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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Charlton-Dack's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Charlton-DackUpdated Oct 7, 2026

Your town, in plain words

How Charlton-Dack uses the money we share.

A clear, checkable guide to Charlton-Dack's budget, taxes and council decisions. A small municipality in the Timiskaming District of northeastern Ontario, next to the Town of Englehart, with a reeve and four councillors. Every figure links back to the public record.

Property tax raised in 2025$1.0Mall property in Charlton-Dack86% Town14% SchoolsSee where your tax bill goes →
Town spending, 2025$1.9MAbout $6,847 per household, down 5.7% from 2024.See the money →
Property tax change+13.7%Charlton-Dack's own property tax came to $894K in 2025, against $786K in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Roads and snow$629K · 33%
Running the town office$615K · 32%
Water, sewers and garbage$287K · 15%
Police, fire and safety$136K · 7%
Show all 9 servicesShow fewer
Health$134K · 7%
Housing$44,314 · 2%
Parks, arena and library$33,424 · 2%
Social services$26,833 · 1%
Planning and business$11,235 · 1%

Day-to-day spending in 2025, from Charlton-Dack's report to the Province.

A fair comparisonHow does Charlton-Dack compare?Among 25 similar Ontario towns, Charlton-Dack's day-to-day spending per household is near the middle.Charlton-Dack is here · 16 of 25, lowest to highestCompare Charlton-Dack →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 10 questions
Needs an answerRising costs

Why did Charlton-Dack's property tax go up 14% in 2025?

+14%town property tax, 2024 to 2025

In 2025, Charlton-Dack collected $108K more in its own property tax than in 2024. That is a 14% jump, while prices went up about 2.1%. Only 1 of 24 similar towns raised theirs by more.

Found automatically from the town's financial reports · 3 sources

Needs an answerMoney health

Why are so many property taxes unpaid?

$216Kowed in unpaid property tax, end of 2025

At the end of 2025, $216K of property tax had been billed but not paid. That is 21% of everything billed. Only 2 of 24 similar towns had a higher share. A year earlier it was $218K.

Found automatically from the town's financial reports · 2 sources

Worth askingOpenness

Why are the Municipality's audited financial statements after 2021 not on its website?

2021the newest year of audited statements we found posted, against a June 2026 council approval of the 2025 statements

Audited financial statements are the yearly report card on a municipality's money, checked by an outside accountant. The Municipality's Financial Statements page links nine years, 2013 to 2021. The newest has an auditor's report dated June 6, 2022. Council's minutes of June 1, 2026 show that council received and approved the 2025 audited financials that day. We did not find the 2025 statements, or the ones for 2022, 2023 and 2024, on the website.

Found by reading the town's own documents · 3 sources

Worth askingOpenness

Where can residents read the 2026 budget that council approved on June 1, 2026?

3.75%tax increase approved on June 1, 2026, with no budget document that we could find

A budget is the plan for what the Municipality will spend and collect in a year. Council was shown a draft 2026 budget on April 13, 2026. On May 4, a motion to approve a budget with the tax increase left blank was deferred. On June 1, 2026, council approved the 2026 budget "with a tax increase of 3.75%", higher water charges, and tax rates were set on July 6. We did not find the budget itself, draft or adopted, on the website. The agendas list "2026 Draft Budget (attachment)", but the posted agenda files hold only the list of items.

Found by reading the town's own documents · 4 sources

Show 6 more questionsShow fewer
Worth askingSpending level

How was the $238,000 Grant Road repair priced, and how will the Municipality pay for it?

$238,000Grant Road repair awarded on July 6, 2026

On July 6, 2026 council awarded the Grant Road repair to Curran Contracting for $238,000, after a request for quotes (an RFQ, where the Municipality asks contractors for a price). One month earlier, on June 1, the minutes list the roads for maintenance in 2026 as Brentha Road, River Road and the Charlton grindings. Grant Road was not on that list. We did not find how many quotes came in, what the other prices were, or which budget or grant pays for the work.

Found by reading the town's own documents · 3 sources

Worth askingOpenness

Where do residents find the results of the Municipality's requests for quotes?

2022the year of the newest tender listed on the RFP and Tenders page

A request for quotes is how a municipality asks contractors to price a job. The 2026 minutes and agendas name several: the Grant Road repair, sand shed repairs (a quote for $85,500.00 was approved on April 13) and a Winter Sand RFQ on the September 2 agenda. The Municipality's RFP and Tenders page lists two items, both gravel tenders from 2022, and nothing newer.

Found by reading the town's own documents · 4 sources

Worth askingRising costs

Why are costs at the Charlton water plant rising, and who is paying for them?

$20,000approximate bill for "extras" at the Charlton water plant by February 2, 2026

On February 2, 2026, staff told council that both lift pumps (the pumps that move water through the plant) at the Charlton water plant were having issues, although both were less than a year old, and that a bill for "extras" of approx. $20,000 had already come in for 2026. Staff were to meet the local MPP about the rising costs of running the plant. On June 1, council raised the charge for vacant lots on the water system from $50 to $75 and user fees for Charlton water system users by $50 each. A Charlton Water Plant report is listed as an attachment on the September 2 agenda, and we could not read it.

Found by reading the town's own documents · 4 sources

Good to knowSpending level

What did the sand shed fire cost, and how much of it will insurance cover?

$85,500.00repair quote approved on April 13, 2026 and rescinded on May 4 after the fire

On April 13, 2026 council approved a quote of $85,500.00 from Carved in Stone for sand shed repairs. On May 4 the public works report said a plow truck caught fire, which damaged the sand shed, and that insurance was now involved. That day council rescinded (cancelled) the April approval "as the asset has since been damaged in a fire". The July 6 minutes say sand shed quotes were being obtained, and a Winter Sand RFQ is on the September 2 agenda. We did not find what the new repair will cost or what insurance will pay.

Found by reading the town's own documents · 3 sources

Good to knowMoney health

Is money being set aside to close the landfill, as the Municipality's statements say it expects?

$28,798landfill liability at December 31, 2021, described as unfunded

A landfill must be capped and watched for years after it closes, and the cost is counted as a debt that builds up as the site fills. The 2021 statements record a landfill closure and post-closure liability of $28,798, out of an estimated future total of $100,431. The note says the liability "is currently unfunded and is expected to be funded through budget allocations to a landfill reserve". The list of reserves in note 13 has no landfill reserve. The statements for later years are not posted, so we could not check whether one has been started.

Found by reading the town's own documents · 2 sources

Where your tax bill goes

A property tax bill in Charlton-Dack pays for the town and schools. Only part of it goes to the town, and that part is what Charlton-Dack council controls.

Tax bill split: Charlton-Dack 86%, Schools 14%
$1.0Mraised in 2025
  • Charlton-Dack86%
  • Schools14%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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