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Not the full picture. Built from public records, which leave things out.Older reportDetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
An older report. We have no 2024 report for Stratford in the Province's latest release, so these pages use its 2023 report. It may simply be filed late.
Read by hand. We read Stratford's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

The money · 2023

How Stratford's money works

A city is a bit like a household. Money comes in (mostly taxes and grants), and money goes out to pay for services like roads, fire trucks and the arena. Here is what that looked like in 2023, the latest year the city has reported to the Province.

Why 2023 and not this year? A budget is a plan. These figures are what actually happened, checked by an auditor and reported to Ontario. The 2025 report is not out yet.

Money in: $164M

Where the city's money came from in 2023.

Stratford revenue by source, 2023
  • Property taxes$74M45%
  • Grants for specific projects$37.1M23%
  • Other places and the county$9.7M6%
  • Fees people pay$23.7M15%
  • Licences and rent$6.4M4%
  • Other$11.4M7%
  • Everything else$617K0%
Show as a table
CategoryAmountShare
Property taxes$73,956,27845.4%
Grants for specific projects$37,067,38822.8%
Other places and the county$9,711,9236.0%
Fees people pay$23,748,57814.6%
Licences and rent$6,352,6933.9%
Other$11,379,9407.0%
Everything else$616,5730.4%
Total$162,833,373100%

What each source means

Property taxes
What home and business owners pay each year, based on what their property is worth.
Grants for specific projects
Money from Ontario or Canada that must be spent on a certain thing, often a road or building.
Other places and the county
Payments from neighbours for shared services.
Fees people pay
Water and sewer bills, dump fees, arena rentals, permits and similar charges.
Licences and rent
Dog tags, licences, and rent from city-owned property.
Other
Interest earned, donations, sales of land and equipment.

Money out: $139M on services

Day-to-day spending in 2023, by service. On top of this, the city recorded $10.8M of "wear and tear" on things it owns. That is an accounting cost, not cash out the door, so it is left out here.

Stratford spending by service, 2023
  • Running the city office$11M8%
  • Police, fire and safety$25.9M19%
  • Roads and snow$14.7M11%
  • Water, sewers and garbage$15.5M11%
  • Health$8.9M6%
  • Social services$30.9M22%
  • Housing$15.4M11%
  • Parks, arena and library$12.3M9%
  • Planning and business$3.9M3%
Show as a table
CategoryAmountShare
Running the city office$11,047,0548.0%
Police, fire and safety$25,928,32818.7%
Roads and snow$14,702,29310.6%
Water, sewers and garbage$15,547,06011.2%
Health$8,920,1886.4%
Social services$30,927,44122.3%
Housing$15,446,10311.1%
Parks, arena and library$12,310,4928.9%
Planning and business$3,858,2892.8%
Total$138,687,248100%

Social services

$30.9M

Help for people and families who need it, and child care.

+25% since 2019 (prices rose 16%)

Social services broken down
  1. Child care$13.2M+31%

    Daycare and early learning.

  2. Income support$9.7M0%

    Help for people with very low income.

  3. Seniors$8.1M+59%

    Long-term care and seniors programs.

Show as a table
ItemAmountChange
Child care$13,183,029+30.9%
Income support$9,669,0560.0%
Seniors$8,075,356+59.0%

Police, fire and safety

$25.9M

Paying for police, the fire department, building inspectors and by-law officers.

+19% since 2019 (prices rose 16%)

Police, fire and safety broken down
  1. Police (OPP contract)$15.4M+23%

    What the city pays for policing.

  2. Fire department$9.4M+24%

    Firefighters, trucks and fire halls.

  3. Building permits$799K−1%

    Checking that new buildings are safe.

  4. By-law and animal control$384K−61%

    Enforcing city rules, like noise, parking and dogs.

Show as a table
ItemAmountChange
Police (OPP contract)$15,384,370+22.9%
Fire department$9,361,126+24.2%
Building permits$798,674−1.4%
By-law and animal control$384,158−60.8%

Water, sewers and garbage

$15.5M

Clean tap water, the sewer system, garbage pickup, the dump and recycling.

