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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Sault Ste Marie's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Sault Ste MarieUpdated Oct 5, 2026

Your city, in plain words

How Sault Ste Marie uses the money we share.

A clear, checkable guide to Sault Ste Marie's budget, taxes and council decisions. A single-tier city of about 75,000 people on the St. Marys River in the District of Algoma, with a mayor and ten councillors, two from each of five wards. Every figure links back to the public record.

Property tax raised in 2025$166Mall property in Sault Ste Marie89% City11% SchoolsSee where your tax bill goes →
City spending, 2025$222MAbout $6,627 per household, up 3.1% from 2024.See the money →
Property tax change+1.4%Sault Ste Marie's own property tax came to $151M in 2025, against $149M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday city.

Explore every service →
Police, fire and safety$66.1M · 30%
Roads and snow$42M · 19%
Water, sewers and garbage$30.2M · 14%
Parks, arena and library$29.8M · 13%
Show all 8 servicesShow fewer
Social services$23.2M · 10%
Running the city office$19.6M · 9%
Planning and business$5.8M · 3%
Health$4.9M · 2%

Day-to-day spending in 2025, from Sault Ste Marie's report to the Province.

Where it comes fromWho pays for Sault Ste Marie's services?Property taxes53%Fees people pay22%Grants for specific projects10%Money from Ontario (no strings)7%Smaller sources8%$285M came in during 2025.See the money →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 9 questions
Worth askingMoney health

Why does the City's landfill have only 3.1 years of room left, and how will its replacement be paid for?

3.1 yearsof landfill room left at current fill rates, down from 4.2 years a year earlier

The City's audited statements say the 5th Line Landfill has about 186,000 metric tons of room left, which at current fill rates is about 3.1 years. A year earlier the same note said about 300,000 metric tons and 4.2 years. The City already owes $38,403,399 for closing and looking after the landfill later, and says that will be "funded from future taxation revenues". It has set aside $15,465,684 in a landfill reserve (money saved for a named purpose). The 2026 budget book plans $22,200,000 of landfill cell development over five years and lists a further landfill expansion of $12 million that is not in its debt forecast. The City has explained the plan: a 2019 business plan raises landfill fees and the tax levy each year.

Found by reading the city's own documents · 6 sources

Worth askingMoney health

Why are the final 2026 yearly transfers to capital reserves $2,100,000 lower than in the preliminary budget, including $1,825,000 less for the landfill?

$2,100,000lower yearly transfer to capital reserves in the final 2026 budget than in the preliminary budget

A capital reserve is money the City sets aside each year to replace roads, vehicles and buildings later. The preliminary 2026 budget book listed reserve transfers of $8,428,091 for 2026, including $2,798,267 for the landfill and $2,980,796 for public works. The final capital budget lists $6,328,091, with $973,267 for the landfill and $2,705,796 for public works. The Chief Financial Officer had already written that the reserves are short: the 2024 target was $19.4 million but the actual was $17.2 million, and the preliminary budget left about a $900,000 shortfall in capital reserve growth. We did not find the City's reason for the change between the preliminary and final books.

Found by reading the city's own documents · 4 sources

Worth askingMoney health

How will the City pay for debt that grows from $11,902,825 in 2026 to $92,862,871 in 2027?

$92,862,871projected outside debt in 2027, against $11,902,825 in 2026

At the end of 2025 the City itself owed $12,685,298 in long-term loans, for the twin pad. The 2026 budget book projects outside debt of $11,902,825 in 2026 and $92,862,871 in 2027, because of two sewage projects, the Biosolids Management Facility and the West End Plant Phase 2. Yearly debt payments are projected to rise from $2,866,323 in 2026 to $8,552,047 in 2028. The City has explained the plan: those projects are paid for by sewer rates, and a large grant already lowered the forecast. The Chief Financial Officer also writes that the City has room for about $40 million more debt, that a further $20 million is not in the forecast, and recommends that Council not take on more debt until the two project costs are final.

Found by reading the city's own documents · 4 sources

Worth askingRecord-keeping

Why do two pages of the 2026 budget book give different costs and shares for the Biosolids Management Facility?

