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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Spanish's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / SpanishUpdated Oct 7, 2026

Your town, in plain words

How Spanish uses the money we share.

A clear, checkable guide to Spanish's budget, taxes and council decisions. A small town in the Algoma District of northern Ontario, on the North Channel, with a mayor, a deputy mayor and three councillors. Every figure links back to the public record.

Property tax raised in 2025$924Kall property in Spanish89% Town11% SchoolsSee where your tax bill goes →
Town spending, 2025$2.2MAbout $5,719 per household, down 6.8% from 2024.See the money →
Property tax change+4.4%Spanish's own property tax came to $836K in 2025, against $801K in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Running the town office$506K · 23%
Roads and snow$398K · 18%
Parks, arena and library$382K · 17%
Water, sewers and garbage$354K · 16%
Show all 8 servicesShow fewer
Police, fire and safety$331K · 15%
Health$157K · 7%
Social services$95,356 · 4%
Planning and business$17,830 · 1%

Day-to-day spending in 2025, from Spanish's report to the Province.

A fair comparisonHow does Spanish compare?Among 25 similar Ontario towns, Spanish's day-to-day spending per household is near the middle.Spanish is here · 13 of 25, lowest to highestCompare Spanish →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 8 questions
Needs an answerMoney health

Why are so many property taxes unpaid?

$205Kowed in unpaid property tax, end of 2025

At the end of 2025, $205K of property tax had been billed but not paid. That is 22% of everything billed. Only 1 of 24 similar towns had a higher share. A year earlier it was $160K.

Found automatically from the town's financial reports · 2 sources

Worth askingMoney health

How will the Town pay to close its landfill in about seven years?

$332,627landfill closure and post-closure liability at December 31, 2025, up from $207,779 at the start of 2024

The Town's landfill has about seven years of use left. The Town now books what it expects closing and watching the site afterward will cost, and that number has grown each year. The statements say it is still to be recovered from taxes and user charges, and the Town's cash at the end of 2025 was about three times that amount.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why has the Town's net financial assets figure fallen two years in a row?

$321,136net financial assets at December 31, 2025, down from $1,207,623 at the end of 2023

Net financial assets is what a town owns in cash and money owed to it, less what it owes. It was $1,207,623 at the end of 2023, $508,277 at the end of 2024 and $321,136 at the end of 2025. Cash fell over the same period. The Town spent heavily on capital projects in 2024 and 2025.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Are more property owners falling behind on their taxes?

$205,361owed to the Town in taxes, interest and penalties at December 31, 2025, up from $160,413 a year earlier (about 28% more, worked out by us)

The amount owed to the Town in unpaid taxes, interest and penalties was $153,164 at the end of 2023, $160,413 at the end of 2024 and $205,361 at the end of 2025. The statements say the Town sets aside no allowance for amounts it may not collect.

Found by reading the town's own documents · 3 sources

Show 4 more questionsShow fewer
Worth askingOpenness

Where can residents read the 2026 budget and the reports behind the tax rates?

24 of 28minutes files we downloaded (June 25, 2025 to September 16, 2026) had no text in them, by our count

Council's July 2, 2026 agenda lists the proposed tax rates, the changes made to the operating budget, the capital funding and a treasurer's report. The agenda file on the Town's site is two pages long and includes none of those reports. The Treasury page links only the 2025 and 2024 financial statements. We did not find a 2026 budget on the pages we read. Most minutes posted for 2025 and 2026 are pictures of pages with no readable text.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

Why do the 2025 statements show a deficit when the budget planned a surplus?

$(282,478)annual deficit for 2025 in the audited statements, against a budgeted surplus of $94,204

The 2025 statements show an annual deficit of $282,478 against a budgeted surplus of $94,204. The Town's own budget note explains the main reason: the budget leaves out amortization (the yearly wear on buildings, roads and pipes), which the audited statements include. Taking amortization of $524,652 out of spending gives $2,241,804 (worked out by us), below the $2,294,308 budget.

Found by reading the town's own documents · 3 sources

Good to knowRecord-keeping

Why does the 2025 net assets note not match the statement it explains?

$37,391gap between Note 5 ($358,527) and the statement ($321,136), worked out by us

Note 5 breaks down net assets at the end of 2025 as $358,527. The statement of financial position shows net financial assets of $321,136 for the same date. The two differ by $37,391 (worked out by us). For 2024, both show $508,277.

Found by reading the town's own documents · 2 sources

Good to knowOpenness

When does the Town expect to finish its yearly audit?

July 15, 2026date of the auditors' report on the 2025 statements

The auditors signed the 2024 statements on November 19, 2025 and the 2025 statements on July 15, 2026. Council accepted the 2025 statements at its July 15, 2026 meeting, according to the draft minutes. Both opinions are clean.

Found by reading the town's own documents · 3 sources

Where your tax bill goes

A property tax bill in Spanish pays for the town and schools. Only part of it goes to the town, and that part is what Spanish council controls.

Tax bill split: Spanish 89%, Schools 11%
$924Kraised in 2025
  • Spanish89%
  • Schools11%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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