Council BooksChappleOntarioSign inSubscribe
Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Chapple's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / ChappleUpdated Oct 10, 2026

Your town, in plain words

How Chapple uses the money we share.

A clear, checkable guide to Chapple's budget, taxes and council decisions. A township in the Rainy River District of northwestern Ontario, with a reeve and four councillors. Every figure links back to the public record.

Property tax raised in 2025$2.7Mall property in Chapple81% Town19% SchoolsSee where your tax bill goes →
Town spending, 2025$3.0MAbout $7,800 per household, up 9.3% from 2024.See the money →
Property tax change−1.5%Chapple's own property tax came to $2.2M in 2025, against $2.2M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$922K · 31%
Running the town office$508K · 17%
Water, sewers and garbage$471K · 16%
Police, fire and safety$373K · 13%
Show all 9 servicesShow fewer
Health$302K · 10%
Housing$236K · 8%
Parks, arena and library$91,957 · 3%
Social services$48,406 · 2%
Planning and business$19,079 · 1%

Day-to-day spending in 2025, from Chapple's report to the Province.

A fair comparisonHow does Chapple compare?Among 30 similar Ontario towns, Chapple's day-to-day spending per household is on the high side.Chapple is here · 26 of 30, lowest to highestCompare Chapple →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 9 questions
Worth askingRecord-keeping

Why do the summary pages and the detail pages of Chapple's 2025 budget book give different 2024 results?

$242,897.88gap between two 2024 roads totals in the same budget book (worked out by us)

The 2025 budget book shows 2024 figures twice: once on its summary page and once in the line-by-line pages. They do not match. The summary says roads spending in 2024 was $600,659.52. The roads detail page says $843,557.40, a gap of $242,897.88 (worked out by us). The summary says 2024 capital works (buying and building long-lasting things) cost $889,302.56. The capital project list says $88,274.83. The summary says 2024 revenue was $3,749,678.93. The detail pages say $4,110,951.43. The whole revenue gap, $361,272.50 (worked out by us), sits in property tax: $2,356,103.07 on the summary and $2,717,375.57 on the tax page. The 2024 budget column also differs (for example roads: $1,037,514.46 and $1,038,514.46).

Found by reading the town's own documents · 7 sources

Worth askingHow decisions are made

Why was Chapple's 2025 budget adopted on June 17, 2025, almost half way through the year, and where is the 2026 budget?

June 17, 2025date Council adopted the 2025 budget by-law

A budget is the plan for the year's spending and taxes. The audited statements say Council adopted the 2025 financial plan by by-law on June 17, 2025. By then more than five months of the year had passed. The Township's finance page lists budgets for 2019 to 2025 but we did not find a 2026 budget there on October 10, 2026, with the year about three quarters over.

Found by reading the town's own documents · 2 sources

Worth askingMoney health

Why did Chapple borrow $566,550 at 6.85% in 2024 while it held $1,931,013 in cash and $3,178,339 in investments?

$566,550borrowed in 2024 at 6.85%; $442,504 still owed at the end of 2025

In 2024 the Township borrowed $566,550 from CAT Financial, an equipment lender, at 6.85% a year, repayable at $11,178 a month until September 2029. The 2025 budget book calls the yearly payment of $134,139.72 the payment on a "2024 Motor Grader". At the end of 2025 $442,504 was still owed, and interest on the debt was $34,064, up from $10,790. At the same time the Township held cash and investments of $5,338,826 at the end of 2025 (worked out by us: $2,232,762 and $3,106,064). Most of that is set aside: of the cash, $1,222,923 was restricted by Council resolution and $199,469 by funding agreements, leaving $810,370 unrestricted. In 2025 investment income was $359,564.

Found by reading the town's own documents · 6 sources

Good to knowMoney health

Why did Chapple's 2025 budget plan to take $1,035,858.11 from savings, when its reserves fell by $292,567 and it ended the year with a surplus?

