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Not the full picture. Built from public records, which leave things out.Read by hand, Oct 2026DetailsThis is built from public records, which leave a lot out, and some of it may be wrong or out of date. Check the sources, and tell us if you spot a mistake. What this site can't tell you
Read by hand. We read Whitchurch - Stouffville's own documents for this site in October 2026; the Sources page lists which ones. The comparisons with other places still come from the Province's yearly reports.
Ontario / Whitchurch - StouffvilleUpdated Oct 5, 2026

Your town, in plain words

How Whitchurch - Stouffville uses the money we share.

A clear, checkable guide to Whitchurch - Stouffville's budget, taxes and council decisions. A town in York Region, north of Toronto, with a mayor and six ward councillors. The mayor has strong-mayor powers. Every figure links back to the public record.

Property tax raised in 2025$141Mall property in Whitchurch - Stouffville34% Town43% County23% SchoolsSee where your tax bill goes →
Town spending, 2025$82.8MAbout $4,384 per household, up 4.8% from 2024.See the money →
Property tax change+6.4%Whitchurch - Stouffville's own property tax came to $48.6M in 2025, against $45.6M in 2024.What changed →

Where it goes

Most of every dollar supports the everyday town.

Explore every service →
Parks, arena and library$21.1M · 25%
Water, sewers and garbage$18.6M · 22%
Police, fire and safety$17.2M · 21%
Running the town office$13.7M · 17%
Show all 7 servicesShow fewer
Roads and snow$8.2M · 10%
Planning and business$3.9M · 5%
Health$168K · 0%

Day-to-day spending in 2025, from Whitchurch - Stouffville's report to the Province.

A fair comparisonHow does Whitchurch - Stouffville compare?Among 15 similar Ontario towns, Whitchurch - Stouffville's day-to-day spending per household is near the middle.Whitchurch - Stouffville is here · 8 of 15, lowest to highestCompare Whitchurch - Stouffville →

Questions worth asking

A closer look at the numbers.

Each one is a question, not an accusation. Every one lists ordinary reasons it could be true, and the documents it comes from.

All 9 questions
Worth askingOpenness

What did the speed camera program collect and cost, and will the $2.5 million of unpaid tickets be collected now that it has ended?

$2,539,861rise in accounts receivable in 2025, which the Town says came from unpaid speed camera tickets

The Town's annual report says a new Automated Speed Enforcement (ASE) program lifted 2025 revenue above budget, produced about $1.5 million of the operating surplus, and ended in November 2025. It also says accounts receivable rose by $2.5 million because of tickets "still pending payment" at year end. The budget book shows a "Fines" line of 3.80 (millions) in the 2025 budget, against 0.36 actual in 2024 and 0.64 in the 2026 budget. We did not find, in the documents we read, how much ASE was budgeted at, what it cost to run, or how much of the unpaid tickets has since been paid.

Found by reading the town's own documents · 6 sources

Worth askingMoney health

Why does the 2026 budget put $3.77 million less into reserves and defer the capital levy, when its own asset plan calls for $16.4 million a year of renewal?

$3.9 millionannual funding gap for asset renewal in 2026, per the Town (a separate figure of $8.3 million appears in the same book)

A reserve is money set aside for later, such as replacing a road or a roof. The Town's 2026 budget cuts the "Transfer to Reserves" from 16.45 to 12.68 (millions), a fall of 22.94%. The budget book says the 3% capital levy, a part of the tax increase meant to build those reserves, "has been deferred to help reduce the property tax impact". It also says that after 2026 reserve contributions of $7.4 million and grants of $5.1 million, "a funding gap of $3.9 million remains" against the $16.4 million a year its 2025 Asset Management Plan recommends. Elsewhere in the same book, the executive summary names a different number: an annual infrastructure investment gap of $8.3 million.

Found by reading the town's own documents · 4 sources

Worth askingMoney health

How will the Town pay for $226.6 million of listed projects with no funding found, when development charge collections are below plan and the fire fund is overdrawn?

$226.6 millionof projects in the 10-year capital plan are unfunded, per the 2026 budget book

Development charges are fees collected when new homes and buildings go up, to pay for what growth needs. The 2026 budget book says $226.6 million of projects in the 10-year plan are unfunded, including three fire stations ($43.6 million), a library branch ($38.2 million) and a leisure centre ($139.5 million). It says development charge collections "have been below projections". The Town's Treasurer's statement shows the fire protection part of the development charge reserve fund closed 2025 at (1,073,007), a negative balance. The Town reports no new debt in the plan.

