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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Whitewater Region's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Whitewater RegionUpdated Oct 7, 2026

Your town, in plain words

How Whitewater Region uses the money we share.

A clear, checkable guide to Whitewater Region's budget, taxes and council decisions. A rural township in Renfrew County in the Ottawa Valley, with a mayor, a deputy mayor and five councillors. Every figure links back to the public record.

Property tax raised in 2025$14.6Mall property in Whitewater Region58% Town30% County13% SchoolsSee where your tax bill goes →
Town spending, 2025$11.3MAbout $3,015 per household, up 5.9% from 2024.See the money →
Property tax change+7.7%Whitewater Region's own property tax came to $8.6M in 2025, against $8.0M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$2.9M · 26%
Water, sewers and garbage$2.9M · 26%
Police, fire and safety$2.3M · 20%
Running the town office$1.8M · 15%
Show all 7 servicesShow fewer
Parks, arena and library$1.1M · 9%
Planning and business$270K · 2%
Social services$95,348 · 1%

Day-to-day spending in 2025, from Whitewater Region's report to the Province.

A fair comparisonHow does Whitewater Region compare?Among 38 similar Ontario towns, Whitewater Region's day-to-day spending per household is near the middle.Whitewater Region is here · 17 of 38, lowest to highestCompare Whitewater Region →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 11 questions
Worth askingMoney health

Why do the audited statements leave out the interest owed on the Township's debt at year end?

$65,140interest not counted in the 2025 statements (2024: $69,947)

Both the 2024 and 2025 statements say no provision was made for interest that had built up on long-term debt by December 31. The statements say adding it would have lowered reserves and raised spending by $65,140 for 2025. The auditor still gave a clean opinion.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

Why did the Township put $872,988 into reserves in 2025 when it planned $272,993?

$872,988moved to reserves in 2025, against a budget of $272,993

The 2025 budget planned to move $272,993 from the general operating account into reserves. The audited actual was $872,988, about $600,000 more. The Township has explained one piece of this: $118,528 set aside to soften future police cost increases.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did general government cost $244,248 more than budgeted in 2025?

$244,248general government spending over budget in 2025 (worked out by us)

General government (council and administration) was budgeted at $1,570,309 for 2025 and came in at $1,814,557. That is $244,248 over, or about 15.6% (worked out by us).

Found by reading the town's own documents · 2 sources

Show 7 more questionsShow fewer
Worth askingMoney health

How much of each year's property tax goes to paying off debt?

$1,611,048paid on long-term debt in 2025

The Township owed $13,429,190 in long-term debt at the end of 2025 and paid $1,611,048 in principal and interest during the year. Net municipal taxation was $8,568,606, so debt payments were about 18.8% of it (worked out by us; the two are not the same pot of money). The Township says it is within the Province's limit.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Does Whitewater Region have enough saved for repairs and emergencies?

$4.9Min savings at the end of 2025

Towns keep savings (called reserves) to pay for new trucks, roof repairs and surprises. Whitewater Region had $4.9M saved at the end of 2025, up from $2.7M in 2019. That is 44% of one year's spending. Only 4 of 37 similar towns had less, compared with what they spend.

Found automatically from the town's financial reports · 2 sources

Worth askingMoney health

Why are so many property taxes unpaid?

$1.7Mowed in unpaid property tax, end of 2025

At the end of 2025, $1.7M of property tax had been billed but not paid. That is 11% of everything billed. Only 4 of 37 similar towns had a higher share. A year earlier it was $1.5M.

Found automatically from the town's financial reports · 2 sources

Good to knowRecord-keeping

What is in the $15,467,661 of unfinished construction on the books?

$15,467,661capital work in progress at December 31, 2025

At the end of 2025 the Township carried $15,467,661 as capital work in progress, up from $13,470,190 a year earlier. That is about 32.0% of the $48,285,642 net value of all its assets (worked out by us). The statements do not say which projects it holds.

Found by reading the town's own documents · 1 source

Good to knowRising costs

Why does a 1.6% operating increase turn into a $44.71 rise per $100,000 of assessment?

$44.71increase in municipal tax per $100,000 of assessment, 2026 over 2025

The Treasurer's slides say the 2026 operating budget rose 1.6% net of growth. The same slides show the residential tax rate going from $778.42 to $823.13 per $100,000 of assessment, a rise of $44.71. The Township explains that it has committed to raising its capital levy 4.2% a year, and the Mayor's budget direction capped the net tax requirement at 7%.

Found by reading the town's own documents · 3 sources

Where your tax bill goes

A property tax bill in Whitewater Region pays for three governments. Only part of it goes to the town, and that part is what Whitewater Region council controls.

Tax bill split: Whitewater Region 58%, County or region 30%, Schools 13%
$14.6Mraised in 2025
  • Whitewater Region58%
  • County or region30%
  • Schools13%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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