Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026Details

This is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Northern Bruce Peninsula's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.

Compare · 2024

How Northern Bruce Peninsula compares with similar towns

Is Northern Bruce Peninsula spending a lot or a little? The fairest way to tell is to compare it with towns like it. We picked every Ontario town of the same type (Ontario lower-tier municipalities with 60% to 160% of this population that had filed their 2024 return): 50 towns with between 2,655 and 6,971 people.

How to read this. Each grey dot is one similar town. The large dot is Northern Bruce Peninsula, and the line marked "typical" is the town in the middle. The label and colour say where Northern Bruce Peninsula sits:

▼ Very low: lower than 90% of similar towns
▼ Low: lower than 75%
≈ Typical: in the middle half
▲ High: higher than 75%
▲ Very high: higher than 90%
Warning mark: unusual in a worrying way for this measure, like very low savings or a very high tax increase

Being far from the middle is not wrong by itself, but it is where to start asking why.

One thing to keep in mind: "per home" uses the number of households each town reports to the Province. Some towns count seasonal cottages as households and some do not, so comparisons with lake and cottage towns are rougher than they look.

Similar towns in Southwestern Ontario include East Garafraxa, Grand Valley, Mulmur, Melancthon, Perth South, Southwold, Dutton-Dunwich, West Elgin.

Spending per home

What the town spends on each service, divided by the number of homes. This makes big and small towns comparable.

Total day-to-day spending

Everything the town spent in a year, divided by the number of homes.

$2,508Lower than 37 of 50 similar towns. Typical: $3,201

typical

Town property tax

The town's own share of property tax, divided by the number of homes.

$1,915Lower than 38 of 50 similar towns. Typical: $2,411

typical

Running the town office

Council, managers, office staff and the town hall, per home.

$416Lower than 43 of 50 similar towns. Typical: $533

typical

Council

Council pay, expenses and meetings, per home.

$35Lower than 47 of 50 similar towns. Typical: $63

typical

Roads and snow

Per home. Towns with many kilometres of rural road spend more.

$594Lower than 39 of 50 similar towns. Typical: $910

typical

Snow ploughing

Per home.

$54Lower than 37 of 50 similar towns. Typical: $92

typical

Police, fire and safety

Per home.

$558Lower than 36 of 50 similar towns. Typical: $679

typical

Fire department

Per home.

$127Lower than 46 of 50 similar towns. Typical: $229

typical

Police

Per home. Most small Ontario towns pay the OPP under the same province-wide formula.

$257Lower than 45 of 50 similar towns. Typical: $336

typical

Water, sewers and garbage

Per home.

$294Lower than 32 of 50 similar towns. Typical: $601

typical

Garbage, dump and recycling

Per home.

$145Lower than 37 of 50 similar towns. Typical: $209

typical

Parks, arena and library

Per home.

$506Higher than 36 of 50 similar towns. Typical: $323

typical

Planning and business

Per home.

$115Higher than 28 of 50 similar towns. Typical: $84

typical

Money health

Signs of whether the town is living within its means.

Savings compared with spending

Savings, as a share of one year's spending.

135%Higher than 40 of 50 similar towns. Typical: 80%

typical

Savings (reserves)

Money set aside for repairs and emergencies, per home. More is safer.

$3,377Higher than 33 of 50 similar towns. Typical: $2,606

typical

Long-term debt

What the town still owes on long-term loans, per home.

$93Lower than 37 of 50 similar towns. Typical: $522

typical

Unpaid property taxes

Property taxes owed but not yet paid at year end, as a share of all taxes billed. The Province’s financial indicators treat 10% to 15% as a moderate risk and more than 15% as high.

8%Lower than 35 of 50 similar towns. Typical: 9%

typical

Share spent running the office

Out of every dollar spent, how much goes to running the town office.

17%Lower than 29 of 50 similar towns. Typical: 17%

typical

How worn out things are

How much of the value of roads, pipes and buildings has already been used up. Higher means older.

53%Higher than 36 of 50 similar towns. Typical: 45%

typical

How fast costs are growing

Growth over five years (2019 to 2024), and the latest one-year change in property tax.

Property tax increase, last year

How much more the town collected in its own property tax than the year before.

8%Higher than 29 of 50 similar towns. Typical: 8%

typical

Property tax growth, 5 years

How much the town's own property tax grew over five years.

40%Higher than 38 of 50 similar towns. Typical: 30%

typical

Spending growth, 5 years

How much day-to-day spending grew over five years.

48%Higher than 40 of 50 similar towns. Typical: 29%

typical

Office cost growth, 5 years

How much the cost of running the town office grew over five years.

63%Higher than 40 of 50 similar towns. Typical: 41%

typical

Council cost growth, 5 years

How much council costs grew over five years.

44%Higher than 42 of 50 similar towns. Typical: 17%

typical

Parks and arena cost growth, 5 years

How much parks, arena and library costs grew over five years.

58%Higher than 32 of 50 similar towns. Typical: 42%

typical

Roads cost growth, 5 years

How much road and snow costs grew over five years.

58%Higher than 46 of 50 similar towns. Typical: 31%

typical

Source: Ontario Financial Information Return (FIR), 2024, all 51 municipalities (archived copy). Ontario Ministry of Municipal Affairs and Housing. Retrieved 2026-10-01. Figures are what the municipality reported to the Province for each year, prepared on the same basis as its audited financial statements.

Towns sort costs into categories a little differently, and some share services with neighbours, so small gaps mean little. Big gaps are worth a question.