Found by reading the town's own documents · 4 sources

Worth askingRising costs

Why did the cost of police, fire and safety grow 92% in 6 years?

+92%police, fire and safety, 2019 to 2025

Whitchurch - Stouffville spent $9.0M on police, fire and safety in 2019 and $17.2M in 2025. Prices only went up about 21% in that time.

Found automatically from the town's financial reports · 2 sources

Show 5 more questionsShow fewer
Worth askingMoney health

Why are so many property taxes unpaid?

$19.6Mowed in unpaid property tax, end of 2025

At the end of 2025, $19.6M of property tax had been billed but not paid. That is 14% of everything billed. Only 3 of 14 similar towns had a higher share. A year earlier it was $18.8M.

Found automatically from the town's financial reports · 2 sources

Good to knowMoney health

Why does the 2025 audited surplus ($12,395,534) differ so much from the $3,376,400 operating surplus the Town reports?

$12,395,534audited annual surplus in 2025, against a budget of $3,302,976 and a reported operating surplus of $3,376,400

A surplus is what is left when a year's revenue is more than its spending. The audited statements show an annual surplus of $12,395,534 for 2025, against a budgeted $3,302,976. The year before, the statements show $14,095,564 against a budget of $4,000,315. The Town's own annual report and the Mayor's message give a different number for 2025, an "operating surplus" of $3,376,400, up from "just over $29,000" in 2024. The Town has explained that the budget and the statements are built on different bases. What we did not find is a table that walks from one number to the other. The gap is $9,019,134 (worked out by us).

Found by reading the town's own documents · 5 sources

Good to knowMoney health

How are the Town's $32,141,113 of principal protected notes valued, and why do the statements call them "Level 1"?

$32,141,113held in principal protected notes at the end of 2025, up from $18,949,980

A principal protected note is a bank-issued investment that promises to return the money put in if it is held to the end of its term, with any extra return depending on a market formula. The Town's principal protected notes (PPN) rose from $18,949,980 to $32,141,113 in 2025, about a quarter of its $124,104,550 of portfolio investments (worked out by us). The statements put them in "Level 1", which the same note defines as prices from active markets for identical assets. The note then says the value comes from "discounted cash flow analysis" using the credit risk of counterparties, which sounds more like a model than a quoted price. In 2025 the notes lost $379,866 in fair value, after a gain of $1,840,680 in 2024.

Found by reading the town's own documents · 4 sources

Good to knowOpenness

Why does the budget book show property tax revenue up 2.55% in 2026 and 7.32% in 2027, when the levy increase is 3.50%?

7.32%projected rise in property tax revenue for 2027, against a 3.50% levy increase in 2026

The Town's executive summary says the Mayor tabled a 3.50% tax levy increase for 2026, and the operating summary gives a net levy increase of $1,661,710. The revenue table in the same book shows "Property Taxation" rising from 51.83 to 53.15 (millions), or 2.55%, for 2026. For 2027 it projects 57.04, a rise of 3.89 or 7.32%. A footnote says the 2027 figure includes "the prior year(s) proposed tax levy increase". The book does not say what increase the 2027 projection assumes, or what explains the 2.55%.

Found by reading the town's own documents · 4 sources

Good to knowHow decisions are made

How much could the Town owe members of Council as retirement allowances if they are not re-elected on October 26, 2026?

$1,440,284accrued salary, benefits and severance payable at the end of 2025 (covers staff as well as Council)

The Town's statements say a 2021 by-law gives every member of Council a retirement allowance of one month's salary for each year of continuous service, up to 12 months, if they are not re-elected. The statements say management estimates the cost and reserves are set aside, but they do not give the amount for Council. They list one combined line, "Accrued salary, benefits and severance payable", of $1,440,284 at the end of 2025, down from $2,714,486, which also covers staff.

Found by reading the town's own documents · 3 sources

Where your tax bill goes

A property tax bill in Whitchurch - Stouffville pays for three governments. Only part of it goes to the town, and that part is what Whitchurch - Stouffville council controls.

Tax bill split: Whitchurch - Stouffville 34%, County or region 43%, Schools 23%
$141Mraised in 2025
  • Whitchurch - Stouffville34%
  • County or region43%
  • Schools23%
  • Every fact, sourced

    Each number links to the public document it came from. Check it yourself.

  • No accusations

    We ask questions. Every one lists ordinary reasons a number could look odd.

  • Compared fairly

    Towns are only compared with places of a similar size and kind, from the same yearly reports.

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