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Built automatically. These pages come only from Warwick's yearly report to the Province. Nobody has read this town's budget or meeting minutes for this site yet.

The money · 2024

How Warwick's money works

A town is a bit like a household. Money comes in (mostly taxes and grants), and money goes out to pay for services like roads, fire trucks and the arena. Here is what that looked like in 2024, the latest year the town has reported to the Province.

Why 2024 and not this year? A budget is a plan. These figures are what actually happened, checked by an auditor and reported to Ontario. The 2025 report is not out yet.

Money in: $14.4M

Where the town's money came from in 2024.

Warwick revenue by source, 2024
  • Property taxes$3.4M23%
  • Money from Ontario (no strings)$532K4%
  • Grants for specific projects$501K3%
  • Fees people pay$7.0M49%
  • Other$2.8M20%
  • Everything else$189K1%
Show as a table
CategoryAmountShare
Property taxes$3,358,18923.4%
Money from Ontario (no strings)$531,5073.7%
Grants for specific projects$500,7063.5%
Fees people pay$6,977,33148.6%
Other$2,811,33419.6%
Everything else$188,8251.3%
Total$14,367,892100%

What each source means

Property taxes
What home and business owners pay each year, based on what their property is worth.
Money from Ontario (no strings)
A yearly grant from the Province that the town can spend on anything. Small rural towns get more.
Grants for specific projects
Money from Ontario or Canada that must be spent on a certain thing, often a road or building.
Fees people pay
Water and sewer bills, dump fees, arena rentals, permits and similar charges.
Other
Interest earned, donations, sales of land and equipment.

Money out: $9.1M on services

Day-to-day spending in 2024, by service. On top of this, the town recorded $2.1M of "wear and tear" on things it owns. That is an accounting cost, not cash out the door, so it is left out here.

Warwick spending by service, 2024
  • Running the town office$1.6M18%
  • Police, fire and safety$1.5M16%
  • Roads and snow$1.8M20%
  • Water, sewers and garbage$1.6M18%
  • Health$129K1%
  • Parks, arena and library$2.2M24%
  • Planning and business$328K4%
Show as a table
CategoryAmountShare
Running the town office$1,607,53517.7%
Police, fire and safety$1,451,27715.9%
Roads and snow$1,792,93719.7%
Water, sewers and garbage$1,608,78217.7%
Health$128,5441.4%
Parks, arena and library$2,184,43424.0%
Planning and business$328,2013.6%
Total$9,101,710100%

Parks, arena and library

$2.2M

Parks, the arena, the pool, sports fields, programs and the library.

+130% since 2019 (prices rose 18%)

Parks, arena and library broken down
  1. Arena and buildings$2.0M+144%

    The arena, pool, community centre and halls.

  2. Parks$175K+71%

    Parks, beaches, trails and green spaces.

  3. Library$20,171

    The public library.

  4. Arts and culture$13,109

    Festivals, arts and heritage.

Show as a table
ItemAmountChange
Arena and buildings$1,976,634+144.4%
Parks$174,520+70.5%
Library$20,171–
Arts and culture$13,109–

Roads and snow

$1.8M

Fixing and paving roads, bridges and culverts, ploughing snow, and street lights.

+21% since 2019 (prices rose 18%)

Roads and snow broken down
  1. Gravel roads$950K+21%

    Grading and fixing gravel roads.

  2. Roadsides and signs$380K+72%

    Ditches, signs, line painting and roadside brush.

  3. Snow ploughing$304K+37%

    Ploughing, salting and sanding roads in winter.

  4. Paved roads$104K−51%

    Fixing and repaving paved roads.

  5. Street lights$31,255

    Power and repairs for street lights.

  6. Sidewalk snow$16,319

    Clearing sidewalks and parking lots.

  7. Bridges and culverts$6,701

    Keeping bridges and the pipes under roads safe.

Show as a table
ItemAmountChange
Gravel roads$950,108+21.2%
Roadsides and signs$380,384+71.9%
Snow ploughing$303,801+37.0%
Paved roads$104,369−51.0%
Street lights$31,255–
Sidewalk snow$16,319–
Bridges and culverts$6,701–

Water, sewers and garbage

$1.6M

Clean tap water, the sewer system, garbage pickup, the dump and recycling.

+49% since 2019 (prices rose 18%)

Water, sewers and garbage broken down
  1. Water pipes$674K+34%

    The pipes that bring water to homes.

  2. Sewage treatment$396K+48%

    Cleaning sewage before it goes back into nature (Tweed uses lagoons).

  3. Garbage pickup$273K+172%

    Trucks that collect garbage.

  4. The dump (landfill)$266K+27%

    Running the landfill, and saving up to close it safely one day.

Show as a table
ItemAmountChange
Water pipes$673,543+33.7%
Sewage treatment$395,995+48.3%
Garbage pickup$272,911+171.8%
The dump (landfill)$266,333+27.0%

Running the town office

$1.6M

Council, managers, the clerk, accounting, computers, insurance and the town hall itself. Every town needs some of this, but it does not fix a road or put out a fire.

