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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Laird's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / LairdUpdated Oct 7, 2026

Your town, in plain words

How Laird uses the money we share.

A clear, checkable guide to Laird's budget, taxes and council decisions. A small township in the Algoma District of northern Ontario, with a mayor and four councillors. Every figure links back to the public record.

Property tax raised in 2025$2.3Mall property in Laird89% Town11% SchoolsSee where your tax bill goes →
Town spending, 2025$2.2MAbout $4,662 per household, up 6.1% from 2024.See the money →
Property tax change+5.0%Laird's own property tax came to $2.0M in 2025, against $1.9M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Social services$536K · 24%
Running the town office$528K · 24%
Roads and snow$451K · 21%
Police, fire and safety$275K · 13%
Show all 8 servicesShow fewer
Parks, arena and library$207K · 9%
Water, sewers and garbage$114K · 5%
Health$62,376 · 3%
Planning and business$18,051 · 1%

Day-to-day spending in 2025, from Laird's report to the Province.

A fair comparisonHow does Laird compare?Among 31 similar Ontario towns, Laird's day-to-day spending per household is near the middle.Laird is here · 12 of 31, lowest to highestCompare Laird →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 10 questions
Needs an answerRising costs

Why did the cost of running the town office grow 60% in 6 years?

+60%running the town office, 2019 to 2025

Laird spent $329K on running the town office in 2019 and $528K in 2025. Prices only went up about 21% in that time. Only 2 of 30 similar towns had faster growth here.

Found automatically from the town's financial reports · 3 sources

Needs an answerMoney health

Why are so many property taxes unpaid?

$421Kowed in unpaid property tax, end of 2025

At the end of 2025, $421K of property tax had been billed but not paid. That is 18% of everything billed. Only 2 of 30 similar towns had a higher share. A year earlier it was $330K.

Found automatically from the town's financial reports · 2 sources

Worth askingRising costs

Why is the township's fire services agreement costing $132,650 in 2026 when it cost $74,100 in 2025?

$132,650fire services agreement for 2026, against $74,100 spent in 2025

Laird does not run its own fire department. A staff memo says the township contracts its fire services from Echo Bay. The 2025 cost of the fire services agreement was $74,100. The 2026 budget set aside $150,000 for it, and a budget note in June 2026 says the new agreement "came in at $132,650". That is about $58,550 more than 2025 (worked out by us). Council discussed legal advice about the agreement in a closed session on May 21, 2026, then voted in public to have the Mayor and staff sign it. We did not find the agreement or a staff report on why the price changed.

Found by reading the town's own documents · 5 sources

Worth askingMoney health

Why did the landfill closure savings fall from $306,775 to $141,660 in 2025, when the budget planned to add $20,830?

$141,660landfill closure reserve at the end of 2025, down from $306,775, against a closure liability of $1,928,540

The township owns one landfill. The audited statements record a promise to pay for closing it and caring for the site afterward, which they put at $1,928,540. Council keeps a reserve (money set aside for a future cost) for this. That reserve stood at $306,775 at the end of 2024 and $141,660 at the end of 2025, a fall of $165,115 (worked out by us). The 2025 budget and the 2026 budget both show a planned transfer of $20,830 into it. In the same year the reserve for general and administrative use grew from $1,069,217 to $1,313,588. We did not find a council decision or note that explains where the landfill money went.

Found by reading the town's own documents · 3 sources

Show 6 more questionsShow fewer
Worth askingRising costs

Why is the Laird Fairgrounds sewage study already projected at $47,000 against a $20,000 budget, and what will the fix itself cost?

$47,000projected for the fairgrounds septic study, against a 2026 budget of $20,000

In 2025 the province's environment ministry inspected the sewage systems at the Fairgrounds and Racetrack. The township now has to apply for an approval from the ministry, so it hired engineers. The 2026 budget set aside $20,000 for the "ECA Study for Septic". The July 2026 variance report projects $47,000 for that line, which is $27,000 over. On June 18, 2026 Council approved $17,000 for detailed design and soil testing and $27,150 for a groundwater study, and approved "a budget overage" to be paid from general reserves. The engineers' own price list says it leaves out cost estimates, so we found no estimate for the tanks, pumps and field upgrades that the design calls for.

Found by reading the town's own documents · 5 sources

Good to knowMoney health

Why did unpaid property taxes rise to $421,077, and how much of that rests on one account?

$421,077taxes receivable at the end of 2025, up from $330,182

Taxes receivable are property taxes billed but not yet paid. They were $330,182 at the end of 2024 and $421,077 at the end of 2025. The audited statements say about 42% of that total is owed on one account, and that Council and management are working on payment plans. The township's tax reserve is $50,000. In April 2026 staff told Council that the largest account was on a payment plan and the second largest had given post-dated cheques until June. A March 2026 staff report counted 30 properties two or more years behind, with 18 on payment plans and 4 in tax registration. We did not find an update after June.

Found by reading the town's own documents · 4 sources

Good to knowMoney health

Why did the township's investments bring in $113,046 in 2025 when $54,000 was budgeted, and what are they invested in?

$113,046investment income in 2025, against a budget of $54,000

The township holds $1,026,803 in one managed investment account. Income in 2025 was well above the $54,000 budgeted. A staff report to Council explains that most of the gain was an increase in market value that had not been sold, not interest. The 2026 budget cuts the line to $30,000. About two-thirds of the account is in securities and mutual funds, which can fall as well as rise. The staff report says its purpose is to confirm compliance with the township's investment policy; we did not find the policy among the pages we read.

Found by reading the town's own documents · 3 sources

Good to knowMoney health

Why did provincial grants fall from $867,449 in 2024 to $502,819 in 2025?

$502,819provincial grants in 2025, down from $867,449 in 2024

Provincial grants were the township's second-largest source of income after taxes. They fell by $364,630 from 2024 to 2025 (worked out by us). The 2025 budget had already expected a drop to $554,779, so this was planned, and actual grants came in $51,960 below budget (worked out by us). We did not find a note that says which grants made 2024 so high.

Found by reading the town's own documents · 1 source

Good to knowMoney health

Why raise the 2026 levy by 3.5% after surpluses of $712,701 in 2024 and $248,665 in 2025?

$248,665annual surplus for 2025, against a budgeted $203,178; the 2026 levy rose 3.5%

The levy is the part of property taxes the township collects for its own services. Council set the 2026 levy at $2,083,088, up 3.5%. The audited statements show an annual surplus of $248,665 for 2025, above the $203,178 the budget showed, after $712,701 in 2024. The statements explain that the budget is built a different way from the statements: it leaves out amortization (the yearly wear on buildings and roads, $382,401) and counts capital spending ($450,026) as a cost. So the statements' surplus is not spare cash. Council also told staff in January 2026 to plan to finish surface treatment on the township's roads within three years, which costs money. The 2026 budget carries forward $187,358 as "Audited Surplus from Prior Year"; we could not tie that figure to the statements.

Found by reading the town's own documents · 5 sources

Where your tax bill goes

A property tax bill in Laird pays for the town and schools. Only part of it goes to the town, and that part is what Laird council controls.

Tax bill split: Laird 89%, Schools 11%
$2.3Mraised in 2025
  • Laird89%
  • Schools11%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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