$67.0 millionestimated cost on one page of the 2026 budget book, against $56 million on another

Biosolids are the solids left after sewage is treated. The Chief Financial Officer's report lists the Biosolids Management Facility at an estimated $67.0 million, with $48.2 million of debt, paid two-thirds from sewer rates and one-third from the landfill. The project page in the same book says the budget "remains the estimate of $56 million", paid 80% from sewer rates and 20% from the landfill, and shows $31,084,087 of long-term debt. The sewer share comes to about $44.7 million either way (worked out by us), but the landfill share would be about $22.3 million on one page and about $11.2 million on the other (worked out by us), and the landfill's five-year capital plan shows $7,938,831. We could not tell from the book how these fit together.

Found by reading the city's own documents · 3 sources

Show 5 more questionsShow fewer
Worth askingRising costs

Why is the 2026 police budget $43,950,252, up from $39,650,897, when police are already the largest item in the levy?

$43,950,252final 2026 police budget, up from $39,650,897 in 2025

The final 2026 operating budget gives the Police Services Board $43,950,252, up from $39,650,897 in 2025, an increase of $4,299,355 (worked out by us), or about 10.8% (worked out by us). The preliminary book says the Police Services Board is "accounting for 85% of the total expense increase" in its levy and local boards category, and describes "a net increase of 11% for the Police Services Board". The City's total municipal levy for 2026 is $151,644,623, so police are about 29% of it (worked out by us). The City has said why this worries it: it writes that police services are "outpacing the City's ability to deliver the services" and that police are the largest contributor to levy growth.

Found by reading the city's own documents · 4 sources

Worth askingHow decisions are made

What does the City get from its utility companies PUC Inc. and PUC Services Inc., and what does it stand behind?

$910,080dividends the City received in 2025 from PUC Inc. and PUC Services Inc., which reported net income of $7,819,906

The City owns all the shares of PUC Inc. and PUC Services Inc., which provide electricity distribution and water, wastewater and electrical management services. In 2025 the two reported combined net income of $7,819,906, and the City received dividends (a share of profit) of $910,080. The City has also lent them $31,720,000 in unsecured notes, including $25,000,000 at 6.1% that is payable one year after the City asks. Its statements show $7,939,565 of management fees charged in dealings with them. Separately, the City guarantees the bank debts of the Public Utilities Commission, a related body whose accounts it consolidates, up to $8,000,000; $3,956,715 was owing at the end of 2025. One summary table in the notes does not add up as printed: total assets of $291,153,512 against total liabilities and equity of $296,460,804.

Found by reading the city's own documents · 4 sources

Worth askingRising costs

Why did the cost of parks, arena and library grow 71% in 6 years?

+71%parks, arena and library, 2019 to 2025

Sault Ste Marie spent $17.5M on parks, arena and library in 2019 and $29.8M in 2025. Prices only went up about 21% in that time.

Found automatically from the city's financial reports · 2 sources

Good to knowRising costs

Why had corporate financial expenses reached $4,581,155.39 by September 2025, against a full-year budget of $2,497,614?

$4,581,155.39spent on corporate financial expenses by September 30, 2025, against a $2,497,614 budget for the year

The third-quarter report for 2025 shows $4,581,155.39 spent in nine months on the corporate financial expenses line, against a full-year budget of $2,497,614. The City explains it in a note: the line reflects tax write-offs from a settlement that "have had a multi-year impact", with a significant part already allowed for in 2024. The audited statements show the City's allowance for tax appeals and other items rose from $2,210,000 to $3,169,200. The 2026 budget book adds that large assessment appeals settled in 2025 lowered revenue growth.

Found by reading the city's own documents · 3 sources

Good to knowOpenness

Why are the newest council pay statement and Integrity Commissioner report we found from 2022 and 2023?

2022year of the newest council pay summary we found on the City's budget page

The City's budget page links a summary of council pay and expenses under 2021 and 2022 only. The Integrity Commissioner page lists annual reports up to 2023. The 2023 report is three pages long: it covers one request for advice from a councillor, on the Municipal Conflict of Interest Act, and costs of $1,542.45 for the year and $13,476.26 since the first appointment in 2018. We did not find later pay statements or reports on those pages. They may be posted somewhere else, or there may be nothing more to report.

Found by reading the city's own documents · 3 sources

Where your tax bill goes

A property tax bill in Sault Ste Marie pays for the city and schools. Only part of it goes to the city, and that part is what Sault Ste Marie council controls.

Tax bill split: Sault Ste Marie 89%, Schools 11%
$166Mraised in 2025
  • Sault Ste Marie89%
  • Schools11%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Places are only compared with places of a similar size and kind, from the same yearly reports.

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