$1,035,858.11planned draw on reserves and earlier surpluses in the 2025 budget

Reserves are savings set aside for named purposes. The 2025 budget balanced itself by drawing $1,035,858.11 from reserves and from earlier surpluses, of which $358,121.00 was labelled "Surplus". The audited statements agree: they print a planned deficit of $358,121 and transfers from reserves of $677,737, and the budget book's lines for reserves add to the same amounts. In the end the reserve funds fell from $4,622,247 to $4,329,680, which is $292,567 (worked out by us). The year closed with an annual surplus of $434,997 against a budgeted $196,397. The Township bought $774,803 of capital assets against a planned $1,026,894.

Found by reading the town's own documents · 4 sources

Show 5 more questionsShow fewer
Good to knowMoney health

How will Chapple pay for $435,887 of landfill closure costs when its landfill closure reserve holds $190,295?

$435,887landfill closure obligation (worked out by us), against a $190,295 reserve

A landfill has to be closed and looked after when it is full. The Township's statements record this future cost as a debt-like item called an asset retirement obligation. For its two landfills it is $199,495 (Richardson) and $236,392 (Shenston), together $435,887 (worked out by us). Counting buildings, the obligation is $515,869. The estimated total future cost, not reduced to today's value, is $350,000 and $575,000 for the two landfills. The Township's reserve for landfill closures is $190,295. The statements expect the work to be spread over 37 and 35 years.

Found by reading the town's own documents · 4 sources

Good to knowMoney health

How much of Chapple's waste-site income in the 2025 budget was one-time cleanup money from a train derailment?

$226,250of the 2025 waste-site budget the Township says came from derailment cleanup

The 2025 budget plans $306,250 of waste-site revenue, against a 2024 budget of $80,000 and 2024 actual income of $207,287.76. The Township's own comment beside the line says "$226,250 rc'd from CN - potash/Emo Train Derailment". The budget book also notes the $226,250 difference from the 2024 budget. The audited statements show user fees of $470,636 in 2025, against a budget of $440,750 and $367,869 in 2024. The Township has explained where the money came from. What is not shown is how much of it was one-time, and what happens to it.

Found by reading the town's own documents · 4 sources

Good to knowRising costs

Why does Chapple's 2025 budget set aside $75,000 for auditors and $72,500 for legal and survey costs?

$147,500audit ($75,000) plus legal and survey ($72,500) in the 2025 budget (worked out by us)

In the 2025 budget, "Audit Administration" is $75,000, up from a 2024 budget of $65,000, after the 2024 spending reached $73,177.66. The Township's comment says "auditors - MNP". "Legal/Survey" is $72,500, up from a 2024 budget of $50,000 and 2024 actual spending of $2,237.53. The comment says $7500 is for legal costs for the Brigham Road south extension and $65,000 is for an Assessment Review Board matter. Together these lines are $147,500 (worked out by us). In the audited statements, general government spending in 2025 was $518,480 against a budget of $559,579.

Found by reading the town's own documents · 3 sources

Good to knowHow decisions are made

Did the water treatment plant work that Chapple budgeted in 2024 and again in 2025 go ahead?

$184,115.01water treatment plant capital in the 2025 budget, after $194,982.70 budgeted and unspent in 2024

The 2024 budget set aside $194,982.70 for the water treatment plant and none was spent that year. The 2025 budget set aside $184,115.01 for the plant, paid by a federal infrastructure grant (ICIP). The revenue budget counts $156,674.79 of ICIP Green Stream grant for "WTP projects in Capital". The audited statements show only $20,736 (federal) and $17,278 (provincial) of ICIP Green Stream money recognized in 2025, and $43,736 added to water mains and networks.

Found by reading the town's own documents · 4 sources

Where your tax bill goes

A property tax bill in Chapple pays for the town and schools. Only part of it goes to the town, and that part is what Chapple council controls.

Tax bill split: Chapple 81%, Schools 19%
$2.7Mraised in 2025
  • Chapple81%
  • Schools19%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

Council meetings are open to the public, and councillors answer to you. How to reach Chapple's council · Council Books is free and paid for by readers: support this work.