Data · roundup
Which municipalities have the least saved, compared with what they spend in a year?
Reserves (savings) as a share of one year of day-to-day spending. Low savings can mean a sudden tax increase or loan when something breaks. Places with fewer than 100 households are left out, because a handful of homes makes these figures swing.
| # | Municipality | Region | Population | Year | Lowest savings |
|---|---|---|---|---|---|
| 1 | Cobalt | Northeastern Ontario | 989 | 2025 | 0.5% |
| 2 | Evanturel | Northeastern Ontario | 502 | 2025 | 8.1% |
| 3 | Kawartha Lakes | Eastern Ontario | 86,229 | 2025 | 8.9% |
| 4 | Port Colborne | Central Ontario | 20,033 | 2025 | 9.7% |
| 5 | Hearst | Northeastern Ontario | 4,794 | 2024 | 13.2% |
402 more municipalities in this ranking, and a CSV download, on the members page for Insider and Civic. Already a member?
See the plansA high or low number is a place to start asking, not a judgement: each town page explains the numbers in context and lists ordinary reasons they can be unusual. Source: Ontario Financial Information Returns, each municipality’s latest filed year.