+50% since 2019 (prices rose 16%)

Water, sewers and garbage broken down
  1. Recycling$5.9M+511%

    Recycling and composting.

  2. Water treatment$3.2M+79%

    Making lake or well water safe to drink.

  3. Sewage treatment$1.8M−20%

    Cleaning sewage before it goes back into nature (Tweed uses lagoons).

  4. Sewer pipes$1.5M+16%

    The pipes that carry sewage away from homes.

  5. Storm drains$980K+107%

    Drains that carry away rain water.

  6. Water pipes$862K−43%

    The pipes that bring water to homes.

  7. The dump (landfill)$796K−51%

    Running the landfill, and saving up to close it safely one day.

  8. Garbage pickup$503K+36%

    Trucks that collect garbage.

Show as a table
ItemAmountChange
Recycling$5,857,943+510.8%
Water treatment$3,220,448+78.5%
Sewage treatment$1,827,614−20.4%
Sewer pipes$1,500,824+15.7%
Storm drains$979,844+107.1%
Water pipes$862,048−43.1%
The dump (landfill)$795,748−50.8%
Garbage pickup$502,591+36.0%

Housing

$15.4M

Affordable and social housing.

+7% since 2019 (prices rose 16%)

Housing broken down
  1. Public housing$12M−17%

    Homes owned by government.

  2. Other housing$3.5M

    Other housing costs.

Show as a table
ItemAmountChange
Public housing$11,981,655−16.7%
Other housing$3,464,448–

Roads and snow

$14.7M

Fixing and paving roads, bridges and culverts, ploughing snow, and street lights.

+22% since 2019 (prices rose 16%)

Roads and snow broken down
  1. Public transit$4.1M+90%

    Buses.

  2. Paved roads$3.8M−47%

    Fixing and repaving paved roads.

  3. Other transportation$2.3M

    Other transportation costs.

  4. Roadsides and signs$1.9M+492%

    Ditches, signs, line painting and roadside brush.

  5. Accessible transit$659K+60%

    Rides for people who cannot use regular buses.

  6. Snow ploughing$511K−35%

    Ploughing, salting and sanding roads in winter.

  7. Parking$461K+29%

    City parking lots and meters.

  8. Airport$421K+1%

    A local airport or airstrip.

  9. Street lights$275K−38%

    Power and repairs for street lights.

  10. Bridges and culverts$207K

    Keeping bridges and the pipes under roads safe.

  11. Sidewalk snow$63,657+33%

    Clearing sidewalks and parking lots.

Show as a table
ItemAmountChange
Public transit$4,088,325+89.6%
Paved roads$3,776,753−46.7%
Other transportation$2,337,629–
Roadsides and signs$1,901,587+491.7%
Accessible transit$658,965+60.1%
Snow ploughing$511,163−35.3%
Parking$460,852+28.7%
Airport$421,380+1.1%
Street lights$274,537−38.4%
Bridges and culverts$207,445–
Sidewalk snow$63,657+33.4%

Parks, arena and library

$12.3M

Parks, the arena, the pool, sports fields, programs and the library.

+14% since 2019 (prices rose 16%)

Parks, arena and library broken down
  1. Arena and buildings$3.8M−19%

    The arena, pool, community centre and halls.

  2. Library$2.8M+14%

    The public library.

  3. Programs$2.2M+186%

    Classes, camps and activities.

  4. Parks$1.8M+14%

    Parks, beaches, trails and green spaces.

  5. Arts and culture$774K−42%

    Festivals, arts and heritage.

  6. Museums$500K

    Local museums.

  7. Other recreation$415K

    Other recreation costs.

Show as a table
ItemAmountChange
Arena and buildings$3,763,355−18.7%
Library$2,845,253+14.4%
Programs$2,201,029+186.3%
Parks$1,812,498+13.7%
Arts and culture$773,567−41.8%
Museums$499,750–
Other recreation$415,040–

Running the city office

$11M

Council, managers, the clerk, accounting, computers, insurance and the city hall itself. Every city needs some of this, but it does not fix a road or put out a fire.

