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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Champlain's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / ChamplainUpdated Oct 5, 2026

Your town, in plain words

How Champlain uses the money we share.

A clear, checkable guide to Champlain's budget, taxes and council decisions. A township in the United Counties of Prescott and Russell, with a mayor and eight councillors elected from four wards. Every figure links back to the public record.

Property tax raised in 2025$17.7Mall property in Champlain56% Town31% County13% SchoolsSee where your tax bill goes →
Town spending, 2025$14.2MAbout $3,397 per household, down 1.9% from 2024.See the money →
Property tax change+6.9%Champlain's own property tax came to $10.0M in 2025, against $9.3M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Water, sewers and garbage$3.9M · 28%
Police, fire and safety$3.2M · 23%
Roads and snow$2.8M · 19%
Running the town office$2.3M · 16%
Show all 6 servicesShow fewer
Parks, arena and library$1.6M · 12%
Planning and business$403K · 3%

Day-to-day spending in 2025, from Champlain's report to the Province.

A fair comparisonHow does Champlain compare?Among 47 similar Ontario towns, Champlain's day-to-day spending per household is near the middle.Champlain is here · 31 of 47, lowest to highestCompare Champlain →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 9 questions
Needs an answerMoney health

Does Champlain have enough saved for repairs and emergencies?

$4.8Min savings at the end of 2025

Towns keep savings (called reserves) to pay for new trucks, roof repairs and surprises. Champlain had $4.8M saved at the end of 2025, up from $4.0M in 2019. That is 34% of one year's spending. None of the 46 similar towns had less, compared with what they spend.

Found automatically from the town's financial reports · 4 sources

Worth askingRising costs

Why has contracted services spending been over budget three years in a row?

$7,160,783spent on contracted services in 2023, against a budget of $5,103,470

"Contracted services" is money paid to outside companies to do work for the Township, such as running water systems or collecting garbage. In 2023 the budget was $5,103,470 and the audited statements show $7,160,783. In 2024 the budget was $5,246,290 and the statements show $6,467,025. In 2025 the budget was $5,115,407 and the statements show $5,514,915. The gap was about $2.06 million in 2023, $1.22 million in 2024 and $0.40 million in 2025 (worked out by us). It is shrinking, but it has been over every year. We did not find the Township's own explanation, because its budget reports are behind a browser check we do not get around.

Found by reading the town's own documents · 3 sources

Worth askingRising costs

Why did planning and zoning cost far more than budgeted in 2023 and 2024?

$1,528,653spent on planning and zoning in 2023, against a budget of $280,281

Planning and zoning covers land-use decisions such as rezoning requests. In 2023 the budget was $280,281 and the audited statements show $1,528,653. In 2024 the budget was $338,573 and the statements show $1,021,452. In 2025 the budget was $263,731 and the statements show $402,904. That is about 5.5 times the budget in 2023 and 3 times in 2024 (worked out by us), then a much smaller gap in 2025. The statements do not say what the extra money paid for.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

Why did the landfill closure bill almost triple in one year, and how will the Township pay it?

$1,834,524landfill closure liability at the end of 2025, up from $652,811

The Township opened a landfill in September 2006 and must, by law, close it and look after it for years afterwards. The statements carry that future cost as a liability (money owed later). It stood at $652,811 at the end of 2024 and $1,834,524 at the end of 2025. Almost all of the rise, $1,152,860, is labelled "Remeasurement", meaning the Township re-estimated the cost. The statements also show $1,586,676 of it as "unfinanced", meaning no money has been set aside or raised for it yet (it was $433,816 a year earlier).

Found by reading the town's own documents · 2 sources

Show 5 more questionsShow fewer
Worth askingMoney health

Why did the Township put $289,527 into reserves in 2025 when its budget planned $967,706?

$289,527moved into reserves in 2025, against a budget of $967,706

Reserves are savings set aside for later needs, such as trucks or repairs. The 2025 budget planned net transfers to reserves of $967,706 and an end-of-year balance of $5,482,046. The audited result was $289,527 and $4,807,729. The fire department reserve fell from $253,287 to $41,005 over the same year. In 2025 the Township spent $1,441,787 on vehicles, which may be part of the reason.

Found by reading the town's own documents · 3 sources

Worth askingMoney health

What is the "unfinanced operation" balance, and why has it grown every year since 2022?

$1,892,195negative "unfinanced operation" balance at the end of 2025, up from $734,366 at the end of 2022

In its list of what makes up the Township's accumulated surplus (its net worth on paper), one line is a negative number called "Unfinanced operation". It was $734,366 negative at the end of 2022, $1,352,042 at the end of 2023, $1,745,550 at the end of 2024 and $1,892,195 at the end of 2025. We found no note in the statements that says what it contains.

Found by reading the town's own documents · 3 sources

Good to knowRecord-keeping

Why does the 2025 budget show a surplus of $2,856,150 when the audited result was $870,443?

$2,856,150surplus in the 2025 budget, against $870,443 in the audited result

A surplus is what is left when a year's revenue is more than its spending. The 2025 budget in the statements planned a surplus of $2,856,150. The audited result was $870,443. Most of the gap is explained by one line: the budget column shows no amount for amortization (the yearly wearing out of buildings, roads and vehicles), while the actual column shows $1,995,502. Without amortization, actual spending was about $14.21 million against a budget of $14,307,326 (worked out by us), so day-to-day spending came in a little under budget. Total revenue was $17,080,814 against a budget of $17,163,476. Note 14 says budget figures are presented "on a basis consistent with the presentation of actual figures", yet the amortization line is blank in the budget column.

Found by reading the town's own documents · 2 sources

Good to knowMoney health

Why have grants from the province and other municipalities fallen by more than half since 2023?

$3,859,135from the province in 2023, down to $1,828,123 in 2025

Transfers are money other governments pay the Township. The province paid $3,859,135 in 2023, $2,549,327 in 2024 and $1,828,123 in 2025. "Other municipalities" paid $1,702,874 in 2023, $603,156 in 2024 and $445,928 in 2025. Together that is about $5.56 million in 2023 and about $2.27 million in 2025 (worked out by us). Total revenue fell from $20,828,711 to $17,080,814 over the same two years. The 2023 statements also show a "Social and family services" expense of $1,705,309, close to the 2023 payment from other municipalities. That line is not in the 2024 or 2025 statements.

Found by reading the town's own documents · 2 sources

Where your tax bill goes

A property tax bill in Champlain pays for three governments. Only part of it goes to the town, and that part is what Champlain council controls.

Tax bill split: Champlain 56%, County or region 31%, Schools 13%
$17.7Mraised in 2025
  • Champlain56%
  • County or region31%
  • Schools13%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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