Councillors Jay Brennan and Stephen Robinson breached the Code with comments at the January 5, 2026 meeting, and recommended pay suspensions of 15 days and 5 days. Council had already suspended them from attending meetings for 45 days and 15 days. The 2025 annual report puts the cost of complaints at $2,544.00.

Found by reading the town's own documents · 4 sources

2024 tax year · Smiths Falls, Ontario

Your tax bill, worked out.

Enter your home's assessed value to see roughly what you pay in property tax each year, who gets it, and what Smiths Falls's share pays for.

Ontario still uses property values from January 1, 2016 for tax, so your assessed value is probably well below what your home would sell for today.

It is on your property assessment notice from MPAC, and on your tax bill. We filled in the typical value in Smiths Falls.

a year in property tax, at 2024 rates

  • Smiths Falls
  • Schools

Smiths Falls council sets only its own share. the Province sets the school rate.

See what your Smiths Falls share pays forHide the breakdown

Roughly what your Smiths Falls share pays for

Source
  • Police, fire and safety
  • Roads and snow
  • Parks, arena and library
  • Running the town office
  • Planning and business
  • Social services
  • Health
  • Housing

An estimate. It uses the residential tax rate, and splits Smiths Falls's share by what each service cost in 2024 after its own fees and grants (for example, water bills pay for much of a water system). Real bills also depend on your property class, local charges and any rebates.

  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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