+55% since 2019 (prices rose 16%)

Running the city office broken down
  1. Senior management$10.4M+399%

    The top managers who run the city day to day.

  2. Council$629K−77%

    Pay and expenses for the mayor and councillors, and council meetings.

Show as a table
ItemAmountChange
Senior management$10,417,714+399.2%
Council$629,340−77.4%

Health

$8.9M

Public health, ambulances and cemeteries.

+22% since 2019 (prices rose 16%)

Health broken down
  1. Public health$4.9M+19%

    Health inspections and programs.

  2. Ambulance$3.3M

    Paramedics and ambulances.

  3. Cemeteries$702K+45%

    Looking after city cemeteries.

Show as a table
ItemAmountChange
Public health$4,948,063+19.1%
Ambulance$3,270,420–
Cemeteries$701,705+44.6%

Planning and business

$3.9M

Deciding what can be built where, and trying to bring businesses and visitors to city.

−25% since 2019 (prices rose 16%)

Planning and business broken down
  1. Business and tourism$2.6M−23%

    Attracting businesses and visitors, and helping local shops.

  2. Planning and zoning$729K+62%

    Deciding what can be built where.

  3. Farms and forests$553K+14%

    Programs for farms and forests.

Show as a table
ItemAmountChange
Business and tourism$2,576,224−22.6%
Planning and zoning$728,784+62.0%
Farms and forests$553,281+13.6%

What the money bought

The same 2023 spending, sorted by what it paid for rather than which service.

Spending by type
  1. Staff pay and benefits$59.1M

    Wages, benefits and pensions for city workers.

  2. Money given to others$27.7M

    Grants and payments to other groups, like the conservation authority.

  3. Outside companies$26M

    Work the city pays other companies to do, like policing, paving or consultants.

  4. Rent and money costs$12.3M

    Renting equipment or space, bank fees, and some accounting costs.

  5. Supplies and utilities$11.3M

    Gravel, salt, fuel, electricity, heating, office supplies and repairs.

  6. Interest on loans$2.3M

    The extra money paid to lenders for money the city borrowed.

Show as a table
ItemAmount
Staff pay and benefits$59,122,295
Money given to others$27,668,672
Outside companies$25,964,762
Rent and money costs$12,290,704
Supplies and utilities$11,306,334
Interest on loans$2,334,481

Staff

People on the city's payroll at the end of each year, as reported to the Province.

YearFull-timePart-timeSeasonal
2019474207100
202046724349
202148519848
202245510449
2023443105116

How things have changed since 2019

Money in compared with day-to-day spending, each year. When the orange line is above the blue one, the city spent more than it took in and made up the difference from savings or loans. Grants for big projects arrive in some years and not others, which makes "money in" jump around.

Money in and day-to-day spending by year
$164M
Show as a table
YearMoney inDay-to-day spending
2019$138M$114M
2020$148M$121M
2021$151M$107M
2022$171M$132M
2023$164M$139M

City property tax

Up 24% since 2019. Prices rose 16%.

City property tax by year
$74M
Show as a table
YearCity property tax
2019$59.9M
2020$61.8M
2021$63.7M
2022$69.3M
2023$74M

Savings (reserves)

Money set aside for repairs, equipment and emergencies.

Reserves by year
$68.1M
Show as a table
YearSavings
2019$43.3M
2020$51.9M
2021$62.5M
2022$61.7M
2023$68.1M

What the city owes

Long-term loans plus short-term (temporary) loans at year end.

Debt by year
$43.8M
Show as a table
YearLong-term loansTemporary loans
2019$62.3M$0
2020$56M$0
2021$49.8M$0
2022$49.5M$0
2023$43.8M$0

Building new things

Spending on new or rebuilt roads, pipes, buildings and equipment, compared with how fast existing ones wear out.

Capital spending and wear by year
$29.3M
Show as a table
YearBuilt or boughtWore out (amortization)
2019$21.5M$8.7M
2020$15.4M$8.8M
2021$26.3M$9.3M
2022$25.9M$10M
2023$29.3M$10.8M

Source: Ontario Financial Information Return (FIR), Schedules 10, 40, 51, 60, 70, 74 and 80 (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.