+72% since 2019 (prices rose 18%)

Running the town office broken down
  1. Senior management$1.5M+277%

    The top managers who run the town day to day.

  2. Council$111K+6%

    Pay and expenses for the mayor and councillors, and council meetings.

Show as a table
ItemAmountChange
Senior management$1,496,631+277.4%
Council$110,904+5.7%

Police, fire and safety

$1.5M

Paying for police, the fire department, building inspectors and by-law officers.

+32% since 2019 (prices rose 18%)

Police, fire and safety broken down
  1. Fire department$613K+52%

    Firefighters, trucks and fire halls.

  2. Police (OPP contract)$597K+1%

    What the town pays for policing.

  3. Building permits$89,616+107%

    Checking that new buildings are safe.

  4. By-law and animal control$74,278+148%

    Enforcing town rules, like noise, parking and dogs.

  5. Conservation authority$45,822+79%

    A regional group that manages rivers, flooding and wetlands.

  6. Emergency planning$31,209

    Getting ready for floods, storms and other emergencies.

Show as a table
ItemAmountChange
Fire department$613,429+51.7%
Police (OPP contract)$596,923+0.5%
Building permits$89,616+107.3%
By-law and animal control$74,278+147.6%
Conservation authority$45,822+79.2%
Emergency planning$31,209–

Planning and business

$328K

Deciding what can be built where, and trying to bring businesses and visitors to town.

+90% since 2019 (prices rose 18%)

Planning and business broken down
  1. Planning and zoning$207K+109%

    Deciding what can be built where.

  2. New housing$121K

    Helping new homes get built.

  3. Farm drainage loans$209

    Loans to farmers for field drainage.

Show as a table
ItemAmountChange
Planning and zoning$207,113+109.4%
New housing$120,879–
Farm drainage loans$209–

Health

$129K

Public health, ambulances and cemeteries.

+197% since 2019 (prices rose 18%)

Health broken down
  1. Cemeteries$129K+197%

    Looking after town cemeteries.

Show as a table
ItemAmountChange
Cemeteries$128,544+197.2%

What the money bought

The same 2024 spending, sorted by what it paid for rather than which service.

Spending by type
  1. Supplies and utilities$4.0M

    Gravel, salt, fuel, electricity, heating, office supplies and repairs.

  2. Staff pay and benefits$2.7M

    Wages, benefits and pensions for town workers.

  3. Outside companies$1.2M

    Work the town pays other companies to do, like policing, paving or consultants.

  4. Rent and money costs$652K

    Renting equipment or space, bank fees, and some accounting costs.

  5. Interest on loans$587K

    The extra money paid to lenders for money the town borrowed.

  6. Money given to others$92,386

    Grants and payments to other groups, like the conservation authority.

Show as a table
ItemAmount
Supplies and utilities$3,953,732
Staff pay and benefits$2,653,085
Outside companies$1,164,026
Rent and money costs$651,781
Interest on loans$586,700
Money given to others$92,386

Staff

People on the town's payroll at the end of each year, as reported to the Province.

YearFull-timePart-timeSeasonal
20191597
20201597
20211987
202219610
20231998
20241998

How things have changed since 2019

Money in compared with day-to-day spending, each year. When the orange line is above the blue one, the town spent more than it took in and made up the difference from savings or loans. Grants for big projects arrive in some years and not others, which makes "money in" jump around.

Money in and day-to-day spending by year
$14.4M
Show as a table
YearMoney inDay-to-day spending
2019$10.9M$5.8M
2020$11.2M$5.8M
2021$10.5M$6.3M
2022$12M$6.7M
2023$12.2M$8.0M
2024$14.4M$9.1M

Town property tax

Up 38% since 2019. Prices rose 18%.

Town property tax by year
$3.4M
Show as a table
YearTown property tax
2019$2.4M
2020$2.7M
2021$2.9M
2022$3.0M
2023$3.1M
2024$3.4M

Savings (reserves)

Money set aside for repairs, equipment and emergencies.

Reserves by year
$16.2M
Show as a table
YearSavings
2019$8.2M
2020$10.1M
2021$11M
2022$13M
2023$14.8M
2024$16.2M

What the town owes

Long-term loans plus short-term (temporary) loans at year end.

Debt by year
$10.1M
Show as a table
YearLong-term loansTemporary loans
2019$2.8M$0
2020$2.7M$0
2021$2.6M$3.0M
2022$2.5M$9.0M
2023$10.3M$0
2024$10.1M$0

Building new things

Spending on new or rebuilt roads, pipes, buildings and equipment, compared with how fast existing ones wear out.

Capital spending and wear by year
$649K
Show as a table
YearBuilt or boughtWore out (amortization)
2019$4.9M$1.5M
2020$3.4M$1.6M
2021$1.1M$1.7M
2022$2.0M$1.7M
2023$17.1M$1.9M
2024$649K$2.1M

Source: Ontario Financial Information Return (FIR), Schedules 10, 40, 51, 60, 70, 74 and 80 (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.